Yunhe Chao is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 66 licenses and possessing six years of industry experience. Prior to joining J.P. Morgan Securities in 2019, Chao held roles in various retail and educational companies, including L'Occitane Inc. and Ponddy Education Inc. Outside of finance, Chao has been involved with Coodo Pet Bakery & Boutique LLC from 2022 to 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of advisors, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with forward-looking capital market assumptions and includes capabilities in derivatives and commodities.

Hedeliza Cunanan is a financial advisor at Merrill with 33 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 1989. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mario Fitoria is a financial advisor at J.P. Morgan Securities with one year of experience in the industry. He holds the Series 66 designation and has previously worked at JPMorgan Chase Bank, N.A. and Bank of America. Outside of his advisory role, he is also involved in the entertainment industry as a weekend club DJ and music producer. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research to support non-discretionary advice on asset allocation, investment manager selection, and performance reporting.

John Seibel is a Financial Consultant at Fidelity Investments, a role he has held since 2024. Prior to this, he served as Vice President at Fisher Investments from 2001 to 2024. Over his career spanning more than 20 years, John has worked with thousands of high-net-worth investors to plan, build, and protect their unique financial needs. He holds a California Insurance License, which supports his professional capabilities in financial consulting. Outside of his professional work, John has personal interests in baseball, family activities, fitness, movies, and tennis.

Anna Jacobs is a financial advisor with LPL Financial based in San Jose, CA, holding a Series 66 designation and bringing 20 years of industry experience. She previously worked with Waddell & Reed, Inc. for 16 years and has been involved in various roles including insurance agencies and property management. Outside of her advisory work, she has engaged in rental property management and served on a homeowners association board. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment services, utilizing model portfolios and third-party subadvisors, and supports its advisors with advanced operational and research tools.

Jovin Jackson is currently a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. Prior to this role, he was a Financial Consultant at Fidelity Investments from 2014 to 2020. Before joining Fidelity, he worked as a Financial Advisor at SGC Financial & Insurance Services from 2010 to 2014. Jovin's professional experience spans over a decade in financial advisory roles, focusing on helping clients work toward their financial goals. He holds a California Insurance License, which supports his work in the financial services industry.

Nora Yeh Shen is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 66 credentials and 13 years of industry experience. She previously worked at Cetera Investment Services and Technology Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, wrap and model portfolio programs, and institutional platforms, utilizing various investment strategies supported by research and technology tools.

Paul Podrid is a CFP® professional with over 40 years of experience in the financial services industry. He is currently with OSAIC and has held positions at Securities America Advisors, Foothill Securities, and Morgan Lev Financial Corp, where he also owns a tax planning and preparation business. Based in San Jose, CA, his career spans multiple decades and includes both advisory and tax services. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers comprehensive financial planning and advisor-managed portfolios, utilizing a model-based investment approach supported by technology tools and a broad platform of brokerage and advisory programs.

Eric Hansen is a CFP® with 18 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. His prior experience includes roles at Securities America Advisors, Inc., KMS Financial Services, Inc., and National Planning Corporation. Hansen also operates Hansen Wealth Management, an advisory business based in San Jose, CA. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment approach centered on model-based asset allocation, portfolio optimization, and access to third-party managers and proprietary models.

Serkan Uygur is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at JPMorgan Chase Bank, JPMorgan Securities, and E*TRADE Capital Management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory.

Jack Teale is a financial advisor with J.P. Morgan Securities in Mountain View, CA, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. His career includes multiple tenures at J.P. Morgan Securities and JPMorgan Chase Bank, as well as experience at Wells Fargo Clearing and Chase Investment Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The program integrates quantitative and qualitative manager due diligence and includes access to broader derivatives and commodities capabilities.

Nicholas Thornhill II is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in assisting individuals, families, and business owners in achieving their financial objectives through tailored wealth management strategies. He focuses on areas including executive compensation, equity compensation services, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, and tax minimization. Nicholas works closely with clients to understand their priorities and develop customized approaches for investment management, retirement readiness, risk management, and wealth transfer. He holds a Master of Business Administration (MBA) from the University of North Carolina System and carries the Personal Investment Advisor (PIA) designation. He communicates in both English and Spanish. Outside of his professional role, Nicholas is involved with King's Charity Inc. He enjoys boating, cooking, fishing, golfing, pickleball, scuba diving, skiing, surfing, traveling, and spending time with his family.

Kai Wen Tan is a financial advisor with Morgan Stanley in San Jose, CA, holding a Series 66 designation and bringing 12 years of industry experience. He has been with Morgan Stanley since 2014 and has worked with Morgan Stanley Private Bank, National Association since 2017. Outside of his advisory role, Tan is the managing member of Blue Iron Ventures, LLC, an education and recreation business. Morgan Stanley Wealth Management is a large, SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Cathleen Petersen is a financial advisor with OSAIC holding a Series 63 designation and 45 years of industry experience. She previously worked at Securities America Advisors, Inc. and Foothill Securities, Inc., and has operated her own tax preparation and planning business since 1984. OSAIC Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform that includes comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm employs a model-based investment process with multiple program options and maintains complex affiliations and private-equity ownership.

Laura Jarrell is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2012. Outside of finance, she owns and manages a franchise hair salon through her company Redpoint Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market modeling.

Morena Palacios is a financial advisor at Wells Fargo Advisors with 24 years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing from 2016 to 2025 before joining Wells Fargo Advisors in 2025. Based in San Jose, CA, she provides financial advisory services through a large institutional firm. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment solutions, utilizing proprietary research and planning tools to develop tailored recommendations for clients.

Ian Sorenson is a Series 66 licensed financial advisor with two years of industry experience, currently with Thrivent Investment Management. His prior work includes roles at Thrivent Financial and positions related to education and local government. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written financial plans without portfolio management, and allows clients to combine planning with managed-account programs under a consolidated billing option.

Dennis Laughlin is a CFP® professional with 19 years of industry experience, all of which has been with Edward Jones since 2007. He holds the Series 66 designation and is based in San Jose, CA. Outside of his advisory role, he manages a residential rental property in Indialantic, Florida. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Fernanda Graziela Hardy is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Her prior roles include positions at Quest Flex Consulting, Primerica Financial Services, and Metro by T-Mobile. Outside of advising, she is involved in creating social media content and websites, writing and publishing children’s books in partnership with friends, and providing occasional pet and child care. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction across a range of mutual funds, ETFs, and ETPs.

Ricardo Paguaga is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 66 designations. His work history includes roles at Charles Schwab & Co., Inc., Charles Schwab Bank, Clemson University, and The Gordran Group. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment services with a multi-asset model portfolio approach and centralized operational support.