Mark Pappas is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at Signator Investors, Inc. for two years before joining LPL Financial in 2018. Outside of his advisory role, he is involved with a non-variable insurance business through Mark Pappas Financial & Insurance Services, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by LPL Research and third-party subadvisors.

Ronald Oliver Jr. is a financial advisor at Stifel with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2013. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, providing brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to inform asset allocation and financial planning.

Jessica Harris is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and nine years of industry experience. She has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank since 2015. Outside of her advisory role, she serves as a notary public in Irvine, California. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Justin Guerra is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2013. He began his career in financial services with Morgan Stanley in 2005 as a Financial Advisor before joining Fidelity Investments in 2006. Over the years, he has progressed through various roles including Financial Representative, Investment Representative, and Financial Planning Consultant. Justin's approach to financial consulting involves guiding clients through a three-step planning process focused on building a personalized plan, developing a strategy, and executing an investment strategy to help clients achieve their financial goals. He holds a California Insurance License. Outside of his professional work, Justin has interests in cooking and baking, outdoor adventures, photography, reading, traveling, and writing.

Shelby Hallford is a financial advisor with J.P. Morgan Securities and holds a Series 66 credential. Shelby has five years of industry experience, including prior roles at Bank of America and Merrill. Outside of finance, Shelby serves as a gymnastics judge for the National Association of Women Gymnastics Judges (NAWGJ), participating in competitions primarily on weekends. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Sixun Gu is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 licenses. Gu has prior experience at Bank of Communications International Trust and Pegus Bookkeeping. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Jonathan Goodwin is a financial advisor with Edward Jones in Laguna Hills, CA, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices.

Ran Wang is a Financial Advisor with Merrill Lynch Wealth Management, where he assists clients in developing personalized investment strategies aligned with their financial goals. He provides one-on-one advice on areas including education planning, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Wang emphasizes ongoing portfolio adjustments to adapt to changing client circumstances and integrates access to banking and lending resources through Bank of America. Wang holds a Bachelor's Degree from Zhejiang Gongshang University, a Master's Degree from the University of Rochester, and an MBA from Cornell University. He holds the Personal Investment Advisor (PIA) designation and is affiliated with the Cornell Alumni Association of Orange County and the Cornell Club of Los Angeles. Outside of his professional activities, Wang has interests in dancing, music, and yoga.

Joseph Remoun Karlous is a financial advisor at Edward Jones in Lake Forest, CA, holding a Series 66 designation. He has one year of industry experience, including a prior role at ADP. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of investment advisory services through a large nationwide network of financial advisors and branch offices.

Jake Johnson is a CFP® with seven years of industry experience, currently working at Wells Fargo Advisors since 2022. His prior roles include positions at Wells Fargo Clearing Services, MakeSpace, United Parcel Service, and Trillium Trading. Outside of his advisory work, he holds a 25% ownership in JAEJ Group, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services. The firm offers customized recommendations supported by proprietary research and planning tools, with planning engagements typically structured as discrete projects.

Anny Chien is a Series 66-licensed financial advisor with 12 years of industry experience. She is currently with Charles Schwab in Irvine, CA, having previously worked at Fidelity Investments, Merrill, Bank of America, and Morgan Stanley. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a client model that combines non-discretionary advisory with access to discretionary separately managed accounts and provides integrated brokerage, custody, and advisory services at scale.

Sarah Mishriki is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Bank for 22 years before joining J.P. Morgan in 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary recommendations supported by a centralized due-diligence framework.

Sean O Day is a financial advisor at UBS Financial Services with two years of industry experience. He holds a Series 66 designation and previously worked at Merrill for five years and Lending Club for one year. Before entering finance, he worked at Bubba Gumps for three years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client solutions.

Oderah Ahiligwo is a financial advisor at J.P. Morgan Securities with a Series 66 designation and two years of industry experience. Their prior work history includes roles at JPMorgan Chase Bank, LPL Financial, Benchmark Labs Inc, and the University of San Diego. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Kendra Buri is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, following six years at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning that utilizes firm-approved tools and methodologies such as Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Ronald Castleton is a financial advisor with Raymond James Financial in Lake Forest, CA, holding Series 63 and Series 65 designations and bringing 41 years of industry experience. He has been with Raymond James Financial since 2009 and with Raymond James Financial Services since 2003. Outside of his advisory work, he is co-owner of Stanton & Castleton, Inc., a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary consulting using various analytical tools and supports its clients through advisory programs and institutional consulting.

Jerry Clements is a financial advisor with Ameriprise in Irvine, CA, holding a Series 63 designation and 32 years of industry experience. He has worked with Ameriprise and its affiliated entities since 1997. Outside of his advisory role, he serves on the Finance Council at Santiago de Compostela Catholic Church and volunteers with the church’s VITA program assisting low-income filers with tax data entry. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s approach combines proprietary research, third-party data, and algorithmic tools to create tax-aware withdrawal strategies and income planning recommendations, delivered in collaboration with its advisors.

Kourtny Martin is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding a Series 63 designation and 15 years of industry experience. Prior to joining Wells Fargo, Martin worked at U.S. Bancorp Investments, U.S. Bank, and Unionbanc Investment Services, among other firms. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting, utilizing research and analytics from Wells Fargo Investment Institute and third-party databases.

Jimmy Azling is a Series 66 credentialed financial advisor with five years of industry experience, currently affiliated with LPL Enterprise since 2024. He has prior experience with Pruco Securities, LLC, and also serves as president and sole owner of Azling & Associates, Inc., a CPA firm providing tax and accounting services. Additionally, he leads Azling Properties, Inc., a real estate brokerage and mortgage loan origination business. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products via its integrated platform.

Eric Coressel is a financial advisor with Merrill in Laguna Niguel, CA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His work history includes roles at Bank of America, Merrill, Tax & Financial Group, Securian Financial Services Inc., and Minnesota Life. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.