Christopher Deleon is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. He has worked at J.P. Morgan Securities and JPMC Bank NA since 2018 and previously at Bank of America N A from 2016 to 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research and includes expanded derivatives and commodities capabilities.

James Gilmore is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads goals-based wealth management efforts for a select group of affluent clients and their families. His approach focuses on understanding clients' priorities, goals, and aspirations to develop personalized financial strategies. James analyzes current market trends and economic data to identify opportunities and challenges, aiming to provide clarity and simplicity in a complex financial environment. James began his financial services career in 1981 at Merrill Lynch Wealth Management as an Operations Specialist. He gained experience as Vice President of High Yield and Convertible Bonds at Drexel Burnham Lambert and as Vice President of Taxable Fixed Income at Jefferies & Company before returning to Merrill in 2001. His client focus includes college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, tax minimization, and retirement income. He holds a Bachelor of Arts degree in Political Science from Middlebury College and earned the Certified Investment Management Analyst® (CIMA®) designation as well as the CERTIFIED FINANCIAL PLANNER™ (CFP®) certificant. James is also a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is a member of the Investments & Wealth Institute and supports community organizations including Rady Children's Hospital, San Elijo Lagoon Conservancy, Surfrider Foundation, and Sierra Club. Additionally, he participates in the Middlebury College Alumni Admissions Program. Outside of work, James enjoys biking, boating, gardening, ice hockey, music, running, skiing, and traveling.

Kayla Mendez is a Financial Consultant at Fidelity Investments, where she has been working since 2026. Prior to this role, she held various positions within Fidelity Investments, including Investment Consultant, Planning Consultant, Relationship Manager, Investment Solutions Representative, and Customer Relationship Advocate, gaining comprehensive experience in financial services. She holds a California Insurance License, which supports her advisory capabilities. Kayla is committed to helping clients develop and implement financial plans aligned with their goals by understanding their personal values and overall financial situations. Outside of her professional work, Kayla enjoys cooking and baking, participating in family activities, fitness, reading, and running.

Matthew Warter is a financial advisor with LPL Financial, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Russell Investments, Citigroup Global Markets, PlanMember Securities, and CalPro Network Financial Services. He is involved with Swell Wealth Management, a noninvestment-related S corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of over 22,900 advisors.

Kailen Cook is a financial advisor at Edward Jones with 22 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Voya Financial Partners, OneAmerica Securities, and LPL Financial. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment advisory programs. The firm manages approximately $1.01 trillion in assets and supports its clients through a large nationwide network of advisors and branch offices.

Veronica Rodriguez is a financial advisor with J.P. Morgan Securities in Encinitas, CA, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. She has worked with JPMORGAN Chase Bank and J.P. Morgan Securities since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program.

Kelly Takacs is a Planning Consultant at Fidelity Investments, a role she has held since 2021. Prior to this, she worked as a Relationship Manager from 2018 to 2021 and as a Financial Representative from 2016 to 2018, all within Fidelity Investments. Kelly holds a California Insurance License. Her professional approach involves gaining a deep understanding of her clients' situations to build plans that support their needs and desires. Outside of her professional work, Kelly has interests in fitness, pets, Pilates, traveling, and yoga.

Ann Tu is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Benjamin Solari is a financial advisor at Fisher Investments with nine years of industry experience. He holds a Series 65 designation and has been with Fisher Investments since 2015. The firm serves a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals, offering discretionary portfolio management and comprehensive investment services. Fisher Investments employs a centralized investment approach combining quantitative and qualitative analysis to construct diversified portfolios and manages risk through various tax-aware and defensive strategies.

Carrie Vilaplana is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. She previously worked at Wells Fargo and Unionbanc Investment Services. Vilaplana serves as President of the CREW San Diego Building Futures Foundation, a nonprofit providing scholarships and grants to support education and licensing in the industry. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, and endowments, focusing on asset allocation advice and investment manager searches. Its advisory program combines quantitative and qualitative research with an ESG framework and includes access to derivatives and commodities capabilities.

Graydan Smith is a financial advisor at LPL Financial with six years of industry experience. He previously worked at Bank of America, Merrill, and Domas Capital Group. He holds a Series 66 designation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a focus on both strategic and tactical investment approaches.

Arda Okcuoglu is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, he held roles at Citibank and worked in various capacities outside finance, including at Blackhorse Coffee & Espresso and Lokum. He also pursued full-time education at Cal Poly San Luis Obispo. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services tailored through proprietary research and model-based asset allocations.

William Clark is a financial advisor at Thrivent Investment Management with 22 years of industry experience. He holds Series 65 and Series 66 designations and has been with Thrivent Financial and Thrivent Investment Management since 2016. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based financial analyses and enables clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan,” while keeping the services distinct.

Zachary Sundstedt is a financial advisor at Morgan Stanley with two years of industry experience. He holds the Series 66 and Series 63 licenses and has worked at Morgan Stanley Private Bank, N.A., The Vanguard Group, and in various self-employed roles. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning approach involves structured discovery conversations and firm-approved tools, using modeling techniques like Monte Carlo simulations to inform clients.

Scott Sutherland is a financial advisor with LPL Financial in Del Mar, CA, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Citigroup Global Markets. He serves as a trustee for a family scholarship fund in San Diego. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives.

Patrick Mead is a CFP® with 36 years of industry experience, currently serving as a financial advisor at Equitable Advisors. His prior roles include positions at LPL Financial, First Allied Advisory Services, and New England Securities, as well as an earlier tenure at Equitable Advisors. Outside of his advisory work, he is a co-trustee for his own trust and a trustee of a family trust. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm employs a range of third-party advisory models and programs to deliver customized investment solutions and ERISA fiduciary services for qualified plans.

Richard Ordona Jr. is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and has previously worked at Grousemont Property Management and AssuredPartners of WA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides advisory services without offering individual security recommendations as part of its standalone planning program.

Adam Traganza is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and over 32 years of industry experience. He has been with Cambridge since 2017 and previously worked at FSC Securities Corporation. Outside of his advisory role, he has served as guardian and custodian for an elderly parent. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organization clients, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a network of thousands of financial professionals. The firm employs a mix of proprietary model strategies and third-party advisors, providing both discretionary and non-discretionary management across multiple platforms.

Michael Roberts is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 63 designation and 33 years of industry experience. He has worked at Morgan Stanley since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Aysha Williams is a CFP®-designated financial advisor at Charles Schwab with seven years of industry experience. She has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2019. Prior to that, she held positions at The Music Center and the University of California Los Angeles. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by comprehensive research and centralized operational infrastructure.