Christopher Englander is a financial advisor at Edward Jones in Houston, TX, holding a Series 66 designation with seven years of industry experience. Prior to joining Edward Jones in 2021, he worked at Bank of America, N.A. and Merrill from 2018 to 2021, with earlier roles in promotional and hospitality sectors. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and managed solutions, supported by a nationwide network of about 23,701 financial advisors and over 15,000 branch offices.

Richard Nelson is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 credential and bringing 23 years of industry experience. Prior to joining Morgan Stanley in 2020, he worked at UBS Financial Services for 11 years. Outside of his advisory role, Nelson is involved in real estate through ownership and partnership in private real estate entities. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and strategies.

Rachel Hamblen is a financial advisor at Morgan Stanley with nine years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2017, including a role at Morgan Stanley Private Bank, N.A. prior to her current position. Before joining Morgan Stanley, she spent two years at Invesco Distributors, Inc. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process using firm-approved tools and modeling techniques.

Tony Yu is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and 14 years of industry experience. He previously worked at J.P. Morgan Securities and JPMORGAN Chase Bank from 2012 to 2018 before joining Cetera and East West Bank in 2018. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes model portfolios, third-party managers, and customized strategies.

Helen Sharpe is a financial advisor at Merrill with 20 years of industry experience and a Series 66 designation. She has been with Merrill since 2006 and also worked at Bank of America, N.A. Her outside business activities include ownership of an LLC for voice-over work and managing a small jewelry business operated by her daughter. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients using model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Andrew Bivens is a financial advisor at Morgan Stanley in Houston, TX, holding a Series 66 designation with four years of industry experience. His prior work includes roles at Texas Capital Bank, First State Bank of Bloomington, and Busey Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to both individual and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies.

Mark Mc Manus is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC, Morgan Stanley, and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning such as business-owner transition and special-needs analysis, using proprietary research and planning tools.

Cynthia Barnett is a CFP® with 19 years of industry experience, currently affiliated with LPL Financial. She has worked at LPL Financial since 2025 and previously spent eight years with Securities America Advisors. Barnett is also a licensed Texas Real Estate Broker with over 40 years of experience in real estate. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of strategies and advanced operational tools.

Stuart Jackson is a financial advisor with Edward Jones in Houston, TX, holding a Series 66 designation and one year of industry experience. He has worked with Edward Jones since 2024 and owns Jackson Business Solutions, a consulting firm providing management consultation services. Prior to his financial advisory career, he held positions at Alvin Community College, the University of Texas Medical Branch, and the College of the Mainland. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment options. The firm is known for its extensive nationwide network of advisors and branch offices, as well as its affiliated services including a trust company and proprietary mutual funds.

Bruce Zubia is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In his role, he collaborates with clients to understand their priorities and develop strategies aimed at addressing their short-, mid-, and long-term financial goals. His services encompass a range of financial matters, including general investing, retirement planning, and preparing for unexpected expenses. Additionally, he facilitates access to Bank of America specialists to assist with banking, credit, home financing, and small business solutions. Bruce holds a Bachelor's Degree from New Mexico State University and carries the Personal Investment Advisor (PIA) designation. His professional philosophy centers on helping clients identify what is important to them and their families to create tailored strategies that pursue their financial objectives. Outside of his professional work, Bruce enjoys football, running, soccer, and spending time with his family.

Darrell Pennington is a financial advisor with Ameriprise in Houston, Texas, holding a Series 63 designation and over 30 years of industry experience. He has been with Ameriprise and its predecessor firms since 1995. Outside of his advisory role, he serves on the board of directors for the nonprofit organization myLIFEspeaks. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, providing tailored recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with an algorithm-driven approach overseen by a dedicated team, emphasizing Ameriprise-managed accounts and products from affiliated firms.

Graham Forssman is a Financial Consultant at Fidelity Investments, where he collaborates with clients on financial planning, strategic discussions, and investment guidance. His approach focuses on co-creating and implementing strategies tailored to clients' priorities and family needs. He has held multiple roles within Fidelity Investments, including Financial Consultant, Investment Management Consultant II, and Investment Management Consultant I from 2021 to 2024. Prior to joining Fidelity, Graham worked as an Internal Wholesaler at Crossmark Global Investments in 2021 and as a Regional Advisor Consultant at Invesco Investments from 2015 to 2021. He holds an Arkansas Insurance License. Outside his professional work, Graham has personal interests in fitness, golf, running, traveling, parenthood, and exploring food.

Xiaoqing Mathews is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. Based in Houston, TX, she holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012, including prior roles at JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research supported by centralized due diligence, with offerings that include an ESG eligibility framework and broader derivatives and commodities capabilities.

Benjamin Cordero is a financial advisor at Ameriprise with five years of industry experience. He holds the Series 66 designation and previously worked at Ham, Langston & Brezina L.L.P. and in the hospitality sector. He is also employed by DGW Worldwide, LLC, where he manages an advisory business. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning, tax-aware withdrawal strategies, and Social Security claiming options.

Francis Fontana is a financial advisor with Primerica Advisors in League City, TX, holding Series 63 and Series 65 licenses and with 39 years of industry experience. He has been with Primerica Advisors since 1986 and associated with Primerica Financial Services since 1985. Outside of advising, he is involved in sales of loan products, home security, automation, and other home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm uses third-party asset managers and offers a tiered wrap fee structure, focusing on curated investment models rather than institutional plan management.

David Covington is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and over 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2011. Outside of his advisory role, he is involved in business consulting through Covington Family Enterprises, LLC. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement who meet specific asset criteria. The firm provides comprehensive, research-based, and tax-efficient retirement income recommendations, supported by a centralized consulting team and algorithmic tools, within a large institutional platform that also offers brokerage and insurance solutions.

Don Uptegraph Jr. is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, Citigroup Global Markets from 2007 to 2009, and UBS Financial Services from 1998 to 2007. Outside of his advisory role, he is involved as a member in Aruka Camp LLC, a deer hunting lease in Texas. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s approach includes structured planning processes supported by advanced modeling tools and a broad array of investment and financial services.

John Penaflorida II is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has worked at Cetera since 2019, following two years at Foresters Financial Services and three years at Bellhops. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting both discretionary and non-discretionary account structures.

Hannah Berthet is a financial advisor at Fidelity with nine years of industry experience. She holds the Series 66 and Series 63 designations and has been with Fidelity and its affiliated entities since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios composed of mutual funds, ETFs, and ETPs.

Elizabeth Coello is a financial advisor at Morgan Stanley in Houston, Texas, with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley for 10 years. Outside of her advisory role, she is involved with the Houston Livestock Show and Rodeo, contributing to rodeo and educational scholarship activities, and serves as a Notary Public for the State of Texas. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.