Angel Chen is a financial advisor at Merrill with 22 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Merrill since 2019, following a prior role at Citigroup from 2016 to 2019. Outside of her advisory work, she is the owner of Innovative Global Alliance, a for-profit business in Danville, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Hillary Lindberg is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 designation and 11 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she is an independent seller on eBay. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and analytical tools but generally acts in an advisory capacity without providing individual security recommendations as part of standalone planning.

Tyler Siegert is a financial advisor with Primerica Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and over 21 years of industry experience. He has been with Primerica since 2005 and has held roles at related firms including Bartlett Group Insurance & Financial Services. Siegert is also president of ADC Group, a business based in San Jose. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-driven investment strategies managed by third-party asset managers and supports execution and custody through BNY Mellon Advisors and Pershing.

Stefan Jelev is a Financial Consultant at Fidelity Investments, where he has been serving since 2024. He has progressed through various roles at Fidelity Investments, including Investment Consultant, Workplace Planning Consultant III, II, and I, as well as Workplace Planning Associate, reflecting a continuous commitment to financial advisory services. Prior to joining Fidelity Investments, Stefan gained experience as a Financial Advisor Intern at Northwestern Mutual from 2018 to 2020. Stefan holds a California Insurance License, supporting his role in providing comprehensive financial planning and consulting. He approaches financial planning as a personalized, collaborative process rooted in trust, transparency, and long-term strategy, aiming to help clients achieve their goals with clarity and confidence. Outside of his professional life, Stefan has interests in cars, fitness, golf, hiking, photography, and skiing.

Richard Catipon is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 license and 14 years of industry experience. He has been with Morgan Stanley since 2012 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individuals and institutional clients by providing advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and quantitative models.

Daniel Leder is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Wells Fargo Clearing since 2024. Prior to this, he was employed at JP Morgan Chase Bank, N.A. and JP Morgan Securities, LLC from 2018 to 2024, and at Cowlick, Inc. from 2013 to 2024. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

Meng Zhang is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds the Series 63 and Series 66 designations and has worked at JPMorgan Chase Bank and HSBC Bank USA. Outside of finance, he has experience in the fashion industry and involvement with travel-related ventures. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process combines quantitative screening and qualitative research, incorporating ESG criteria and utilizing affiliates for portfolio implementation.

Megan Forestieri is a financial advisor with Fidelity, holding a Series 66 designation and nine years of industry experience. Her prior roles include positions at RBC Capital Markets and several capacities within Fidelity beginning in 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, and it is notable for its use of AI and systematic methodologies in investment processes.

Martin Hsu is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on offering a comprehensive approach to managing wealth that begins with understanding a client and their family's financial situation and priorities. He helps clients create customized wealth management strategies that are adaptable to changing needs and market conditions. Martin brings extensive expertise in financial management, risk management, retirement planning, estate planning, and investment strategy. He utilizes a range of financial instruments including private portfolio management, mutual funds, individual stocks, bonds, annuities, and alternative investments. His client focus areas include education planning, legacy planning, liquidity management, personal retirement planning, small business strategies, tax minimization, and retirement income. He collaborates with clients' legal and tax advisors to develop comprehensive estate plans. He holds a Bachelor's Degree in Legal Studies and Economics from the University of California at Santa Cruz. Martin has earned several professional designations including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is a member of the Asian Leadership Network and participates in community activities such as the CSPA @Venture Group. Martin lives in San Jose with his wife Anita and their two sons, Calin and Tyler.

JJ Fajardo is a Financial Consultant currently working at Fidelity Investments since 2024. He has 15 years of experience in the financial services industry, during which he has focused on assisting clients in building financial plans and investment strategies aimed at achieving their life goals. JJ holds a Bachelor of Arts in Business Administration with a concentration in Finance from California State University, Fullerton, where he graduated magna cum laude. He also completed the university's Financial Planning Certificate program. Prior to his current role, he served as a Financial Advisor Assistant Vice President at Merrill Lynch, Pierce, Fenner & Smith Inc. from 2022 to 2024. He holds a California Insurance License.

Eric Lee is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. His prior roles include positions at First Republic Securities Company and First Republic Investment Management, as well as CitiGroup. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm’s process uses structured discovery and proprietary planning tools to assist clients, managing approximately $2.74 trillion in client assets.

Ying Fang is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and 24 years of industry experience. She has worked at J.P. Morgan Securities since 2012 and is also associated with Wm Financial Services since 2007. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process includes systematic due diligence and combines quantitative and qualitative research to deliver written asset allocation advice and customized performance reporting, with clients retaining final decision-making authority.

Cynthia Wemyss is a CFP®, ChFC®, and Series 63–licensed financial advisor with Edward Jones in Los Altos, CA, where she has worked since 1999. She has 27 years of industry experience. Outside of Edward Jones, she is a partner in a consulting business called C A Resources. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a nationwide network of over 23,700 financial advisors.

Chanelle Murphy is a Financial Consultant I at Fidelity Investments, based in the Mountain View location. In her role, she works with a diverse range of clients in Silicon Valley, focusing on helping them improve their financial situations. She specializes in assisting clients with retirement and investment planning, guiding them through these complex areas. Chanelle holds a California Insurance License, supporting her expertise in financial consulting. Outside of her professional work, she enjoys playing golf and tennis.

Lin Sun is a financial advisor with Charles Schwab in Los Altos, CA, holding a Series 66 designation and 22 years of industry experience. Sun has been with Charles Schwab and Charles Schwab Bank since 2012. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary client relationships with access to affiliated discretionary separately managed accounts, supported by centralized custody and comprehensive investment research.

Queenie Ngo is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds the Series 66 designation and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, providing investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions through a large network of financial advisors.

Dennis Shapses is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 63 designation and over 33 years of industry experience. His prior roles include positions at Morgan Stanley, Citigroup Global Markets, and UBS Financial Services. Outside of his advisory work, he teaches courses on financial strategies for successful retirement at De Anza College Community Education and San Mateo Community College. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, employing research and analytics grounded in diversification and modern portfolio theory.

Isaac Feldstein is a financial advisor with Morgan Stanley in Menlo Park, CA, holding a Series 66 designation and five years of industry experience. His work history includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Itamar Medical, and a position with the Committee on Ways and Means in the U.S. House of Representatives. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and investment modeling. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate agreements.

Riley Thompson is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and previously worked with LA Pension Planners. Outside of his advisory role, he is involved in pension education through an online platform. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Tyson Lai is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior work includes six years at Prudential Equity Group, LLC. Tyson has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines brokerage and advisory services with research-driven investment strategies.