Joseph Eben is a financial advisor with Primerica Advisors in San Diego, CA, holding Series 63 and Series 65 credentials and having 32 years of industry experience. He has been with Primerica Advisors since 1993 and also works with H & R Block since 2013. Outside of advising, he is involved in sales of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.

Jason Theisen is a financial advisor at Cetera with 11 years of industry experience. He holds the Series 63 and Series 66 credentials and has worked at several firms including Ibis Capital, Stratos Wealth Partners, Truuwater Financial, and Global Entertainment Matrix. He also serves as Registered Practice Operations Coordinator for Pushpin Financial, a Cetera business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with multiple program options and access to third-party money managers.

Andrew Udvari is a financial advisor with Charles Schwab, holding a Series 66 designation and nine years of industry experience. He has been with Charles Schwab & Co., Inc. since 2017 and Charles Schwab Bank since 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships alongside discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Jairo Servin is a Financial Advisor with Merrill Lynch Wealth Management, specializing in helping individuals, business owners, and families develop strategies to achieve their financial goals. He focuses on areas including college education planning, corporate executive services, employee benefits planning, equity compensation services, personal retirement planning, small business strategies, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income. Raised in Salinas, California, Jairo moved to the Bay Area in 2008 and is a graduate of San Francisco State University with a Bachelor of Arts in Sociology. His background as a student athlete has instilled dedication and discipline, qualities he applies in his financial planning career. Since beginning his work in the financial sector in 2019 at Northwestern, Jairo has developed a commitment to connecting with clients and serving as a resource to help them obtain their financial objectives. He holds the Chartered Retirement Planning Counselor™ (CRPC) designation, is Series 7 and 66 FINRA registered, and is a Personal Investment Advisor (PIA). Jairo is bilingual in English and Spanish. In addition to his professional work, Jairo volunteers as a wrestling coach at local high schools. He lives in Belmont with his dog Belfi and enjoys activities such as working out, running, football, hiking, attending concerts, dining out, and walking on the beach.

Timmy Nguyen is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds the Series 66 designation and has worked at firms including J.P. Morgan Securities LLC, Merrill, and Bank of America. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research and analytics with diversification principles and modern portfolio theory in its investment approach.

Erik Liodice is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. He has worked at several major firms, including JP Morgan Securities LLC for 11 years and TD Ameritrade from 2007 to 2013. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Andrew Norolahi is a financial advisor with Ameriprise in San Diego, CA, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide written Recommendation Reports. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Duyen Tran is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding a Series 63 designation and 15 years of industry experience. Tran has worked in various roles within Wells Fargo entities since 2006, including Wells Fargo Bank, N.A., Wells Fargo Advisors, LLC, and the current position at Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Edward Hawley is a financial advisor with LPL Financial in San Diego, CA, holding Series 65 and Series 66 credentials and 19 years of industry experience. His prior roles include positions at Homebridge Financial, Primeview Capital, LLC, and Salisbury Capital Advisors, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning, portfolio management, and institutional platforms, supporting advisors with research, model portfolios, and technology tools.

Rachel Chryssostomides is a CFP® professional with 12 years of experience in the financial services industry. She is currently with LPL Financial and previously worked at Ameriprise and FSC Securities. She also has experience with The Root Cellar LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Daniel Gunderson is the Vice President and Branch Leader at Fidelity Investments, where he leads a team focused on client-first strategies. He aims to simplify complex financial concepts and collaborates with clients to develop plans aligned with their goals. He has been with Fidelity Investments since 2009, progressing through various roles including Financial Representative, Investments Representative, Financial Consultant, Regional Planning Consultant, and now Branch Leader. His experience encompasses financial consulting and regional planning. Daniel holds a California Insurance License.

Scott Hagopian is a financial advisor at LPL Financial with 44 years of industry experience. He holds Series 63 and Series 65 designations. His prior career includes long-term roles at The Mutual Life Insurance Company of New York and Cambridge Investment Research, as well as involvement with Bloodstock Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology tools and a broad network of over 22,800 advisors.

Justin Wees is a financial advisor with Charles Schwab in San Diego, CA, holding Series 63 and Series 66 licenses and having 27 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank SSB since 2003 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Jamie Meronoff is a CFP® with 16 years of industry experience. He is currently with Wells Fargo Advisors in La Jolla, CA, having previously worked at Edward Jones for ten years and Wells Fargo Clearing for four years. Meronoff also owns and manages JAM WEALTH, LLC, a separate financial practice. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm provides tailored recommendations using Wells Fargo’s research and planning tools, with clients choosing how to implement those recommendations through various brokerage or advisory programs.

David Martin is a financial advisor with LPL Financial based in San Diego, CA, holding two years of industry experience. He has a long career history that includes 20 years at The Argen Corporation and ongoing work with Quest Accounting & Financial Services, Inc. since 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and institutional platforms, with a diverse set of investment options supported by operational and research tools.

Sven Meza is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 licenses and 18 years of industry experience. He worked at Independent Financial Group, LLC for one year before joining LPL Financial in 2015. Outside of his advisory duties, he serves as a non-public FINRA arbitrator. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including third-party asset management and institutional platforms, with a focus on combining scale and breadth of services across advisory and non-advisory financial activities.

Brendan Davis is a financial advisor with Cetera in San Diego, CA, holding a Series 66 credential and 13 years of industry experience. He has worked at several firms, including Merrill, Edward Jones, and Nationwide Investment Services Corporation. Outside of advising, he serves as a notary for client documents. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of investment management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Wade Steverson is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding a Series 66 designation and 20 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he owns a rental property in San Diego. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in an IPS-driven process and modern portfolio theory. The firm is notable for including insurance-related vehicles and bank deposit sweep options in its investment menus.

Andrew Duhovic is a Series 66-licensed financial advisor at LPL Financial with three years of industry experience. His prior roles include positions at Cetera Advisors, RemoteLink Solutions, and Pruco Securities LLC. He has also held various roles at the University of San Diego. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by research and operational tools.

Ryan Pinkerton is a financial advisor at LPL Financial with five years of industry experience. He holds the Series 66 designation and has worked previously at firms including Securian Financial Services and Minnesota Life Insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a large network of advisors. The firm offers a range of financial planning and asset management solutions, utilizing both proprietary and third-party models alongside various advisory platforms.