Neil Bardach Jr. is a financial advisor with Equitable Advisors in Ft. Lauderdale, FL, holding a Series 66 designation and two years of industry experience. He has worked at Equitable Advisors since 2023 and has maintained his own business since 2005. Outside of financial advising, he works as a soccer referee on an independent contractor basis. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals and risk tolerance.

Robert Barrett is a financial advisor with Primerica Advisors in Coral Springs, FL, holding Series 63 and Series 65 licenses and 19 years of industry experience. His prior roles include positions at Christ Methodist, Crossmark Inc., and PFS Investments Inc. Outside of his advisory work, he is involved in event management and serves as a travel guide for multiple companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, providing a range of investment models tailored to client needs.

Daniel Henley is a financial advisor with Mass Mutual Investors Services in Ft. Lauderdale, FL, holding a Series 63 designation and 28 years of industry experience. He has been with Mass Mutual Investors Services since 2007 and also works with MassMutual Life Insurance Company. Outside of his advisory work, he owns a vending beverage business and serves as secretary for a nonprofit that donates backpacks and school supplies. Mass Mutual Investors Services provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers, utilizing firm-approved tools and collaborative annual planning engagements.

Russell Ganz is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process supported by advanced modeling tools.

John Tao is a financial advisor with Ameriprise in Plantation, FL, holding Series 63 and Series 66 licenses with 25 years of industry experience. He has been with Ameriprise and its predecessor entities since 2002. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with tax-aware withdrawal strategies and dependability of income sources.

James Carlson is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with affluent individuals and business owners to plan for and achieve their financial priorities by providing comprehensive guidance tailored to each client's goals. James offers access to Merrill’s investment insights along with banking, lending, trust, and fiduciary services through Bank of America, aiming to design, implement, and track customized wealth management strategies. James holds a Bachelor's Degree from Florida State University and has earned the Personal Investment Advisor (PIA) designation. His expertise encompasses areas such as college education planning, family wealth management strategies, liquidity management, retirement planning, portfolio management, small business strategies, and tax minimization. Outside of his professional role, James enjoys golfing, skiing, spending time with his family, and traveling.

Janet Munce is a CFP®-certified financial advisor with 33 years of industry experience. She is currently affiliated with LPL Financial, where she has worked since 2021, and previously spent 26 years with Lincoln Financial Advisors Corporation and The Lincoln National Life Insurance Company. Munce also holds a license as a non-variable insurance agent, selling fixed insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with access to model portfolios, third-party subadvisors, and various portfolio management technologies.

Pedro Escobar is a financial advisor at Ameriprise with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Outside of his advisory work, he co-owns a family LLC involved in bookkeeping and is an investor in a bakery franchise operated by his spouse. Ameriprise offers retirement-income planning services focused on individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Nicklaus Palmesano is a Team Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to develop personalized wealth management strategies, focusing on family wealth management, legacy planning, and managing new wealth. Nick prioritizes understanding each client's individual risk tolerance, liquidity needs, goals, and time horizon to deliver tailored financial solutions. Nick began his career at Merrill in 2024, bringing with him two years of prior experience from a Baltimore-based asset management firm where he focused on investment manager analysis and client education. In his current role, he supports client acquisition, proactive service, and investment manager selection. Originally from Parkland, Florida, Nick remains actively involved with his high school alma mater, St. Thomas Aquinas, particularly within the athletics department. Nick earned a Bachelor of Science degree in Finance from Loyola University Maryland's Sellinger School of Business, where he was selected to manage the school's endowment fund. He holds the Personal Investment Advisor (PIA) designation and is a member of the Society Loyola Old Boys. Outside of work, Nick enjoys golfing, spearfishing, skiing, as well as adventure sports such as boating, cooking, fishing, scuba diving, and surfing.

Kevin Lydon is a financial advisor at Ameriprise with 31 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley and Morgan Stanley Private Bank prior to joining Ameriprise in 2020. Based in Coral Springs, FL, he has focused his career on wealth management and retirement planning. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized, non-discretionary advice through a centralized retirement-income consulting team.

Sean Buck is a financial advisor with Raymond James & Associates in Fort Lauderdale, FL, holding Series 63, Series 65, and Series 66 licenses. He has 28 years of industry experience and has been with Raymond James & Associates since 1998. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and state and municipal governments. The firm also offers wrap fee advisory programs and institutional consulting through its Institutional Fiduciary Solutions division.

Edward Smith is a financial advisor with Morgan Stanley in Deerfield Beach, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He previously worked at UBS Financial Services for 12 years before joining Morgan Stanley-related entities in 2020. Outside of his advisory work, Smith is involved with a nonprofit organization that provides school uniforms to underprivileged children and serves on the investment committee of The Mercersburg Academy. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, focusing on tailored financial planning through structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Garland Rodriguez is a financial advisor with Merrill in Fort Lauderdale, FL, holding a Series 66 designation and nine years of industry experience. He has been with Bank of America and Merrill since 2017. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm operates within Bank of America’s broader corporate platform, which provides access to a wide range of products and services.

Philip Gribbons is a financial advisor with Raymond James Financial Services Advisors, Inc. in Fort Lauderdale, FL, holding a Series 66 credential and 20 years of industry experience. Prior to joining Raymond James in 2023, he worked at Ameriprise Financial Services, Inc. for 18 years. He is also the president and sole financial advisor of Leeward PSG, a financial planning and advice firm. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers customized financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research, with a significant portion of its advisory business conducted on a non-discretionary basis.

Joselyn Edmonds is a financial advisor with Ameriprise Financial Services LLC, holding a Series 63 designation and bringing 24 years of industry experience. She has been with Ameriprise since 2013, based in Hollywood, FL. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized advice, primarily focusing on assets managed within Ameriprise accounts.

Jennifer Amaya is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation with six years of industry experience. She previously worked at Merrill from 2018 to 2023 and was a contractor for Merrill Lynch through Collabera from 2016 to 2018. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides planning through direct client relationships and Corporate Financial Planning agreements.

Taylor Anderson is a financial advisor with Thrivent Investment Management in Fort Lauderdale, FL, holding Series 65 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Ameriprise Financial Services LLC and Waddell & Reed, Inc., among others. He has worked with Thrivent since 2021. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based financial analyses and allows clients to combine planning with managed-account programs under a consolidated billing option, while keeping planning and investment management services separate.

Adam Silberfeld is a financial advisor with Morgan Stanley in Plantation, FL. He holds Series 63 and Series 65 licenses and has two years of industry experience. His prior work history includes roles at Morgan Stanley Private Bank, N.A., PHX Financial Services, and educational positions at the University of Central Florida and Cypress Bay High School. Morgan Stanley Wealth Management serves individual and institutional clients offering a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Stephan Rogers is a financial advisor with LPL Financial in Coral Springs, FL, holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at Grove Point Advisors, LLC, Grove Point Investments, LLC, and Bolton Securities Corporation. He is also involved with Rogers Wealth Management Group, where he serves as a senior investment advisor focusing on non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Dana Bernard is a financial advisor at OSAIC with 32 years of industry experience. She holds Series 63 and Series 65 credentials and has been with OSAIC since 1993. In addition to her advisory role, she operates a sole proprietorship as a broker, offering life, long-term care, and disability insurance as part of comprehensive financial programs. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of portfolio management tools, access to third-party money managers, and various investment solutions.