Dorothy Beck is a financial advisor with Chaos Solved, Inc. She holds a Series 65 credential and has 16 years of industry experience. She has been involved with Chaos Solved, Inc. since 1993 and with Chaos Solutions Corp. since 1998, where she serves as vice president. Chaos Solved, Inc. is an investment manager focusing on managing pooled vehicles and institutional assets rather than individual retail accounts. The firm offers discretionary portfolio management and account review services and operates with a capacity for performance-based fees and pooled-vehicle strategies.

Max Kramer is a financial advisor at Kramer Investment Advisors, Inc., holding Series 65 and Series 63 credentials with 10 years of industry experience. He has worked at Kramer Investment Advisors since 2015. Outside of his advisory role, he is also a financial executive involved with fixed insurance products, including life and annuities, at Trilogy Financial Services. Kramer Investment Advisors provides advisory services primarily by selecting and referring third-party money managers and offering financial planning without additional charges. The firm serves individuals, trusts, retirement plans, and institutions, acting mainly as an intermediary while portfolio implementation and trade execution are handled by third-party managers.

Janet Robinson is a financial advisor at Oak Asset Management, LLC with 41 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Oak Asset Management since 2017, following eight years at Wells Fargo Advisors Financial Network LLC. In addition to her advisory role, she has been an insurance agent since 1984. Oak Asset Management serves individual and high-net-worth clients, as well as trusts, pension and profit-sharing plans and other business entities, providing discretionary asset management and investment consulting. The firm emphasizes fundamental stock selection and strategic asset allocation and operates exclusively as a wrap-fee program sponsor, including retirement plan consulting within its advisory services.

Thomas Robertson is a financial advisor at Oak Asset Management, LLC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Advisors Financial Network LLC. Robertson has been an insurance agent since 1997 in Westlake Village, CA. Oak Asset Management serves individual and high-net-worth clients, as well as trusts, pension and profit-sharing plans, delivering discretionary asset management and investment consulting. The firm emphasizes fundamental stock selection combined with strategic asset allocation and operates exclusively as a wrap-fee program sponsor, including retirement plan consulting within its wrap advisory services.

Donald Beck Jr. is a Series 65-licensed financial advisor with 16 years of industry experience. He is affiliated with Chaos Solved, Inc. and has also served as president of Chaos Solutions Corp., a real estate management and investment firm, since 1998. Chaos Solved, Inc. specializes in managing pooled investment vehicles and institutional assets with discretionary portfolio management and performance-based fee structures. The firm operates with a small advisory team across multiple offices and appears focused on future institutional mandates rather than current retail client assets.

Jack Noe is a financial advisor with Oak Asset Management, LLC in Westlake Village, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked at Oak Asset Management since 2017 and previously spent eight years with Wells Fargo Advisors Financial Network LLC. Oak Asset Management serves individual and high-net-worth clients, as well as trusts, pension and profit-sharing plans, and other business entities, providing discretionary asset management and investment consulting. The firm’s investment approach focuses on fundamental stock selection and strategic asset allocation, operating exclusively as a wrap-fee program sponsor and including retirement plan consulting within its wrap advisory services.

Ronald Kramer is a financial advisor at Kramer Investment Advisors, Inc. with 23 years of industry experience. He holds a Series 66 designation and has operated his own accounting firm, Kramer Accountancy Corporation, since 1993. In addition to his advisory work, he is involved in insurance services through Kramer Insurance Services and other related business activities, including accounting, tax, and business management. Kramer Investment Advisors offers advisory services primarily by selecting and referring third-party money managers and providing financial planning at no additional charge. The firm serves individuals, trusts, retirement plans, and institutions, acting as an intermediary rather than directly managing client assets or executing trades.

Kiel Holmes is a financial advisor at Kelsey Financial, LLC with 12 years of industry experience. He holds a Series 66 designation and has worked at several firms, including Financial West Group and Western International Securities, Inc. Outside of finance, Holmes is a self-employed voice actor specializing in commercial and animation work. Kelsey Financial serves private and institutional clients, offering discretionary portfolio management, financial planning, and pension consulting. The firm employs a combination of model portfolios and bespoke supervisory accounts, utilizing tactical asset allocation, quantitative and fundamental analysis, and various trading strategies.

Steven Hoppel is a financial advisor with Kelsey Financial, LLC in Moorpark, CA, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at Western International Securities, Uber, and Financial West Group. Outside of advising, he is involved with Ghost Town Spirits, LLC, a business he has been part of since 2021. Kelsey Financial serves a diverse client base including individuals, pension plans, charitable organizations, and corporations. The firm employs a discretionary investment approach combining model-based and tactical asset allocation with economic, quantitative, and fundamental analysis.

Jonathan Fersht is a financial advisor with Kelsey Financial, LLC, holding Series 63 and Series 65 designations and bringing 16 years of industry experience. His prior roles include positions at Westlake Sentinel Management, Western International Securities, and Isaak Bond Investments. He is involved in the exploratory process of a private hedge fund, Westlake Sentinel Fund, which is not currently soliciting clients. Kelsey Financial serves private and institutional clients, offering discretionary portfolio management, financial planning, pension consulting, and access to third-party money managers. The firm employs tactical asset allocation combined with quantitative and fundamental analysis across a range of trading strategies and incorporates educational programs and AI governance in its practices.

Stephen Egnatchik is a financial advisor at Kelsey Financial, LLC with two years of industry experience. He holds a Series 65 designation and previously worked at Westlake Sentinel Fund and the Ventura County Sheriff's Department. Egnatchik also holds a California Real Estate Agent license, though he does not actively pursue real estate business. Kelsey Financial serves private and institutional clients, including high-net-worth individuals, pension plans, and charitable organizations, offering discretionary portfolio management, financial planning, and consulting. The firm employs model portfolios and bespoke supervisory accounts using tactical asset allocation, quantitative and fundamental analysis, and a variety of trading strategies.

Ilan Fersht is a financial advisor at Kelsey Financial, LLC with 43 years of industry experience. He holds a Series 63 designation and has worked at Kelsey Financial since 2023, following six years at Western International Securities, Inc. and 26 years at Financial West Group. Outside of his advisory role, Fersht is involved in several real estate-related business activities as a passive investor and manager. Kelsey Financial serves private and institutional clients with discretionary portfolio management, financial planning, pension consulting, and referrals to third-party money managers. The firm employs model portfolios and bespoke supervisory accounts, blending tactical asset allocation with quantitative and fundamental analysis and various trading strategies.

Annette Gallo is a financial advisor at Kelsey Financial, LLC with 10 years of industry experience. She has worked at Western International Securities and Financial West Group, and has been self-employed since 2003 as a hair stylist, dedicating a significant portion of her time to that non-investment activity. Kelsey Financial serves individual clients, pension and profit-sharing plans, charitable organizations, corporations, and registered investment advisers. The firm employs a discretionary investment approach combining model-based and tactical asset allocation with economic, quantitative, and fundamental analysis, and offers a variety of services including portfolio management, financial planning, and pension consulting.