Steven Drackert is a financial advisor at Morgan Stanley in Oakland, CA, with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including UBS Financial Services, First Republic Securities Company, and Wells Fargo Clearing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and modeling techniques.

James Brian Sugay is a financial advisor with RBC Capital Markets and holds a Series 66 designation. He has 18 years of industry experience, including roles at City National Bank and Wells Fargo Clearing. Outside of his advisory work, he is a co-owner of a vacation property. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers a variety of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, utilizing both in-house and third-party investment managers.

Delsin Varian-Gonzalez is a Financial Consultant currently working at Fidelity Investments since 2025. Prior to this role, he served as a Planning Consultant at Fidelity Investments from 2023 to 2025 and as a Central Relationship Manager at the same firm from 2022 to 2023. His financial advisory career began at Equitable Advisors, where he worked as a Financial Consultant from 2018 to 2022. Delsin holds a California Insurance License and focuses on empowering clients to make informed financial decisions through collaboration and education. He values an ongoing relationship with clients to ensure their needs are heard and addressed, regardless of financial complexity or simplicity. Outside of his professional work, Delsin engages in personal interests including beach activities, fitness, football, playing instruments, attending social events with friends, and outdoor adventures.

Brennan Malone is a CFP® and holds a Series 66 license with 16 years of industry experience. He has been with Fisher Investments since 2015. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process that incorporates quantitative and qualitative research to construct diversified portfolios and provides a range of sub-advisory and retirement plan services.

Omar Nazari is a Financial Advisor affiliated with Merrill Lynch Wealth Management. He works with clients to understand their financial goals and develop strategies to pursue them across short-, mid-, and long-term horizons. Omar provides guidance in areas including general investing, retirement planning, and savings for unexpected expenses. Additionally, he offers access to Bank of America specialists for services related to banking, credit, home financing, and small business solutions. His client focus includes family wealth management strategies, investment consulting for defined contribution plans, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Omar holds the professional designations Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His education includes a non-accredited certificate program from Kabul University.

John Kelson is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads a team focused on providing a holistic approach to wealth management. He manages personal wealth and portfolio strategies for a select group of clients, including executives, retirees, and entrepreneurs. John has expertise in various areas including corporate benefits, employee benefits planning, executive and equity compensation services, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, tax minimization, and retirement income. His approach incorporates asset allocation, wealth preservation, estate and legacy strategies tailored to individual client goals and risk tolerance. He holds a Bachelor's Degree from the University of California System and has completed a Non Accredited Certificate Program from THE AMERICAN COLLEGE. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, John has interests in baseball, camping, hiking, music, and running.

Benjamin Steinhorn is a financial advisor at OSAIC with one year of industry experience. He previously operated Steinhorn Consulting for ten years before joining OSAIC. He holds a Series 66 designation. OSAIC serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers brokerage and advisory services across various programs, emphasizing model-based asset allocation, portfolio optimization, and a range of discretionary and third-party investment strategies.

Charles Bond is a CFP® professional with 42 years of industry experience, currently affiliated with OSAIC in Lafayette, CA. His prior roles include positions at Royal Alliance Associates, Inc., Signator Investors, Inc., and Transamerica Financial Advisors. Bond is also a managing member of Bond Financial and Insurance Services LLC, an insurance agency operated with family members that offers health, life, dental, disability, and vision insurance products. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process centered on model-based asset allocation and portfolio optimization.

Jeanette Strother is a Series 66-licensed financial advisor with Ameriprise, based in Oakland, CA, with 11 years of industry experience. She has been with Ameriprise and its affiliate since 2015. Outside of her advisory role, she is involved in independent insurance brokering focused on long-term care. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement-income planning through written recommendations and annual advice.

Judith Abrams is a financial advisor with Fisher Investments in Walnut Creek, CA. She holds Series 63 and Series 65 credentials and has 25 years of industry experience. She has worked with Quasar Distributors, LLC since 2001 and Fisher Investments since 1998. Fisher Investments serves institutional and private clients worldwide, including pension plans, foundations, and high-net-worth individuals, offering discretionary portfolio management across various asset classes. The firm uses a centralized Investment Policy Committee and combines quantitative and qualitative research to construct diversified portfolios while employing tax-aware strategies and risk management techniques.

Helen Irungu is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. She holds Series 63 and Series 65 designations and has been with Wells Fargo since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with more than 14,000 financial advisors and offers a range of brokerage and advisory solutions.

Keyuanna Watkins is a financial advisor at Wells Fargo Clearing with five years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Bank since 2015. Outside of her advisory role, she is employed as a service desk associate at The Home Depot. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors and offers both brokerage and advisory solutions.

Karry Maciak is a financial advisor with LPL Financial in Walnut Creek, CA, holding Series 65 and Series 66 credentials and 25 years of industry experience. Prior to joining LPL Financial in 2013, Maciak worked at Mechanics Bank, Bancwest Investment Services, Chase Investment Services Corp., Wamu Investments, and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Kevin Hills is a CFP® professional with 17 years of experience in the financial services industry. He has worked at Wells Fargo Clearing since 2016, following prior roles at LPL Financial and Edward Jones. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Joseph Theam is a financial advisor with Equitable Advisors in Oakland, CA, holding Series 63 and Series 66 designations and 12 years of industry experience. He has been with Equitable Advisors since 2014 and previously worked with AXA-Advisors, LLC for six years during the same period. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs. The firm delivers its services through a network of Investment Adviser Representatives and utilizes third-party asset managers and advisory programs alongside its own offerings.

Joseph Caselle is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at Merrill from 2009 to 2017 and Banc of America Investment Services, Inc. from 2002 to 2009. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and capital market assumptions to tailor investment strategies.

Craig Blackwood is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding the Series 63 and Series 66 credentials and possessing 18 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and also works with Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and analysis, with a broad range of investment and planning services.

Nicole Simoni is a financial advisor with Ameriprise in Brentwood, CA, holding a Series 66 designation and 18 years of industry experience. She has been with Ameriprise and its affiliated entities since 2006. Outside of her advisory work, she serves on the Board of Directors for the LUHSD Athletic Hall of Fame. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

David Whalen is a financial advisor with Morgan Stanley in Oakland, CA, holding Series 63 and Series 65 credentials and having 33 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets from 1993 to 2009. Morgan Stanley Wealth Management serves individuals and institutional clients with advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets and offering services directly and through corporate agreements.

Wassana Bright is a financial advisor at Morgan Stanley with six years of industry experience. She holds the Series 66 and Series 63 licenses and has previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides tailored financial planning and a wide array of advisory programs supported by structured planning tools and extensive client assets under management.