Peter Henziak is a financial advisor at Raymond James & Associates with 26 years of industry experience. He holds a Series 66 designation and has worked previously at Merrill and Bank of America, N.A. He is based in Irvine, CA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Norma Jane Soto is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, she worked at Bank of America, N.A. and held multiple roles at Sherwin-Williams Company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Autumn Kim is a Planning Consultant at Fidelity Investments, a position she has held since 2025. Prior to this role, she served as a Central Relationship Manager from 2022 to 2025 and as a Relationship Manager from 2020 to 2022 within the same organization. Her professional approach centers on building trust and understanding her clients' goals and values, with a focus on collaborative financial planning. Autumn is licensed in insurance in California.

Matthew Leonard is a financial advisor with Merrill in Lake Forest, CA, holding a Series 66 designation and three years of industry experience. He has been with Merrill since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

David Kwak is a financial advisor with J.P. Morgan Securities in Irvine, CA. He holds Series 63 and Series 66 designations and has three years of industry experience. His prior roles include positions at JPMorgan Chase Bank and various insurance and service-related companies. Outside of finance, he has been involved with San Juan Tae Kwon Do and Top Motion LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Sanjay Mathur is a financial advisor with RBC Capital Markets in Irvine, CA, holding a Series 63 designation and 42 years of industry experience. He previously worked at Wells Fargo Clearing and WELLS FARGO Advisors. Mathur is an active owner of a charitable foundation that he runs with his wife. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients’ Advisory Risk Profiles.

Jack Azar is a financial advisor at Equitable Advisors with 41 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including Cooper McManus, Cambridge Investment Research, Inc., and Crown Capital Securities, Lp. Outside of his advisory role, he is a licensed insurance agent specializing in property and casualty and group health insurance, making referrals to Risk Strategies. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charitable organizations, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating primarily through LPL-sponsored programs and multiple endorsed TAMPs.

Charles Doering is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Morgan Stanley since 2013, including a role at Morgan Stanley Private Bank, National Association since 2015. Based in Laguna Niguel, CA, his career has been focused within the Morgan Stanley organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

George Otto is a financial advisor at RBC Capital Markets with 39 years of industry experience. He holds Series 63 and Series 65 certifications and has worked at City National Bank since 2019 and RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles and investment preferences.

Derek Strombotne is a Planning Consultant at Fidelity Investments, where he currently works to support clients in making informed financial decisions. He emphasizes education in his approach to advising clients and their families. Derek has accumulated professional experience across several roles at Fidelity Investments since 2024, including positions as a Relationship Manager and Investment Solutions Representative. Prior to joining Fidelity, he worked as a Financial Consultant at PruCo Securities LLC from 2022 to 2023. Derek holds a California Insurance License. Outside of his professional work, Derek has personal interests that include comedy, cooking and baking, music, skiing, and surfing.

Kristen Maxwell is a financial advisor at LPL Financial with six years of industry experience. She holds a Series 66 designation and has previously worked with Darci Kelley, Waddell & Reed Inc, and various insurance carriers. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Lily Kim is a financial advisor at Fidelity with nine years of industry experience and holds Series 66 and Series 63 designations. She has worked at Fidelity Investments since 2020 and previously spent five years as a homemaker. Kim serves as the financial secretary for Santiago Hills Elementary School’s PTA, handling fund collection and recordkeeping. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across various investment products and model portfolios.

Robert Stanton is a financial advisor with Raymond James Financial in Lake Forest, CA, holding Series 63 and Series 65 licenses and 43 years of industry experience. He has worked with Raymond James Financial Services since 2003 and operates Stanton & Castleton, Inc., an independent branch. Outside of his advisory work, he is the owner of Portfolio Design - PSDS Design Inc., a business focused on developing and distributing a financial tool. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning supported by risk profiling and analytical modeling, with a notable municipal advisor affiliation and a range of advisory programs.

Andrew Markham is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked with Cetera and its affiliates since 2022, following 14 years at First Allied Securities and ongoing involvement with Markham Financial Services, Inc. Markham volunteers with nonprofit organizations, including serving as a board member for Caring Cetera and participating in charity bike rides for multiple sclerosis. He is also a writer for A Travel Mobius. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, including access to third-party money managers and multiple program structures, managing over $256 billion in assets with more than 10,000 advisors.

Nicholas Romero is a financial advisor at Thrivent Investment Management with 10 years of industry experience. He holds the Series 66 designation and has worked at Thrivent Financial since 2017, following a one-year tenure at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. Their approach focuses on holistic, goal-based planning covering multiple financial topics, while keeping planning services and managed-account programs separate.

Michael Guidroz is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been affiliated with Raymond James since 2012 and is the owner of Capital Wealth Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and utilizes analytical tools to model potential outcomes, supporting implementation through its advisory programs and other providers.

Valerie Bozich is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. She holds a Series 66 designation and has been with J.P. Morgan Securities since 2012. Her career also includes a long tenure at JPMorgan Chase Bank, N.A. beginning in 2001. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence to support non-discretionary client decision-making.

Kishore Mirchandani is a financial advisor with OSAIC based in Irvine, CA, holding Series 63 and Series 65 licenses and 31 years of industry experience. His prior experience includes 12 years at Lincoln Financial Advisors. He serves as a board member for ADF Foods Ltd. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, offering brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm utilizes firm-provided asset-allocation tools and supports both discretionary and non-discretionary accounts with varied investment options.

Andrew Mason is a financial advisor at Cambridge Investment Research Advisors with one year of industry experience. He holds Series 63 and Series 66 credentials and has prior work experience with Twins Chiropractic and several other firms. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers comprehensive financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, using a variety of portfolio management strategies and platform arrangements.

Christina Chang is a financial advisor with Cetera, holding a Series 66 designation and four years of industry experience. She has worked with Cetera and related entities since 2022 and previously spent four years at East West Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individual investors, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services and operates a multi-manager platform with extensive program options and affiliations.