Matthew Hagans is a CFP® with 22 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC for seven years. Outside of his advisory role, he is an assistant water polo coach at Westpark High School in Roseville, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial product options, such as insurance-related vehicles and bank deposit sweep programs.

Charley Roberts is a financial advisor with Cetera and holds Series 63 and Series 65 licenses. He has 26 years of industry experience, including roles at LPL Financial, Next Financial Group, and Valic Financial Advisors. Outside of his advisory work, Roberts is also active as an artist and musician. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers diverse portfolio management and financial planning services, operating a multi-manager platform that supports a range of investment strategies under various program structures.

Rick Hansen is a financial advisor with Robert W. Baird & Co. in Roseville, CA, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Robert W. Baird since 2009. His other business activities include ownership of real estate rental properties. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management department that serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning, portfolio management, and brokerage services, utilizing manager-traded and model-traded strategies with ongoing manager selection and use of internal research tools.

John Kovalek is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise entities since 2006. Outside of his advisory role, he is the general manager of FHL Operations, LLC, where he oversees management, strategic planning, budgeting, and operations. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that provides written recommendations and ongoing advice on retirement income planning, with a focus on dependable income sources and tax-aware withdrawal strategies.

Dareth Luna is a financial advisor with Edward Jones in Rocklin, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, Luna worked at ARCpoint Labs of Roseville-Rocklin for four years and was a stay-at-home parent for over two decades. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard with a large national network of advisors and branch offices.

Michael Garner is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Morgan Stanley. He serves as treasurer for the Placer Food Bank in Roseville, California. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, providing a broad range of planning options supported by Wells Fargo research and tools.

Logan Ahlf is a financial advisor at Fidelity with eight years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021, following prior roles at Equitable Advisors and AXA-Advisors. Before his advisory career, he was involved with the UCSB Rugby Club and attended the University of Santa Barbara. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Melvin Whitlock Jr. is a financial advisor with Primerica Advisors in Rancho Cordova, CA, holding Series 63 and Series 65 licenses and having 12 years of industry experience. He has been with Primerica Advisors since 2013 and is also involved with the California Transplant Donor Network. Outside his advisory role, he participates in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Robert Baggett is a Series 66 licensed advisor at Merrill with 12 years of industry experience. His prior roles include positions at Fisher Investments and Bank of America. He has been with Merrill since 2014, returning in 2021 after a brief period elsewhere. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Briana Wentworth is a Financial Consultant at Fidelity Investments, a role she has held since 2025. Prior to this, she served as a Financial Consultant 1 at Fidelity Investments from 2024 to 2025 and as a Planning Consultant from 2022 to 2024. She began her career in financial services as a Personal Banker at Wells Fargo in 2015, advancing to Senior Relationship Banker at Wells Fargo & Wells Fargo Advisors by 2018, and later taking on the role of Relationship Manager at Fidelity Investments in 2021. Throughout her career, Briana has focused on comprehensive financial planning, working closely with clients to create tailored financial roadmaps and assist with important financial decisions. She holds a California Insurance License, which supports her expertise in the financial advisory field. Outside of her professional role, Briana enjoys activities such as board games, camping, attending concerts, social events with friends, music, and traveling.

Patricia Hawkins is a financial advisor at UBS Financial Services with 20 years of industry experience. She holds a Series 66 designation and has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides tailored financial planning and portfolio management supported by proprietary research and model-based asset allocations.

Michael Lund is a financial advisor at Edward Jones with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies and provides tax-efficient services, operating under a fiduciary standard.

Li Qi Huang is a financial advisor at Equitable Advisors with one year of industry experience and holds the Series 66 designation. Prior to joining Equitable Advisors, Huang was involved with the League of Legends Club and IntelliBricks during his time at the University of California, Davis. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and various asset-management programs through a broad network of Investment Adviser Representatives and third-party advisory platforms.

Laura Filice is a financial advisor with Wells Fargo Clearing, holding a Series 66 credential and nine years of industry experience. She has been with Wells Fargo Clearing since 2016 and also has over 20 years of experience in group health insurance. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services grounded in modern portfolio theory. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Kent Elliott is a financial advisor with Robert W. Baird & Co. in Roseville, CA, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has worked at Robert W. Baird & Co. since 2009. Outside of his advisory role, he manages a BMX racing team competing at local, state, and national levels, overseeing sponsorships, scheduling, and event registrations. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and specialized account programs, utilizing internal research and advanced tools to support its advisory work.

Michelle Juri is a financial advisor with Wells Fargo Clearing in Roseville, CA, holding a Series 66 designation and 16 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2010 to 2016. Juri has also been affiliated with Wells Fargo Bank, N.A. since 1998. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Mycole Millsap is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. Prior to his current role, he worked at JP Morgan Chase Bank and JP Morgan Securities, accumulating several years of experience in financial services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Lauren Helder is a financial advisor at Fidelity with three years of industry experience. She holds a Series 66 designation and has previously worked in various roles at California State University, Chico, Butte College, Enloe Medical Center, Plumas District Hospital, and Rite Aid Pharmacy. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction for its model portfolios. The firm is noted for its registration as a commodity pool operator, advisory roles to multiple registered investment companies, and use of AI-driven research methods.

Pang Lee Wong is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds the Series 63 and Series 66 licenses and previously worked at UBS Financial Services and J.P. Morgan Securities. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its financial planning process.

Jacob Martinez is a financial advisor with Morgan Stanley in Folsom, CA, holding a Series 66 designation and three years of industry experience. His work history includes positions at Morgan Stanley Private Bank and Assurance IQ, as well as prior roles in the insurance sector. Martinez is also an independent insurance agent affiliated with United Health Care. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and market simulations.