Destiny Kunzig Lozano is a financial advisor at Ameriprise in Clearwater, FL, with four years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2021. Prior to her advisory role, she was employed by the University of South Florida and Publix Supermarkets. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written Recommendation Reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach, serving clients primarily through Ameriprise-managed accounts.

Kevin Hannigan is a financial advisor with Edward Jones in St. Petersburg, FL, holding Series 63 and Series 66 licenses. He has 22 years of industry experience, all with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Steven Flatley is a financial advisor with J.P. Morgan Securities in Saint Petersburg, FL, holding Series 63 and Series 66 credentials and four years of industry experience. His work history includes roles at J.P. Morgan Securities and JPMorgan Chase Bank since 2022, along with prior experience at Valley Forge Financial Group. He has also held various positions outside the financial sector, including work in the food service industry. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Erin Eckhouse is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 15 years of industry experience. She has been with Raymond James Financial International Limited since 2017 and Raymond James & Associates since 2016. Outside of finance, she is involved in food production and distribution through Spring Bayou Foods and volunteers with the Junior League of Tampa. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting both retail and institutional advisory relationships.

Charles Maxwell is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 42 years of industry experience. His prior roles include positions at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. He has also been involved with the Montgomery County Department of Recreation since 1975. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning and a variety of advisory and brokerage programs, providing both discretionary and non-discretionary management along with access to model portfolios and research.

Richard Spayde Jr. is a financial advisor at Wells Fargo Clearing with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo in various capacities since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs more than 14,000 financial advisors.

Adam Halbleib is a financial advisor at Merrill with five years of industry experience. He holds a Series 66 designation and has worked at several firms, including Raymond James Financial Services and Fulton Financial Advisors. Outside of his advisory role, he and his wife operate a Cruise One franchise, planning travel events. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors.

William Warner III is a financial advisor with Equitable Advisors in Bradenton, FL, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Raymond James Financial Services, LPL Financial, and AXA Advisors prior to joining Equitable Advisors in 2017. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Patricia Lewis Picard is a financial advisor with Raymond James Financial in St. Petersburg, FL, holding a Series 66 credential and 26 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors, LLC. She is also involved as a client associate with Speizer Wealth LLC. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, supporting clients through tailored strategies and a broad affiliate network.

Jeremy Dvorak is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds CFP® and ChFC® designations and has 22 years of industry experience. Prior to joining Raymond James, he worked at M&T Securities, Inc. and Metropolitan Life Insurance Company. Dvorak is also the owner of Jeremy S Dvorak LLC, a business entity established for accounting and liability purposes. Raymond James Financial Services Advisors provides financial planning and investment consulting to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and state and municipal government entities. The firm offers tailored advisory services, including a SIMPLE IRA Employer Advisory & Consulting Services program for small businesses and maintains a notable presence in municipal and public finance through affiliated entities.

Gelsomina Lipscomb is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. Her prior experience includes roles at Wealth Advisors of Tampa Bay and LPL Financial. She serves on the Board of Directors and finance committee of St. Paul Catholic Church in Tampa, FL. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Miranda Mottice is a financial advisor at Ameriprise with one year of industry experience. She holds the Series 66 designation and has previously worked at Ohio State University and in student recreational sports. Outside of her advisory role, she is involved with TRLT Ventures LLC. Ameriprise is an institutional firm offering retirement-income planning services primarily for clients with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized recommendation reports through a centralized retirement-income consulting team.

Daniel Jones is a CFP® and Series 66-licensed financial advisor at Fidelity with five years of industry experience. Prior to joining Fidelity, he held roles at the University of Georgia, University of North Georgia, and several community organizations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across various platforms.

Christopher Brooker is a CFP® and ChFC® with 13 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory strategies and maintaining affiliated capabilities beyond advisory services. The firm manages approximately $1.01 trillion in assets through a nationwide network of roughly 23,701 financial advisors.

Joshua Mocilan is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. His prior roles include positions at Mutual of America Securities LLC, Mutual of America Life Insurance Company, Wells Fargo Clearing Services, and Scottrade Inc. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and maintains public-financing and investment banking capabilities.

Tiffany Githens is a financial advisor at Raymond James & Associates with three years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Fidelity Investments. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management. The firm provides wealth advisory planning and investment consulting to a broad client base, including individuals, institutions, and government entities, with a notable presence in municipal and public finance.

Austin Peffers is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing personalized financial guidance to individuals and businesses, focusing on areas such as budgeting, investment planning, retirement strategies, risk management, family wealth management, liquidity management, managing new wealth, personal retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. Austin holds a Bachelor's Degree from the University of West Florida and has earned several professional designations including Accredited Wealth Management Advisor (AWMA), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He stays current with financial and economic trends to help clients make informed decisions aimed at securing their financial futures. He follows the Merrill tradition of community involvement and volunteers with organizations in his community. Outside of his professional work, Austin enjoys adventure sports, baseball, basketball, fishing, football, golfing, running, scuba diving, spending time with his family, and traveling.

Jeffrey Walker is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. He previously worked at T. Rowe Price Investment Services, Inc. for 13 years before joining Raymond James in 2020. Raymond James & Associates provides financial planning and investment consulting to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers non-discretionary advisory services supported by firm research and planning tools, as well as institutional consulting and public finance capabilities.

David Berry is a financial advisor with Ameriprise in Bradenton, FL, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Bank of America, Merrill, and FMI Corporation. Outside of his advisory work, he provides management consulting services to business owners on strategic decision-making and incentive plan development. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, delivering tailored, research-driven recommendations through a centralized consulting team. The firm combines modeling, tax-efficiency analysis, and adaptive withdrawal strategies while emphasizing the use of Ameriprise-managed accounts and affiliated investment products.

Jordan Monds is a Financial Consultant currently working at Fidelity Investments since 2025. In this role, Jordan partners with individuals and families to enhance existing financial plans or co-create new ones, aligning with clients' short-term and long-term goals. Jordan's experience includes positions as an Investment Consultant and Relationship Manager at Fidelity Investments in 2023 and 2022-2023 respectively, as well as a Customer Service Representative at TD Ameritrade from 2018 to 2019. This background has contributed to Jordan's understanding of client needs and financial planning. Outside of work, Jordan has personal interests including beach activities, cars, cooking and baking, being a foodie, golf, and kayaking.