Anthony Badolato is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 66 and Series 63 licenses with four years of industry experience. His prior work includes roles at E*TRADE Securities LLC, WestRock Pool and Spa, Kohl's, and the University of South Florida. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, drawing on Global Investment Committee estimates and simulations to model outcomes.

Jonathan Hoskins is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. He has been with Fidelity in various roles since 2009, bringing over 15 years of financial services experience. His career at Fidelity includes experience as a Financial Consultant, Managed Accounts Investment Consultant, Managed Accounts Portfolio Specialist, and Fixed Income Specialist, among other positions. Prior to joining Fidelity, he worked in the mortgage industry as a Residential Mortgage Account Executive and Senior Mortgage Underwriter. Jonathan partners with clients to develop personalized financial plans aimed at reaching their definitions of financial success. He focuses on understanding clients' goals, needs, and priorities to implement customized wealth strategies. He leverages Fidelity's resources, including advanced technology and a cost-efficient investment platform, in his advisory approach. Jonathan holds a California Insurance License. Outside of his professional career, Jonathan enjoys biking, comedy, fishing, gardening, outdoor adventures, and parenthood.

James Warren III is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. He serves as a trustee for private trusts in Tampa, FL. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and sponsors wrap fee advisory programs.

Thomas Mc Donald Jr. is a financial advisor at Raymond James Financial with Series 65 and Series 63 credentials and three years of industry experience. His prior work history includes roles at MassMutual Life Insurance Co, NYLife Securities, LLC, and Morgan Stanley, among others. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and state and municipal government entities. The firm offers tailored, typically non-discretionary advisory services supported by comprehensive financial planning tools and risk-based reviews.

Rikki Fletcher is a financial advisor at Raymond James & Associates with a Series 66 designation and three years of industry experience. She has been with Raymond James since 2018 following four years in full-time education. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also provides institutional consulting and sponsors wrap fee advisory programs.

Daniel Gardner is a financial advisor with OSAIC who holds Series 63 and Series 66 licenses and has 25 years of industry experience. He has worked at FSC Securities Corporation and Century Financial Advisors, Inc. prior to joining OSAIC. Gardner is also a partner in Builders MEP Group, a business focused on marketing 401(k) plans. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios that may include a variety of investment products.

Julia Vega is a financial advisor with Raymond James Financial in Dunedin, FL, holding a Series 63 designation and bringing 31 years of industry experience. She has been with Raymond James since 2009 and also serves as CEO and President of C&E Tax Service, Inc., a tax preparation firm she supervises. In addition to her advisory role, she has been a notary since 2006. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, leveraging asset-allocation analysis and firm research, with a distinctive focus on advisory services that support client decision-making rather than delegated management.

Reed Murray is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 10 years of industry experience. His career includes positions at UBS Financial Services and PwC prior to joining Raymond James in 2017. Outside of his advisory role, he co-owns and co-hosts a weekly podcast focused on drums and music. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, with both non-discretionary and discretionary advisory programs, and maintains capabilities in public finance and institutional consulting.

Scott Nagorka is a financial advisor at Raymond James Financial with 29 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at UBS Financial Services and LPL Financial. Nagorka is based in Tampa, FL. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis and firm research to tailor recommendations.

Jason Abeles is a financial advisor at Raymond James & Associates with 18 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at Raymond James Bank and Raymond James & Associates since 2015. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Joseph Godbout is a Series 66 licensed financial advisor with six years of industry experience, currently affiliated with Raymond James Financial in St. Petersburg, FL. His prior roles include positions at Purshe Kaplan Sterling Investments, Concurrent Investment Advisors, and Valic Financial Advisors. He is also an associate at Goodrich Wealth Planning. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth investors, pension plans, and government entities. The firm offers tailored, non-discretionary advisory services and has specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Susan Ramsey is a financial advisor with Stifel in Clearwater, FL, holding Series 63 and Series 65 licenses and 24 years of industry experience. She has worked at Stifel Nicolaus & Co Inc since 2017, following prior roles at Wells Fargo Clearing and WELLS FARGO Advisors. Stifel serves a diverse client base, including individuals, institutional clients, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is supported by proprietary methodologies from its Investment Strategy Group, which provide asset allocation and planning analyses used as a basis for client decisions.

John Hoke is a financial advisor with LPL Financial in St. Petersburg, FL, holding a Series 66 designation and four years of industry experience. He previously worked at Raymond James and CPS Investment Advisors. In addition to his advisory career, he serves as a 1st Lieutenant in the Army Reserves. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Phillip Watkins is a financial advisor at Raymond James & Associates with 12 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Raymond James & Associates in 2024, he worked at Morgan Stanley and E*TRADE. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and public entities. The firm provides wealth advisory planning and investment consulting through its Wealth Advisory Services Program, offering non-discretionary advice and maintaining notable capabilities in municipal and public finance.

Elizabeth Emmons is a financial advisor at Raymond James Financial with 18 years of industry experience. She has been with Raymond James Financial Services, Inc. since 2010 and holds the Series 66 designation. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting through various programs, emphasizing advisory and implementation-support roles rather than discretionary management.

Kristine Bergin is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 66 designations and has 27 years of industry experience. Prior to joining Raymond James in 2017, she worked at GF Investments/Global Financial Private Capital, LLC for four years. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis and firm research to develop tailored recommendations.

Heather Sickler is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 65 designations and possessing 17 years of industry experience. She previously worked at SunTrust Bank and SunTrust Investment Services from 2012 to 2016 before joining Wells Fargo in 2017. Outside of her advisory role, she operates an online business selling handmade and decorative items. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Thomas Berry is a financial advisor at LPL Financial with 11 years of industry experience. He holds the Series 66 designation and has worked at various firms, including Longview Wealth Advisors, Waddell & Reed, and his own entities, The Berry Group and Berry Insurance, LLC. Berry has been involved in investment-related insurance services and wealth advisory businesses throughout his career. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management alongside various model portfolios and research resources.

Hilary Wynn is a financial advisor at Merrill with 19 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Wells Fargo Clearing, CapFinancial Securities, CapTrust Financial Advisors, and Wells Fargo Advisors. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Mark Abbott is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 22 years of industry experience. He has been with Raymond James Financial, Inc. since 2004 and Raymond James & Associates since 2003. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and governmental clients. The firm offers tailored financial plans and investment recommendations primarily through non-discretionary advisory relationships and also delivers institutional consulting and municipal finance services.