Yunhe Chao is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 66 licenses and possessing six years of industry experience. Prior to joining J.P. Morgan Securities in 2019, Chao held roles in various retail and educational companies, including L'Occitane Inc. and Ponddy Education Inc. Outside of finance, Chao has been involved with Coodo Pet Bakery & Boutique LLC from 2022 to 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of advisors, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with forward-looking capital market assumptions and includes capabilities in derivatives and commodities.

Deborah Ebert is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. Her career includes roles at Wells Fargo Clearing since 2016 with a brief period at Merrill in 2021-2022, as well as experience at UBS Financial Services from 2007 to 2010. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jennifer Cai is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2022, following previous roles at RBC Capital Markets and WageWorks, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Elise Mincey is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015 and 2016, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its advisory services.

Matthew Kerr is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and is based in Menlo Park, California. Outside of his advisory role, Kerr is involved in the restaurant business as an employee at Alice's Restaurant, a Woodside-based establishment he has been with since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm utilizes structured discovery processes and firm-approved tools to develop plans, managing approximately $2.74 trillion in client assets.

Michael Sosnow is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management serves individuals and institutional clients by offering a wide range of advisory programs and tailored financial planning. The firm’s approach includes structured discovery processes and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

Jack Wong is a financial advisor with Morgan Stanley in Saratoga, California, holding a Series 66 designation and 24 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2011. Outside of his advisory work, he owns a rental property managed by a third party. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and market simulations.

Kathleen M. Snodgrass is a financial advisor at UBS Financial Services with 35 years of industry experience. She has been with UBS since 1992 and holds Series 63 and Series 65 licenses. Snodgrass serves on the investment committee of the Hanna Boys Center, a faith-based nonprofit residential treatment center for at-risk teenage boys, and is a board member and investment committee participant at Mercy Investment Services. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings tailored using proprietary research and capital market assumptions.

Sirma Tzoutzova serves as the Regional Vice President for Fidelity Private Wealth Management in the Western United States. In this role, she leads advisory teams focused on assisting ultra-high-net-worth clients and families with wealth preservation, growth, and transfer through personalized and integrated planning and investment strategies. Her professional experience includes positions at Fidelity Investments, where she held roles as Wealth Management Advisor from 2017 to 2021, Senior Account Executive from 2005 to 2013, Investments Representative from 2000 to 2003, and Participant Services Representative from 1999 to 2000. She also served as Managing Director at Silicon Valley Bank from 2013 to 2017. Sirma holds a California Insurance License. Outside of her professional pursuits, she has interests in fitness, social events, golf, parenthood, traveling, and yoga.

Ngoc Tran is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. Ngoc holds Series 63 and Series 65 designations and has been with Wells Fargo-related entities since 2011. Outside of finance, Ngoc is a photographer and owns a photography business based in San Jose, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by extensive research and analytics.

Bryan Carp is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 designation with six years of industry experience. He has been with Morgan Stanley since 2017 and also worked at Postmates from 2016 to 2024. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and proprietary planning tools.

Daire Hogan is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its affiliates since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Abraham Alesna is a financial advisor at Merrill with a Series 66 license and less than one year of industry experience. His prior roles include positions at Bank of America, Monterra Credit Union, and 24 Hour Fitness. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Schloer is a financial advisor at J.P. Morgan Securities with two years of industry experience. He previously worked at Credit Suisse Hong Kong Ltd for eleven years. Outside of his advisory role, he holds a minority equity stake in Clinova Ltd, a private healthcare company. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative due diligence and may incorporate an ESG eligibility framework.

Elizabeth Kent Levy is a financial advisor at Morgan Stanley with 29 years of industry experience. She has held positions at Morgan Stanley Smith Barney since 2009 and previously worked at Citigroup Global Markets from 1995 to 2009. She holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools.

Samm Hannula is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, Samm worked at Equitable Advisors and Fester & Chapman. Their background also includes extensive full-time education and roles outside the financial sector. Fidelity, through its affiliate Strategic Advisers LLC, provides investment management and advisory services to a variety of clients including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its advisory roles to registered investment companies and its use of AI-driven methodologies in portfolio management.

Shan Shan Wu is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 designation with 11 years of industry experience. Her prior experience includes roles at UBS Financial Services and Wells Fargo Clearing. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients both directly and through corporate financial planning agreements.

Weiqing Li is a Financial Advisor at Merrill Lynch Wealth Management. In this role, Li focuses on helping clients identify their financial priorities and develop strategies aligned with their goals. Li's approach emphasizes a clear understanding of client values to guide financial planning. Li holds a Master's Degree from the University of Science and Technology Beijing, a Master's Degree from the University of Southern California, and a Bachelor's Degree from Shaanxi University of Science and Technology. Li is also designated as a Personal Investment Advisor (PIA). Proficient in English, Chinese, Mandarin, and Taiwanese, Li is equipped to serve a diverse client base.

Daniel Zachary is a financial advisor at Edward Jones in Fremont, CA, with 14 years of industry experience. He holds the CFP®, ChFC®, and Series 66 credentials. Prior to joining Edward Jones in 2018, he worked at E*TRADE Capital Management LLC and E*Trade Securities LLC from 2015 to 2018. Outside of his advisory role, he participates as a visitor host for BNI Business Success Partners in Newark, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,000 financial advisors and provides a range of advisory programs with discretionary and non-discretionary strategies under a fiduciary standard.

Michael Milton is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. He has worked at LPL Financial since 2016 and previously held positions at Wells Fargo Clearing and Wells Fargo Investments. Additionally, he serves as a Director of Branch Banking at Fremont Bank, where he oversees nine bank locations. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning, asset management, and institutional platforms, supported by a large network of investment adviser representatives.