Elaine Webster is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo in various capacities since 2011. Outside of her advisory role, she is a notary public in Los Angeles County. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Rubi Rodriguez Lopez is a financial advisor at Charles Schwab with four years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and TD Ameritrade. Prior to her financial services career, she was employed at Frasco Investigative Services and Daniel Cheren and Associates. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and provides integrated brokerage, custody, and advisory services.

Phil Schramm is a CERTIFIED FINANCIAL PLANNER™ professional with over 41 years of experience. He has been with Raymond James Financial and its related entities since 1991, serving at Raymond James Financial for the past 17 years. Outside of advising, he is involved in managing rental real estate properties, including Executive Suites in Valencia, CA, and operates Schramm Financial Group, which provides insurance services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and consulting using analytical tools to support client goals, and it maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Megan Mendez is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation and previously worked at Equitable. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a combination of quantitative asset-allocation modeling and centralized due diligence in its investment approach.

George Muench is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank, Concord, Very Rare LLC, Live Nation Entertainment, Montone Inc., and BMG. His background includes roles across financial services and entertainment sectors. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment solutions supported by centralized operations and extensive research.

Spencer Miller is a CFP® professional with 17 years of experience in the financial services industry. He is currently with LPL Enterprise and has held prior roles at a variety of firms including MassMutual Investors Services, Western International Securities, and Allstate Financial Services. In addition to his advisory work, he is involved in insurance brokerage focusing on life, disability, long-term care, fixed annuities, and health products. LPL Enterprise, LLC serves a diverse range of clients including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management programs through both advisory and brokerage channels.

Tristan Anguiano is a Financial Consultant at Fidelity Investments, where he works to create customized financial plans tailored to his clients' goals, values, and financial aspirations. He joined Fidelity Investments in 2021 and has held multiple roles including Investment Consultant and Relationship Manager before becoming a Financial Consultant in 2023. Prior to joining Fidelity, Tristan gained experience as a Relationship Banker and Personal Banker at Wells Fargo from 2018 to 2021. He holds a California Insurance License, supporting his expertise in financial consulting. Outside of his professional work, Tristan enjoys fitness, exploring different cuisines, hiking, outdoor adventures, traveling, and spending time with pets.

Jacqueline Weinstein is a financial advisor with Ameriprise, holding a Series 66 designation and 23 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Christine Stern is a financial advisor with LPL Financial in Sherman Oaks, CA, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She has been with LPL Financial since 2005. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary portfolio management, supported by research and a variety of investment programs.

M Eskoff is a financial advisor with Morgan Stanley in Valencia, CA, holding Series 63 and Series 65 licenses and having 35 years of industry experience. He has been affiliated with various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and broad investment strategies in its advisory services.

Manuel Padilla is a financial advisor at Ameriprise Financial Services with Series 66 credentials and one year of industry experience. Prior to joining Ameriprise, he worked at Costco Wholesale for nine years. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Anthony Kyber is a CFP® with 27 years of experience in financial services. He is currently with Morgan Stanley, having worked there since 2021, and previously spent a decade at UBS Financial Services. His credentials also include Series 63 and Series 65 licenses. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by a structured discovery process and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through Financial Advisors and specialized planning groups.

Martina Vega is a financial advisor with Edward Jones in Valencia, CA. She holds Series 63 and Series 66 designations and has 26 years of industry experience, including 22 years with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 advisors.

Kamerie Larsen is a Financial Advisor with Merrill Lynch Wealth Management, specializing in retirement planning. She focuses on empowering clients to understand and feel confident in making financial decisions. Kamerie collaborates with clients to develop personalized financial plans based on individual goals and comfort levels. With more than 30 years of experience in the financial industry, Kamerie joined Merrill due to its holistic approach to wealth management and banking. Her role provides access to elite Money Managers and an open architecture that allows her to deliver a comprehensive range of Bank of America's deposit and lending services, positioning her as a single point of contact for clients' financial needs. She holds the Personal Investment Advisor (PIA) designation and is affiliated with Merrill Lynch Wealth Management. Outside of her professional role, Kamerie is involved with the community organization Zoe International. She enjoys spending time with her family, including her two dogs, Bailey and Annabelle, and has a passion for traveling and exploring new cultures. In her leisure time, she likes biking, dancing, music, and reading.

Manuel Ashekian is a CFP®-certified financial advisor with 14 years of industry experience. He currently works at Wells Fargo Clearing and has previously held roles at Charles Schwab, J.P. Morgan Chase, J.P. Morgan Securities, Merrill Lynch, and Bank of America. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm’s advisory approach includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Landis Richardson is a financial advisor at Merrill with 16 years of industry experience and holds the Series 66 designation. His prior work includes roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of his advisory work, he owns Melodias Properties, an S Corporation involved in property investment. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual and institutional clients.

Leonard Achenbach is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at AXA Advisors, LLC and Equitable Advisors. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage and investment management capabilities.

Paul Peters is a Vice President, Financial Consultant at Fidelity Investments, where he has been serving since 2022. In this role, he focuses on building long-term relationships with high net-worth families in the Conejo Valley community. He and his team collaborate closely with clients to develop financial plans tailored to their income and investment needs before and throughout retirement. Paul brings over 18 years of experience in wealth management. Prior to joining Fidelity, he held positions at Merrill Lynch, including Market Leader from 2014 to 2022 and Financial Advisor from 2007 to 2014. He holds a California Insurance License. Paul has a personal connection to the Conejo Valley community, where he played baseball and graduated from California Lutheran University.

David Brown is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2023. He has been with Fidelity Investments since 2011, progressing through positions including Brokerage Representative, Financial Representative, Investment Consultant, and Financial Consultant. David partners with high net worth clients and families to create personalized, tax-efficient investment strategies aimed at growing and preserving wealth and generating reliable income. He emphasizes being the primary contact for clients when life events impact their finances, supporting them through various stages of life. He holds a California Insurance License.

Jonathan O'Brien is a financial advisor with Morgan Stanley in Sherman Oaks, CA, holding a Series 66 designation and 27 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs for individuals and institutional clients. The firm uses structured financial planning tools and delivers tailored advice through its Financial Advisors and Estate Planning Strategies Group.