Michelle Fulkerson is a financial advisor at Merrill with 25 years of industry experience. She has held her current role since 2002. Her credentials include the Series 63 and Series 65 designations. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated with Bank of America's corporate platform, providing access to a wide array of products and services.

Michael Polacek is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at firms including Cadaret, Grant & Co., Inc. and operated his own advisory businesses such as Polacek Capital Management and PCM Advisors. Outside of advising, he serves as a boys basketball referee with IAABO Board 38. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of financial planning, advisory programs, retirement consulting, and brokerage services utilizing various model portfolios, research, and technology-driven investment strategies.

Melissa Caban is a financial advisor at Raymond James & Associates with four years of industry experience. She holds Series 66 and Series 63 designations. Her prior firms include Goldman Sachs, E*TRADE Securities LLC, Morgan Stanley, and Citigroup. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, delivering non-discretionary planning and portfolio recommendations alongside affiliated municipal finance services.

Heather Schaul is a financial advisor at Raymond James Financial with 19 years of industry experience. She holds a Series 66 designation and has been with Raymond James and its affiliates since 2013. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored financial plans and recommendations.

Carrie Harth is a financial advisor with LPL Financial in Largo, FL, holding a Series 66 designation and 12 years of industry experience. She has been with LPL Financial since 2014. Outside of her advisory role, she is a notary public in the state of Florida. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Jared Sanders is a CFP®-certified financial advisor with 10 years of industry experience, currently practicing at Raymond James & Associates since 2018. Prior to his current role, he worked at T Rowe Price from 2014 to 2018. He holds the Series 66 designation and is based in St. Petersburg, FL. Raymond James & Associates offers financial planning and investment consulting services to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations, serving both retail and institutional clients with a range of advisory programs.

Dionne Reed is a financial advisor at Raymond James & Associates with 19 years of industry experience. She holds a Series 66 designation and has been with Raymond James in various capacities since 2014. Outside of her advisory work, she manages a rental property in Bellevue, Washington. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, serving both retail and institutional clients through specialized advisory programs.

Perry Carter is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 21 years of industry experience. He previously worked at Arca Capital Investments, Inc. and Brickell Global Advisory, Inc. In addition to his advisory role, Carter is an independent contractor arbitrator with FINRA and owns SUPFIN Solutions LLC, a business providing general accounting and consulting services. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and government entities. The firm offers wealth advisory and investment consulting services with a focus on non-discretionary planning and a broad range of affiliated resources, including municipal advisory capabilities.

Gregory Singletary is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he provides financial advisory services to clients, leveraging his experience in wealth management. He holds the professional designation of Personal Investment Advisor (PIA). Gregory earned his bachelor's degree from East Carolina University.

Christine Godlewski is a financial advisor at Fidelity with 11 years of industry experience. She holds Series 63 and Series 66 designations. Her prior roles include positions at E*Trade Financial, TransAmerica, Raymond James, and T. Rowe Price. Fidelity, through its Strategic Advisers LLC subsidiary, provides investment management and advisory services to retail and institutional clients, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios composed of mutual funds, ETFs, and ETPs.

Cody Kimble is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing eight years of industry experience. His career includes roles at Charles Schwab & Co. since 2021 and Edward Jones from 2017 to 2021, preceded by four years at Publix and a decade in full-time education. Charles Schwab & Co. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs, integrating custody, brokerage, and advisory services in a centralized model.

Mark Cibulas is a CFP®-certified financial advisor with 29 years of industry experience, currently with Raymond James & Associates. He has previously worked at T. Rowe Price for over two decades and has been with Raymond James in multiple periods since 2021. He is based in St. Petersburg, FL. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with more than $500 billion in assets under management. The firm serves a diverse client base including individuals, institutions, and government entities, providing wealth advisory planning and investment consulting primarily on a non-discretionary basis.

Kevin Halifax is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at PNC Investments for seven years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services focused on investment policy statement development, investment recommendations, and participant education. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jason Miyashita is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has been with Raymond James & Associates since 2015. Outside of his advisory role, he is associated with M Global Investments LLC and M Global Real Estate LLC, both family businesses based in Guam. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and supports institutional consulting via its Institutional Fiduciary Solutions division.

Jason Goode is a financial advisor at Raymond James Financial with eight years of industry experience. He holds a Series 66 designation and has worked at Raymond James Financial Services Advisors, Morgan Stanley, and Edward Jones. Goode is involved in several personal investment activities through entities such as Ballast Point Ventures and KI Florida Funds. Raymond James Financial Services Advisors serves a diverse client base including individual investors, high-net-worth clients, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored advice supported by firm research and a broad affiliate network.

Olivia Fragola is a financial advisor at Raymond James & Associates with a Series 66 designation and one year of industry experience. Her work history includes roles at Raymond James & Associates and Universal Financial Consultants, as well as positions in education and retail. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and institutional consulting services, with a focus on public finance and municipal work alongside its retail advisory offerings.

Susan Kuczynski is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 19 years of industry experience. She has been with Raymond James & Associates since 2012. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and public finance services, combining retail advisory offerings with municipal and investment banking capabilities.

Matthew Stiphany is a CFA® charterholder with 11 years of industry experience. He currently works at Raymond James & Associates and previously held positions at Sanford C. Bernstein & Co., Calton & Associates, and T. Rowe Price. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management. The firm serves a diverse client base including individuals, pension plans, corporations, and government entities, providing wealth advisory and investment consulting through a non-discretionary approach.

Christopher Clark is a financial advisor with Wells Fargo Clearing in Tarpon Springs, FL, holding a Series 66 designation and 15 years of industry experience. He has been affiliated with Wells Fargo entities since 2016, including Wells Fargo Clearing, Wells Fargo Bank, and Wells Fargo Advisors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Charles Medina is a financial advisor at Morgan Stanley in Palm Harbor, FL, holding a Series 66 designation with 13 years of industry experience. He has been with Morgan Stanley since 2013 and also works with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes firm-approved tools and modeling techniques.