James Kieckhafer is a financial advisor at Centaurus Financial, Inc. in Irvine, CA, with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Centaurus since 1998. In addition to his advisory role, he is a partner at Kieckhafer, Lane & Schiffer LLP, providing CPA services, tax consulting, and attest services. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base including individuals, families, businesses, and trusts. The firm provides financial planning, portfolio management, and specialized retirement-plan consulting, utilizing both discretionary and non-discretionary arrangements with various investment analysis techniques and overlay programs.

Darren Hem is a financial advisor at Beacon Pointe Advisors, LLC with 10 years of industry experience. He holds the CFP®, CFA®, and Series 66 designations. His prior roles include positions at TRB Wealth Management, Hem Investment Consultants, EP Wealth Advisors, and Capital Group. Beacon Pointe Advisors provides wealth advisory, consulting, standalone financial planning, retirement-plan platform services, and outsourced chief investment officer services to individuals, corporations, pension and profit-sharing plans, and institutional clients. The firm utilizes a combination of asset-allocation modeling and third-party independent managers, employing both active and passive strategies across public and private asset classes.

Matthew Hanson is a financial advisor at Mariner with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Altruist LLC, Virtus Distributors, LLC, and John Hancock Advisers. Mariner serves a broad range of clients including individuals, pension and profit-sharing plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and coordinated tax and family office services. The firm employs discretionary, customized portfolios using in-house research and third-party managers, along with integrated tax and accounting services uncommon among large advisory enterprises.

Julie Johnson is a financial advisor with Beacon Pointe Advisors, LLC in Newport Beach, CA, holding Series 63 and Series 65 licenses and with 14 years of industry experience. She has been associated with Beacon Pointe Advisors since 2010 and also works with Beacon Pointe Insurance Services, LLC, where she is a licensed insurance agent involved in the sale of life and health insurance products. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs a manager-of-managers approach, utilizing a proprietary “Focus List” for manager selection and offers a range of services including discretionary wealth management, retirement plan consulting, and outsourced CIO solutions.

Xiaoying Shi is a financial advisor at Transamerica Financial Advisors with 27 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Transamerica Financial Advisors since 2012. Shi also has a long tenure with World Financial Group dating back to 2001. Her other business activities include sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored retirement plans, and charitable organizations. The firm utilizes model portfolios and third-party managers across multiple platforms to deliver its advisory services.

Vanessa Burnett is a CFP® with 17 years of experience in financial advising. She is currently with Beacon Pointe Advisors, LLC and Beacon Pointe Insurance Services, having previously worked at United Planners' Financial Services and BRIDGE ADVISORY (f/k/a PENNIALL & ASSOCIATES). Outside of her advisory roles, she serves as Secretary on the Board of Directors for Elizabeth House, a nonprofit organization. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients. The firm utilizes a manager-focused investment approach, combining asset allocation modeling with both active and passive strategies, and offers services including discretionary wealth management and retirement plan consulting.

George Grant is a financial advisor at TIAA-CREF with 32 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked previously at Morgan Stanley and E*TRADE Capital Management. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm offers model and customized portfolio management and acts as adviser to a donor-advised fund.

Vivia Strome is a financial advisor at Equity Services, Inc. with 14 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at firms including Thrivent Financial and Principal Securities Inc. Outside of her advisory role, she is a partner in a preschool in Santa Rosa, California. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and uses third-party asset managers and model portfolios to deliver a range of investment strategies combining long-term and shorter-term approaches.

Trevor Cummings is a CFP® and holds the Series 66 designation, with 12 years of experience in the financial advisory industry. He has been with HighTower Advisors and HighTower Securities since 2016 and also has experience at Morgan Stanley dating back to 2013. HighTower Advisors delivers investment advisory and planning services to a diverse client base that includes individuals, institutions, pension and profit-sharing plans, charitable organizations, corporations, and trusts. The firm’s advisory approach focuses on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offers a range of portfolio management and financial planning services.

Monica Rangel is a financial advisor at Eagle Strategies (NY Life) with 20 years of industry experience. She holds Series 65 and Series 63 licenses and has worked with New York Life Insurance and Nylife Securities since 2005. In addition to her advisory role, she operates Efficient Financial and Insurance Solutions and volunteers with local youth sports and nonprofit educational programs. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple program types tailored to client objectives, including fee-based advice and retirement plan consulting, with the majority of assets managed on a non-discretionary basis.

Chester Peach is a Series 65-licensed financial advisor with Primerica Advisors in Irvine, CA, bringing 38 years of industry experience. He has been with Primerica Advisors and Guardian Life Insurance Co of America since 2008. Outside of his advisory role, he is involved with Professional Choice Insurance, focusing on group medical benefits sales and service. Primerica Advisors operates as part of a large enterprise serving retail clients, including individual and high-net-worth investors, with a range of brokerage and advisory services. The firm offers multiple proprietary and third-party investment programs, combining various strategies and account-level features to meet diverse client needs.

Phillip Mai is a CFP® at MAI Capital Management, LLC with three years of industry experience. Prior to joining MAI Capital Management in 2026, he worked at Mariner Wealth Advisors, Bank of America, and The AYCO Company, L.P./Mercer Allied. Outside of his advisory role, he is a co-owner of XLNC Properties, LLC, a property management company. MAI Capital Management, LLC provides investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base including high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm offers customized portfolio strategies across various asset classes and integrates financial planning, tax, and administrative services, managing $72.3 billion in assets as of May 31, 2026.

Jeanette Urrutia is a CFP® professional at Beacon Pointe Advisors, LLC with 11 years of industry experience. She previously worked at WCG Wealth Advisors, LLC and LPL Financial. In addition to her advisory role, she is also an insurance agent with Beacon Pointe Insurance Services, LLC. Beacon Pointe Advisors provides wealth advisory, consulting, financial planning, and outsourced CIO services to individual, corporate, pension, and institutional clients. The firm employs a combination of active and passive strategies, utilizes third-party independent managers selected through due diligence, and offers proprietary private funds alongside its enterprise advisory services.

Benjamin Ashbaugh is a financial advisor at Goldman Sachs Wealth Services with one year of industry experience. He holds a Series 66 designation and has prior work experience at Loews Hotels, The University of Arizona Student Unions, The Mac Truck, and Times Square Pizza and Bagels. Goldman Sachs Wealth Services serves individual investors, corporate and employer-sponsored participants, executives, plan sponsors, and institutional clients, providing financial planning and portfolio management along with specialized programs such as Private Family Office services and Financial Wellness. The firm integrates investment strategies from multiple Goldman Sachs groups and offers a variety of fee arrangements and operational tools, including tax-aware techniques and proprietary analytics.

Amber Malik is a financial advisor at Empower Advisory Group with Series 63 and Series 66 licenses and three years of industry experience. She previously worked at US Bank from 2019 to 2022 and has been with Empower Financial Services, Inc. since 2023. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

William Osland is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across diverse wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and facilitates solutions for large client relationships through both discretionary and non-discretionary programs.

Hussein Essayli is a CFP® with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He has previously worked at Charles Schwab, Bridgepoint Strategic Partners LLC, Advisor Referral Boost LLC, and PFS Investments Inc. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm employs standard asset allocation models and Schwab research tools, with advisors recommending allocations while clients retain final trading decisions.

Michael Dow is a CFA® charterholder with eight years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC since 2018. Prior to joining Beacon Pointe, he worked at UBS Asset Management for nine years. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs a combination of third-party independent managers selected through a proprietary due-diligence process and offers a range of services such as discretionary wealth management, retirement plan consulting, and outsourced CIO solutions.

Carla Yuan is a financial advisor at Beacon Pointe Advisors, LLC with a Series 65 credential and one year of industry experience. Her prior roles include positions at Wealth Consulting Group and several real estate and education companies. Beacon Pointe Advisors provides wealth advisory, consulting, and retirement plan services to a diverse client base including individual investors, corporations, and institutional clients. The firm utilizes both active and passive investment strategies and offers portfolio management alongside performance reporting and plan-level analytics.

Simon Syer is a financial advisor with HSBC Securities (USA) Inc. in Irvine, CA, holding ChFC®, Series 63, and Series 66 designations and bringing 16 years of industry experience. Prior to joining HSBC in 2024, he worked at MassMutual Investors Services and MassMutual Life Insurance Company for nine years. He also serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary investment solutions. The firm combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring, serving clients through dedicated Investment Adviser Representatives.