Lisa Moreno is a Series 66-licensed financial advisor with UBS Financial Services in San Diego, CA, bringing 20 years of industry experience. She has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management, offering a broad array of capital markets, custody, and lending services.

Brian Hoyt is a CFP® and PFS™ with 24 years of industry experience. He is currently with LPL Financial and has worked at Tax & Capital Management 360 since 2011 and OSAIC Wealth Inc. from 2004 to 2025. In addition to his advisory role, he is involved in tax preparation and tax planning through Tax & Capital Management 360. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting both discretionary and non-discretionary account management with a wide range of investment strategies.

Emily Dearborn is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. Prior to joining LPL Financial in 2022, she worked at several firms including Foresters Financial Services and Cetera Investment Services. Outside of her advisory role, she is a co-owner of a real estate rental investment. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, asset management, and institutional platforms, supporting advisors with diverse investment strategies and operational tools.

Dillon Matheny is a financial advisor with Thrivent Investment Management in San Diego, CA, holding Series 63 and Series 66 designations and 24 years of industry experience. His prior roles include positions at Charles Schwab Bank, Charles Schwab, and USAA in various financial planning and investment management capacities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based planning without discretionary trading authority. The firm offers flexible engagement options and combines planning with managed-account programs under a consolidated billing service called “WealthPlan.”

James Lugannani is a financial advisor at UBS Financial Services with 20 years of industry experience. He holds a Series 66 designation and has been with UBS since 2006. Outside of his advisory role, he serves on several nonprofit and community boards, including NAMI Contra Costa, Alameda Health System, and The Arc of San Francisco. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Joel Mattix is a financial advisor at LPL Financial with 26 years of industry experience. He holds the CFP® and Series 63 designations and has worked at Linsco/Private Ledger Corp. since 2006. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Jessica Richmond is a financial advisor with Ameriprise in San Diego, CA, holding Series 63 and Series 65 licenses and nine years of industry experience. She previously worked at LPL Financial for seven years, as well as at U.S. Bancorp Investments, U.S. Bank, and Wells Fargo Clearing. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Thatsane Souvanaphong is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 15 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2020 and previously held positions at UnionBanc Investment Services and MUFG Union Bank. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Denise Giganti is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 66 credentials and bringing 11 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2014 to 2016. In addition, she has been associated with Wells Fargo Bank, N.A. since 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Justin Moore is a Series 66-licensed financial advisor with LPL Financial in San Diego, CA. He has 13 years of industry experience, all with LPL Financial since 2013. LPL Financial is a national broker-dealer and registered investment adviser offering advisory and brokerage services through a large network of representatives. The firm serves individuals, retirement plans, banks, trust companies, and institutions, providing a range of financial planning, asset management, and institutional platforms.

Amie Agamata is a financial advisor at LPL Financial with 13 years of industry experience. She holds the Series 66 designation and has previously worked at firms including Gregory Yamasaki, Erik Freeman, and Northwestern Mutual Wealth Management Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology tools and a large network of investment adviser representatives.

Steve Trzcinski is a Series 66-licensed financial advisor with 18 years of industry experience. He is currently with LPL Financial and has been associated with Linsco Private Ledger since 2005. LPL Financial is a national broker-dealer and SEC-registered investment adviser delivering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions supported by various investment strategies and technology tools.

Michael Ressler is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 66 credentials and having 19 years of industry experience. He has worked at J.P. Morgan Securities since 2013 and has been with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside affiliated brokerage and investment management capabilities.

Jacob Stoops is a financial advisor with Edward Jones in San Diego, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked at OZ Biosciences and has experience in the restaurant and education sectors. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages over $1 trillion in assets and offers a wide range of advisory services through a large network of financial advisors and branch offices nationwide.

Brian Crow is a financial advisor at UBS Financial Services in San Diego, CA, holding a Series 66 designation with four years of industry experience. Before joining UBS in 2024, he worked at Ameriprise from 2020 to 2024. His earlier work history includes roles outside the financial sector at Springhill Suites and Domino's Pizza. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor investment strategies.

Kevin Berenzweig is a financial advisor with OSAIC in San Diego, CA, holding Series 63 and Series 65 licenses and with 20 years of industry experience. His prior work includes roles at Woodbury Financial Services, Arbor Point Advisors, Securities America, and RSG Partners Financial & Insurance Services, where he currently serves as Managing Partner. He is also President of BSB Financial Services, a retirement planning sole proprietorship. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to multiple investment platforms. The firm utilizes proprietary asset-allocation tools, risk-assessment methods, and automated rebalancing to manage portfolios across a range of asset classes and supports both discretionary and non-discretionary account management.

Azarell Diaz is a financial advisor at UBS Financial Services with two years of industry experience. He previously worked at Banco Santander International for five years and has experience in academic and hospitality sectors, including roles at the Scripps Institution of Oceanography and Pier South Resort. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory solutions, combining institutional trading capabilities with wealth management services to tailor financial plans to clients' goals and risk tolerances.

Lisa Frankovich is a financial advisor with Mass Mutual Investors Services in La Jolla, CA. She holds a Series 66 designation and has 17 years of industry experience, including roles at Metlife Securities Inc. and MassMutual Life Insurance Co. since 2016. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved tools to develop written recommendations in collaborative annual planning engagements.

Antar Abderrahman is a financial advisor at OSAIC with seven years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors and with the San Diego Padres. He also conducts non-variable insurance and annuity sales as an additional business activity. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, and corporations through a broad network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, using asset-allocation tools and third-party resources to construct portfolios across various investment types.

Andrew Hallett is a Series 66-licensed financial advisor with LPL Enterprise in San Diego, CA. He has been in the industry since 2024, with prior experience at Voya Financial and Two Magnolias. Additionally, he has an ongoing affiliation with the University of California, Berkeley. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities through a network of investment adviser representatives. The firm’s approach includes model-driven investment implementation and access to third-party asset managers, alongside services such as financial planning, trust custody, insurance sales, and lending programs.