Fabiana Filips is a Financial Advisor with Merrill Lynch Wealth Management, bringing nearly 20 years of experience in delivering financial planning services tailored to individual and household needs. She focuses on helping clients achieve their financial goals by developing customized investment management strategies that reflect their unique objectives and values. Fabiana’s expertise includes college education planning, family wealth management, legacy planning, retirement income, tax minimization, and socially responsible investing, among other areas. Her foundational approach centers on transparency, trust, and a commitment to clients’ financial well-being. Fabiana utilizes Merrill’s research and resources alongside her industry knowledge to empower individuals and families to take charge of their financial futures. She holds the Personal Investment Advisor (PIA) designation and received her Bachelor's degree from Lehman College, having previously attended Brooklyn College. Fabiana is fluent in English and Spanish. Outside of her professional role, Fabiana enjoys adventure sports, baseball, basketball, biking, dancing, music, traveling, watching movies, and spending time with her family. She values building long-lasting client relationships and supporting community involvement.

Kenneth Lemas is a Series 66-credentialed financial advisor with 12 years of industry experience, currently with LPL Financial since 2021. He previously worked at Lincoln Financial Advisors for eight years and has been involved with the Dublin Unified School District as a wrestling coach since 2008. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions, utilizing a range of financial planning and asset management solutions.

Brian Wibert is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Advisors and JPMorgan Chase Bank, N.A. Prior to his financial services career, he was employed at Costco. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting, with clients retaining final decision-making authority.

John Wells is a financial advisor with Wells Fargo Advisors holding a Series 65 credential. He has one year of industry experience, having joined Wells Fargo Advisors in 2025. Prior to his financial advisory role, his background includes positions at Rhumbix, Inc. and Gusto, Inc., as well as experience in design education at Parsons School of Design. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering a broad range of investment and financial planning services to individuals, trusts, and institutional clients. The firm provides tailored planning using proprietary research and tools, serving clients through a network of financial advisors with a range of specialized planning options.

Pei Gu is a financial advisor with Mass Mutual Investors Services in Pleasanton, CA, holding Series 63 and Series 66 licenses and 33 years of industry experience. Prior to joining Mass Mutual Investors Services in 2017, Pei worked at Metlife Securities Inc. for 25 years. Outside of financial advising, Pei is involved in managing a rental property. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, providing a range of services including specialized event-driven planning programs.

Andrew Yadegar is a financial advisor at Merrill with two years of industry experience. He holds a Series 66 designation and has prior experience at Bank of America, N.A., as well as diverse roles in the automotive and transportation sectors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Marcos Palma Garcia is a financial advisor with Wells Fargo Clearing based in Walnut Creek, CA. He holds Series 63 and Series 66 licenses and has six years of industry experience, including prior roles at Edward Jones, Northwestern Mutual, and New York Life. Outside of finance, he is the owner of Palma Gardening LLC, a landscaping business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Areeya Vesvoranan is a financial advisor at Wells Fargo Advisors with three years of industry experience. Her background includes roles at Wells Fargo Clearing, Wells Fargo Bank, and a bakery and cafe, as well as teaching positions at Florida International University and Miami Palmetto Senior High School. Outside of finance, she is involved with Thai Tamarind Restaurant in Belmont, CA, where she assists with customer service duties. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that cover retirement, education, risk management, and specialty areas such as business-owner transition and special-needs analysis. The firm uses proprietary research and planning tools to develop tailored recommendations, with implementation options through brokerage or advisory programs.

Russ Bizhko is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 66 and Series 63 credentials and has worked with J.P. Morgan Securities and JPMorgan Chase Bank since 2014, as well as briefly with HSBC Securities in 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates both quantitative and qualitative research, including ESG considerations, and offers access to derivatives and commodities capabilities through its broader regulatory registrations.

Christopher Benson is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 21 years of industry experience. He has been with Thrivent Financial For Lutherans and Thrivent Investment Management since 2004. Outside of his financial advisory role, Benson occasionally presides and preaches at Christian Church services and holds a Master of Divinity degree. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers comprehensive, goal-based planning without discretionary trading authority and allows clients to combine planning with managed-account programs under a consolidated billing system called WealthPlan.

Ranjeev Hira is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at UBS Financial Services and U.S. Bancorp Advisors, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning that utilizes firm-approved tools and methodologies to support client goals.

David Kramer is a financial advisor at Cetera with 48 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Cetera Advisors LLC since 2013. In addition to his advisory role, he serves as chairman of finance for a condominium homeowners association. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Kathleen Ortiz is a financial advisor at Raymond James & Associates with 15 years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley and Sagepoint Financial. Ortiz has been with Raymond James since 2018. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, charitable organizations, and municipalities, offering financial planning and advisory services supported by a broad range of portfolio management styles and affiliated research.

Kurt Miyamura is a financial advisor with LPL Financial in San Ramon, CA, holding Series 63 and Series 65 licenses and totaling 25 years of industry experience. He has been with LPL Financial since 2009 and previously worked at FSC Securities Corporation, Strategic Wealth Advisors Group, Associated Securities Corp., and Associated Planners Investment Advisory Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Damon Becker is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 34 years of industry experience. He has worked at LPL Financial since 2003 and previously spent five years at Osaic FA, Inc. Becker was also the principal of Becker Financial Group from 2004 to 2024. Outside of his advisory role, he serves on the investment committee for the family-owned Hillcrest Orchard. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting over 22,800 advisors and more than $819 billion in discretionary assets.

Miguel O’Hara is a financial advisor with Charles Schwab, holding the CFP® designation along with Series 63 and Series 66 licenses. He has 14 years of industry experience, including prior roles at JP Morgan Chase Bank and JP Morgan Securities. He has been with Charles Schwab since 2020. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Joseph A. Senna is a financial advisor at UBS Financial Services with 34 years of industry experience. He has been with UBS since 2008. Senna holds Series 63, Series 65, and Series 66 designations. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management through a wide range of products and proprietary research.

Mark Baca is a financial advisor with Cetera, holding the ChFC® designation and over 40 years of industry experience. He has an extensive career history including long-term roles at Cetera Advisor Networks LLC and American River Wealth Management. Baca also operates The Baca Group, an insurance services business. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, financial planning, and consulting services.

Adam Walker is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding a Series 66 designation and nine years of industry experience. He previously worked at JPMorgan Securities LLC for ten years and is a 50% owner of HuBro LLC, a family property management business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Eric McCormick is Vice President and Branch Leader at Fidelity Investments, a role he has held since 2005. In this position, he focuses on supporting clients and associates by helping them work towards their definition of success. Prior to joining Fidelity, Eric served as Sales Director at TD Waterhouse Investor Services, Inc from 1996 to 2005 and was an Institutional Bond Trader at Gruntal & Co, Inc. from 1995 to 1996. Eric holds a California Insurance License and brings extensive experience in financial services, sales leadership, and institutional trading. Outside of his professional responsibilities, he enjoys biking, hiking, skiing, reading, spending time with family, and caring for pets.