Robert Gutner is a financial advisor with Ameriprise in Palm Beach Gardens, FL, holding Series 63 and Series 66 credentials and totaling 35 years of industry experience. His prior roles include positions at Merrill Lynch from 1992 to 2015 and Wells Fargo Clearing from 2016 to 2021. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement planning through written recommendation reports and ongoing advice on income sources and tax-aware withdrawal strategies.

Claire Schrotenboer is a financial advisor with J.P. Morgan Securities, holding Series 63 and 66 licenses and possessing 31 years of industry experience. She has worked at Merrill from 2000 to 2019 before joining J.P. Morgan Securities and J.P. Morgan Chase Bank in 2019. Outside of her advisory role, she serves as an advisory board member for the Poinciana Park Neighborhood Association in West Palm Beach, Florida. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory approach combines quantitative and qualitative research to offer written asset allocation advice, investment manager searches, and customized reporting, with clients retaining final decision-making authority.

Justin Gratz is a financial advisor with J.P. Morgan Securities in Palm Beach, FL, holding a Series 66 designation and 18 years of industry experience. His prior experience includes roles at CitiGroup, Barclays Capital Inc., and Ameriprise. He has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program that focuses on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, incorporates ESG considerations, and offers broader derivatives and commodities capabilities through affiliated entities.

Mark Galaini is a financial advisor with Ameriprise in Lake Worth, FL, holding 50 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing detailed written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations, supported by a centralized consulting team and algorithmic automation.

Lina Hued is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has held positions at Bank of America, First Republic, and J.P. Morgan before joining Merrill. Outside of her advisory role, she is involved with a personal investment-related business, Lina Hued Investment. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, and charitable organizations.

Haaris Rosario is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and eight years of industry experience. He previously worked at the UF Survey Research Center for five years before joining Wells Fargo. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research and analytics.

Christie Nguyen is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. She has been with Wells Fargo Clearing since 2016 and is based in Palm Beach, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions that incorporate research and analytics alongside diversification and modern portfolio theory principles.

Philip Fett Jr. is a financial advisor with RBC Capital Markets in Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked at RBC Capital Markets since 2019 and previously held positions at JPMorgan Chase Bank and J.P. Morgan Securities from 2010 to 2019. RBC Wealth Management serves a diverse range of clients, including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with customizable portfolio management options that incorporate both in-house and third-party investment managers.

Bradford Goldner is a financial advisor at Osaic Wealth with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously spent 22 years with American Portfolios Financial Services. Outside of advising, he serves as treasurer for a production company and is the executor of his late brother’s estate. Osaic Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with a model-based investment process emphasizing asset allocation and portfolio optimization.

Ronald Rourk is a CFP® professional with 41 years of industry experience, currently serving at Morgan Stanley in Palm Beach Gardens, FL. He has been with Morgan Stanley since 2009 and has worked with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning using structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Kellie Ohare is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in creating personalized wealth management strategies that align with clients' individual goals and the evolving market conditions. Kellie integrates investment insights from Merrill and the banking and lending solutions of Bank of America to support her clients' financial needs. She holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the Ohio State University Fisher School of Business. Kellie emphasizes a collaborative approach, working one-on-one with clients to develop financial strategies aimed at pursuing their long-term objectives. In addition to her professional responsibilities, Kellie is engaged in community service, dedicating time to volunteer with organizations in the communities served by Merrill Lynch.

Silas Cooper is a financial advisor at Morgan Stanley in Palm Beach, FL, holding a Series 66 designation with one year of industry experience. His prior roles include positions at DAIN and the Solana Foundation. Outside of finance, he has experience working in education, including several years at the University of Louisville, Jamestown High School, and Hornsby Middle School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and tailored financial planning supported by structured discovery and firm-approved tools.

Cesar Perez is a financial advisor at Wells Fargo Advisors with 10 years of industry experience. He has held roles within Wells Fargo Clearing from 2016 to 2022 before joining Wells Fargo Advisors in 2022. Perez holds Series 63 and Series 66 designations and is based in Palm Beach Gardens, FL. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including niche areas such as business-owner transition and special-needs planning, and advisors develop tailored recommendations using proprietary research and tools.

Brett Langbert is a financial advisor with Wells Fargo Clearing in Palm Beach, FL, holding Series 63 and Series 66 credentials and possessing 29 years of industry experience. His prior roles include positions at JPMorgan Securities, LLC, JPMorgan Chase Bank, N.A., and Sanford C. Bernstein & Co., LLC. He also serves as co-trustee and executor for a family estate. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Vittorio Bertuzzelli is a CFP® professional with 25 years of industry experience, currently serving as a financial advisor at Edward Jones since 2000. He is based in North Palm Beach, FL. Outside of his advisory role, he owns and maintains several commercial and residential rental properties in the Florida area. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including wrap fee strategies and separately managed accounts, and operates under a fiduciary standard.

John Vessa is a CFP®-certified financial advisor with Morgan Stanley in Palm Beach Gardens, FL, bringing 39 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2009 and 2015, respectively. Outside of his advisory role, he is a member of the Kelly Family Investment Trust, a non-investment-related activity. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning that employs structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a broad range of investment products and services through its affiliated broker-dealer and private fund relationships.

Manesha Lakhiani is a Wealth Management Advisor with Merrill Lynch Wealth Management. She specializes in developing comprehensive financial strategies tailored to meet individual client goals and needs. Manesha’s expertise encompasses family wealth management strategies, services for defined benefit plans, investment consulting for defined contribution plans, legacy planning, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. She brings a consultative approach to wealth management, guiding clients to make informed decisions through a personalized and transparent process. Her educational background includes a Master’s degree from Loyola University Chicago and a Bachelor’s degree from Punjab Engineering College in India. Manesha communicates in Hindi, Punjabi, and English. She is also involved with the Hindu Temple of Greater Chicago in her community.

Darren Jones is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 22 years of industry experience. He has worked with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2011, following prior roles at Southstate Securities Corp. and J.J.B. Hilliard, W.L. Lyons, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research to develop model asset allocations, incorporating ESG considerations and offering broader derivatives and commodities capabilities.

Penelope Skowronski is a financial advisor with J.P. Morgan Securities in Palm Beach Gardens, FL, holding Series 63 and Series 66 credentials and 18 years of industry experience. She has worked at J.P. Morgan Securities since 2014 and J.P. Morgan Chase Bank, NA since 2021. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm offers non-discretionary advice focused on asset allocation, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Juan Cocuy is a financial advisor with J.P. Morgan Securities in Palm Beach Gardens, FL, holding Series 63 and Series 66 credentials and 12 years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Bank in 2022, he operated his own CPA firm, Juan Cocuy, CPA, P.A., from 1998 through 2026, including a merger with Templeton & Co., LLP. He previously served the Boys & Girls Clubs of Palm Beach County, Inc. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and other institutional clients. The firm employs a due diligence process combining quantitative screening and qualitative research and offers broader derivatives and commodities capabilities through related entities.