Sacha Mackels is a CFP® and ChFC® with 14 years of experience in financial services. He is affiliated with Cetera and has previously worked with Securian Financial Services and Minnesota Life Insurance. Mackels is also the owner of Mackels Advisory and Planning LLC, an expense management business. Cetera Investment Advisers LLC serves a broad client base including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and access to both affiliated and third-party investment managers.

Zackery Bertrand is a CFP® professional with 10 years of industry experience. He is currently an advisor at OSAIC and previously worked for nine years at Lincoln Financial Advisors. He is also licensed to offer non-variable insurance and annuity products. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and nonprofits through a broad network of advisers and platforms, providing integrated brokerage, advisory, and managed portfolio services.

Casey Caliva is a CFP® professional with 19 years of experience and has been with Edward Jones since 2007. He holds the Series 66 designation and is based in San Diego, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ryan Friesen is a CFP® professional with three years of industry experience, currently affiliated with Cetera. He has held roles at several related firms including Celeste Financial Group and Vanderbyl Associates INC. Outside of his advisory work, he is involved with Celeste Financial Group, where he reviews client profiles and prepares client reviews. Cetera Investment Advisers LLC is a large, SEC-registered advisory firm that serves a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party investment options.

Christie Shaw is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 14 years of industry experience. She has been with LPL Financial since 2011. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting supported by research and model portfolios from LPL and third-party subadvisors.

Casey Rader is a CFP® and Series 66 registered financial advisor with 22 years of industry experience. He has been with UBS Financial Services Inc. since 2013 and is based in La Jolla, CA. Outside of his advisory role, he serves as a notary public. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

Camilla Kaae is a financial advisor at Cetera with two years of industry experience. She holds the Series 66 designation and has previously worked at Fisher Investments UK, Fisher Investments, and CIM Group. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and provides access to multiple investment platforms and third-party managers.

Melissa Mills is a financial advisor with LPL Financial in San Diego, CA. She holds a Series 66 designation and has 10 years of industry experience. Her prior experience includes roles at Royal Alliance Associates, Inc. and Genovese Burford & Brothers. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

Luke Rican is a Financial Advisor at Merrill Lynch Wealth Management. He works directly with clients to define financial goals and develop portfolio strategies designed to help clients pursue those goals. He provides ongoing advice and adjusts portfolios as clients' situations change. Luke holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned a Bachelor's Degree from the University of Washington. His approach focuses on understanding what matters to clients and their families to help create a financial strategy tailored to their needs.

Nolan Worley is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at NW Asset Management, Cavanaugh Financial Group, and Raymond James Financial and Raymond James Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Jack Patague Jr. is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Matthew Plocher and Northwestern Mutual Investment Services Inc. He is also engaged as a content creator and streamer with Gold Sparrow Gaming. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of advisors, offering a range of financial planning and advisory programs with discretionary and non-discretionary management options.

Garrett Imeson is a CFP® professional with 17 years of industry experience, currently affiliated with LPL Financial since 2024. He previously worked at Edward Jones for 15 years. Outside of his advisory work, Imeson coaches youth baseball in San Diego and hosts a podcast titled "Grounded In Love." LPL Financial is a national investment advisory and brokerage firm serving a broad client base including individuals, retirement plans, and institutions. The firm offers a range of advisory programs, retirement consulting, and brokerage services supported by research, model portfolios, and technology-driven strategies.

Ria Gost is a financial advisor at LPL Financial in San Diego, CA, holding a Series 63 credential with 23 years of industry experience. Her professional background includes roles at Commonwealth Financial Network, SCF Investment Advisors, Behavioral Health Works, and Chalice Wealth Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, and charitable organizations, offering a range of financial planning and advisory services supported by diverse investment strategies and technology.

Jared Roethlisberger is the Vice President and Branch Leader at Fidelity Investments, where he leads a team of financial professionals dedicated to providing comprehensive wealth planning and investment strategies tailored to clients' financial goals and needs. He has been with Fidelity Investments since 2013, progressing through roles including Regional Relationship Manager, Investment Consultant, Financial Consultant, and Assistant Branch Office Manager before assuming his current leadership position in 2018. Prior to joining Fidelity, Jared worked as a Financial Advisor at Merrill Lynch from 2011 to 2013. He holds a California Insurance License, supporting his expertise in financial and insurance planning. Jared's professional experience encompasses wealth management, investment consulting, and client relationship management. Outside of his professional responsibilities, Jared enjoys camping, cars, family activities, hiking, parenthood, and traveling.

Andrew Goins is a financial advisor with Primerica Advisors in San Diego, CA, holding Series 63 and Series 65 licenses and 12 years of industry experience. His career includes roles at PFS Investments Inc. and Primerica Financial Services, as well as work with In Home Supportive Services, Uber, and Lyft. He is involved in sales of investment-related products and also engages in part-time referrals for home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts under a tiered wrap-fee structure. The firm curates third-party asset managers and retains authority over model availability, using independent due diligence and delegated trading by BNY Mellon Advisors.

Tiffany Sanders is a financial advisor with Merrill in Pasadena, CA, holding a Series 66 credential and seven years of industry experience. She has been affiliated with Merrill since 2012 and Bank of America, N.A. since 2018. Outside of her advisory role, Sanders is co-founder of the Iconic Arts Complex, a nonprofit performance arts organization involved in administration, fundraising, and community outreach, and she owns a food delivery service operating outside market hours. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Farnaz Tajadod is a financial advisor at Ameriprise in San Diego, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Ameriprise in 2025, she was with LPL Financial LLC from 2021 to 2025. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement planning, dependable income sources, and tax-aware withdrawal strategies.

Pablo Serna is a financial advisor with LPL Financial in San Diego, CA, holding Series 63, 65, and 66 designations and 21 years of industry experience. His previous roles include positions at Silicon Valley Bank, SVB Wealth LLC, Boston Private Wealth LLC, and First Citizens Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services, including financial planning, retirement plan consulting, and model portfolio management supported by LPL Research and third-party subadvisors.

Harrison Mccarey is a financial advisor with LPL Enterprise and holds a Series 66 license. He has been with LPL Enterprise since 2025 and has prior experience working with New Way Van Life LLC, Aegon, and Getting Instruments. Outside of his advisory role, he has involvement in a non-variable insurance business in San Diego. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, model portfolio management, third-party asset management, and access to a range of brokerage and insurance products.

Donald Hankins III is a financial advisor with LPL Financial, holding a Series 63 designation and 39 years of industry experience. He has been with LPL Financial since 1986. Outside of his advisory role, he is involved in tax preparation and accounting, including federal and state tax returns, and sells annuities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, using various model portfolios and research resources.