George Otto is a financial advisor at RBC Capital Markets with 39 years of industry experience. He holds Series 63 and Series 65 certifications and has worked at City National Bank since 2019 and RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles and investment preferences.

Derek Strombotne is a Planning Consultant at Fidelity Investments, where he currently works to support clients in making informed financial decisions. He emphasizes education in his approach to advising clients and their families. Derek has accumulated professional experience across several roles at Fidelity Investments since 2024, including positions as a Relationship Manager and Investment Solutions Representative. Prior to joining Fidelity, he worked as a Financial Consultant at PruCo Securities LLC from 2022 to 2023. Derek holds a California Insurance License. Outside of his professional work, Derek has personal interests that include comedy, cooking and baking, music, skiing, and surfing.

Daniel Hanna is a financial advisor at Edward Jones in Mission Viejo, CA, holding Series 63 and Series 66 licenses with two years of industry experience. His prior roles include positions at LPL Financial LLC, JPMorgan Chase Bank, N.A., and Fidelity Investments. He also has experience outside of finance, having worked with Krispy Klean OC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charitable organizations. The firm offers various advisory programs, managed solutions, and affiliated investment products, operating under a fiduciary standard and maintaining a large national network of advisors and branch offices.

Kristen Maxwell is a financial advisor with LPL Financial in Tustin, CA, holding a Series 66 credential and six years of industry experience. She has worked at LPL Financial since 2021 and previously held roles with Darci Kelley, Waddell & Reed Inc, and various insurance carriers. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers advisory and brokerage services through a large network of investment adviser representatives, providing access to financial planning, model portfolios, third-party asset management, and institutional platforms.

Lily Kim is a financial advisor at Fidelity with nine years of industry experience. She holds Series 66 and Series 63 licenses and has been with Fidelity since 2020. Outside of her advisory role, she serves as the financial secretary for Santiago Hills Elementary School’s PTA in Irvine, California. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Robert Stanton is a financial advisor with Raymond James Financial in Lake Forest, CA, holding Series 63 and Series 65 licenses and 43 years of industry experience. He has worked with Raymond James Financial Services since 2003 and operates Stanton & Castleton, Inc., an independent branch. Outside of his advisory work, he is the owner of Portfolio Design - PSDS Design Inc., a business focused on developing and distributing a financial tool. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning supported by risk profiling and analytical modeling, with a notable municipal advisor affiliation and a range of advisory programs.

Andrew Markham is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked with Cetera and its affiliates since 2022, following 14 years at First Allied Securities and ongoing involvement with Markham Financial Services, Inc. Markham volunteers with nonprofit organizations, including serving as a board member for Caring Cetera and participating in charity bike rides for multiple sclerosis. He is also a writer for A Travel Mobius. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, including access to third-party money managers and multiple program structures, managing over $256 billion in assets with more than 10,000 advisors.

Nicholas Romero is a financial advisor at Thrivent Investment Management with 10 years of industry experience. He holds the Series 66 designation and has worked at Thrivent Financial since 2017, following a one-year tenure at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. Their approach focuses on holistic, goal-based planning covering multiple financial topics, while keeping planning services and managed-account programs separate.

Michael Guidroz is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been affiliated with Raymond James since 2012 and is the owner of Capital Wealth Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and utilizes analytical tools to model potential outcomes, supporting implementation through its advisory programs and other providers.

Wesley Sutton is a financial advisor at LPL Financial with 21 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services and Wells Fargo Clearing. Outside of advising, he co-owns a residential construction company and serves on the board of directors for El Niguel Country Club in Laguna Niguel, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Valerie Bozich is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 25 years of industry experience. She has been with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2001. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates ESG eligibility frameworks where appropriate.

Kishore Mirchandani is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lincoln Financial Advisors for 12 years. Mirchandani serves as a board member for ADF Foods Ltd and is active in insurance-related activities, including offering various health and life insurance products. OSAIC Wealth serves a diverse client base, including individual investors, retirement plans, charities, and corporations, providing a range of brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization and is notable for its scale, complex affiliate network, and recent consolidation activity.

Andrew Mason is a financial advisor at Cambridge Investment Research Advisors with Series 63 and Series 66 designations and one year of industry experience. His prior work history includes roles at Cambridge Investment Research, Inc. and Twins Chiropractic. Cambridge Investment Research Advisors serves a diverse clientele, including individual and institutional investors such as pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base across multiple platforms and provides access to proprietary model strategies and third-party advisers.

Christina Chang is a financial advisor with Cetera, holding a Series 66 designation and four years of industry experience. She has worked with Cetera and related entities since 2022 and previously spent four years at East West Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individual investors, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services and operates a multi-manager platform with extensive program options and affiliations.

Kirsten Tangeman Herve is a financial advisor with LPL Financial who holds Series 63, 65, and 66 licenses and has 27 years of industry experience. She previously worked at Ameriprise Financial Services and Protected Investors of America. She is also involved with Tangeman Wealth Management, an investment-related business associated with her LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management solutions, including access to model portfolios, third-party asset managers, and institutional platforms.

Marina Randolph is a financial advisor at Merrill with 14 years of industry experience. She holds Series 63 and Series 66 registrations and has worked previously at RBC Wealth Management, Zions Bancorporation, and The Wealth Consulting Group. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

William Barnes IV is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at Kestra Advisory, Equitable Advisors, AXA Advisors, and Nfp Securities. Outside of his advisory work, he is involved with Ainokea Industries LLC, a non-investment business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Robert Garcia Jr. is a Series 66-licensed financial advisor with LPL Financial, bringing 19 years of industry experience. His background includes roles at CUSO Financial Services and Wescom Financial Services, along with a 28-year career in the United States Navy. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by a large network of over 22,800 advisors.

David Lopez is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Osaic Wealth. His prior experience includes roles at Citigroup Global Markets and Wealthcare Alliance. He independently analyzes clients’ insurance needs, making recommendations concerning life insurance, estate plans, and long-term health care. Osaic Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through multiple programs such as financial planning, managed portfolios, and retirement consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by various tools, and is notable for its scale, complex affiliate network, and recent consolidation activities.

Michael Lockwood is a financial advisor at OSAIC with a Series 63 designation and 39 years of industry experience. He spent 38 years at Lincoln Financial Advisors Corporation before joining OSAIC in 2025. Outside of his advisory work, he authors retirement-related books, provides seminars on Social Security, umpires youth baseball games, and co-hosts a financial literacy podcast. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services, emphasizing model-based asset allocation, portfolio optimization, and access to a range of investment programs.