Andrew Okey serves as Vice President and Financial Consultant at Fidelity Investments. In this role, he focuses on aligning appropriate tools and resources to support clients in working toward their financial goals. He has been with Fidelity Investments since 2019, progressing through various positions including Financial Consultant, PAS Portfolio Specialist, Investment Solutions Representative, and Workplace Planning Associate. Andrew holds insurance licenses in Arkansas and California.

Jack Buss is a Series 66-licensed financial advisor with two years of industry experience, currently practicing at Merrill in Jacksonville, FL. His prior experience includes roles at W&S Brokerage Services, Western Southern Life, Equity Services, Inc., National Life Group, and National Financial Services Group. He also worked at Palm Valley Fish Camp from 2015 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

John Galbraith is a financial advisor at Merrill with Series 63 and Series 66 credentials and three years of industry experience. He previously worked at Raymond James & Associates and Bank of America. Outside of his advisory role, he serves as co-executor of a family estate and is involved in various personal trusts. He is also an investor and advisory board member of Progenitors, Inc. and the managing member of GLW Ventures LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and charitable organizations.

Taylor Mccullers is a financial advisor with Morgan Stanley in Ponte Vedra Beach, FL, holding a Series 66 designation and having eight years of industry experience. Prior to his current role, he worked at Bank of America and Merrill Lynch, among other firms. He has also worked with the Universal Cheerleaders Association and the University of North Florida. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group and managing approximately $2.74 trillion in client assets.

Bryan Mckinney is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2016 and Bank of America, N.A. since 2019. Early in his career, he also had a brief role at The Cheesecake Factory. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of client types including individuals, high-net-worth clients, and institutions.

John Davis is a CFP® professional with 30 years of industry experience, currently serving with Raymond James & Associates since 2010. He holds Series 63 and Series 65 licenses. Outside of his advisory work, he serves as Vice President and Treasurer on the board of the 200 Club of Jacksonville, an organization that distributes funds to families of fallen law enforcement officers and firefighters. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and municipal advisory services.

Timothy Feagan is a financial advisor at Merrill with 18 years at the firm and 9 years of industry experience. He holds the Series 66 designation and is based in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Adam Campbell is a financial advisor with Raymond James & Associates in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Raymond James & Associates since 2009. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension and profit-sharing plans, and charitable and governmental entities, providing financial planning, non-discretionary investment consulting, and institutional advisory services supported by extensive research and a variety of portfolio management strategies.

Phyllis Levario is a financial advisor with J.P. Morgan Securities in Clearwater, FL, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has worked with JPMorgan Chase Bank and J.P. Morgan Securities since 2002, with a brief hiatus from 2021 to 2022. Outside of her advisory role, she operates as an independent contractor for Melaleuca, offering nutritional supplements to friends and family. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, combining large-scale advisory operations with brokerage and investment management capabilities. The firm delivers non-discretionary asset allocation advice and customized reporting through a centralized due-diligence framework.

Kara Gray serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In her role, she works directly with clients to understand their current financial situations and introduces them to the solutions offered through Merrill and Bank of America. Her objective is to equip clients with the knowledge and tools necessary to manage their financial lives and select the platform that aligns with their needs. Kara holds the Personal Investment Advisor (PIA) designation. She adopts a client-centered approach, focusing on uncovering the financial priorities of clients and their families to develop strategies aimed at pursuing their financial goals.

Matthew Barrett is a Series 66-credentialed advisor at Merrill with one year of industry experience. Prior to joining Merrill, he held various roles including serving on the University of North Florida Board of Trustees and working there in other capacities. Outside of finance, he was involved with 4 Star Customs Repair LLC for four years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alysha Ammerman is a financial advisor with Raymond James Financial Services Advisors, Inc. in Ponte Vedra Beach, FL, holding a Series 66 designation and two years of industry experience. Her background includes roles in education and local business, including positions at the University of Central Florida and Ponte Vedra Bar & Grill. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm provides tailored, non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Moses Salib is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 13 years of industry experience. He has been with Merrill since 2012 and concurrently with Bank of America, N.A. since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Longo is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and DoorDash. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Zachary Willey is a Financial Consultant at Fidelity Investments, where he has been working since 2024. Prior to this role, he held several positions within the company, including Portfolio Specialist, Workplace Planning Consultant at various levels, High Net Worth Associate, and Customer Relationship Advocate, demonstrating a progressive career in financial services since 2018. Before joining Fidelity Investments, he worked as a Bank Teller at Wells Fargo in 2018. Zachary holds insurance licenses in Arkansas and California, which support his ability to provide comprehensive financial consultation. His professional approach emphasizes partnering with clients to co-create and maintain strong financial plans tailored to their individual goals. Outside of his professional life, Zachary enjoys attending concerts, social events with friends, running, traveling, and spending time with his family and pets.

Christine Hrdlicka is a financial advisor at Fidelity with nine years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America and Merrill. In addition to her advisory role, she is a partner in two personal real estate ventures based in Jacksonville, Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, leveraging proprietary research and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs. The firm is notable for its advisory roles to registered investment companies and use of systematic methodologies incorporating AI tools.

John Phillips is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 16 years of industry experience. He has been with Merrill since 2015. Outside of advising, he performs freelance work as a consultant and independent contractor for transportation-related platforms. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a variety of clients, including individuals, high-net-worth clients, and institutional investors.

Tahirah Hamilton is a financial advisor with J.P. Morgan Securities in Jacksonville, FL, holding Series 63 and Series 66 credentials and 16 years of industry experience. Her prior roles include positions at Wells Fargo and Empower Retirement. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization and offers services on a non-discretionary basis.

Sean Read is a Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2006. Over his career at Fidelity, he has held various positions including Branch Planning Consultant, Senior Portfolio Specialist, and Private Client Group Relationship Manager, gaining comprehensive experience in financial consulting and client management. Sean's approach emphasizes straightforward communication and education, enabling clients to make informed and confident decisions regarding their financial goals. Sean holds insurance licenses in Arkansas and California. He has dedicated two decades to assisting individuals and families in defining, prioritizing, and pursuing their financial objectives. Outside of his professional work, Sean's personal interests include family activities, golf, parenthood, and traveling.

Joseph Johnson is an Investment Solutions Representative III at Fidelity Investments, where he has held various roles since 2022. In his current position, he collaborates with clients to develop and implement financial plans aimed at improving their financial wellbeing. Joseph focuses on understanding clients' goals and needs to establish effective investment strategies and comprehensive financial plans. Joseph has progressed through multiple roles within Fidelity Investments, starting as an Investment Solutions Representative I in 2022, advancing to level II in 2024, and achieving his current level III status in 2026. This experience has provided him with a thorough understanding of investment solutions and client engagement. Outside of his professional responsibilities, Joseph engages in activities such as camping, fitness, gardening, hiking, music, and swimming.