Vincent Yip is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. His prior roles include positions at Wells Fargo Clearing Services, Wells Fargo Bank, and JPMorgan Chase Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individuals and institutional clients, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its advisory process.

Anna Demarcus is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 66 registrations and 18 years of industry experience. Her prior work includes positions at Wells Fargo Clearing and Merrill, in addition to two previous years at Morgan Stanley. Morgan Stanley Wealth Management provides advisory programs to both individuals and institutions, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and features a wide range of services including estate planning strategies and various investment products.

Richard Abarca is a Financial Consultant currently with Fidelity Investments since 2019. He has experience working as a Financial Advisor at Bancwest Investment Services from 2018 to 2019, and Prudential Financial from 2017 to 2018. Prior to his advisory roles, he served as a Relationship Banker at Bank of America from 2010 to 2016. In his role, Richard focuses on understanding clients' unique financial situations and collaborates with them to develop plans aimed at reaching their financial goals. He emphasizes building strong relationships with clients and their families, maintaining competency, reliability, and integrity in his work. Richard holds a California Insurance License, supporting his capabilities in the financial advisory field.

Claudio Enriquez is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 66 designations and has worked with Morgan Stanley and its Private Bank since 2009. Based in San Jose, CA, his career includes 11 years at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenarios developed by its Global Investment Committee.

Mojgan Mohammadi is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in providing personalized wealth management strategies that begin with understanding her clients' financial situations, family dynamics, and priorities. Mojgan works with clients to develop flexible approaches tailored to their evolving needs and changing market conditions, offering access to Merrill’s investment insights alongside the banking and lending solutions of Bank of America. Her expertise encompasses family wealth management strategies, personal retirement planning, portfolio management services, and supporting women in wealth. Prior to entering the financial industry, Mojgan worked in the fashion and alternative health sectors, experiences that contribute to her holistic approach to advising clients. She holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from the California State University system. Mojgan is fluent in English and Farsi. Outside of her professional role, Mojgan’s personal interests include dancing, hiking, music, reading, rock climbing, running, traveling, writing, and yoga. Her philosophy centers on connecting all aspects of a client’s financial life to help them prioritize and pursue the goals that matter most.

Fiera Brein is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and nine years of industry experience. Prior to joining Raymond James, Brein worked at JP Morgan Chase Bank and JP Morgan Securities LLC. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individual investors, high-net-worth clients, pension plans, and governmental entities. The firm offers tailored, non-discretionary advisory services and specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Lizandro Salazar is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and offering 36 years of industry experience. He has been with LPL Financial since 2006. Outside of his advisory role, he manages a non-variable insurance business under Sequoia Wealth Advisors & Investment Management, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Gregory Williams is a CFP® professional with 31 years of experience in the financial services industry. He is currently affiliated with Mass Mutual Investors Services and MassMutual Life Insurance Company, where he has worked since 2017. Prior to that, he spent 20 years at Metropolitan Life Insurance Company and MetLife Securities Inc. Williams also works as an independent insurance agent specializing in dental and group disability income, life, accident, health, long-term care, and Medicare-related products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements that utilize firm-approved software to develop written recommendations tailored to clients' goals.

Matthew Park is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021, following 13 years at CitiGroup Global Markets. Outside of his advisory role, he coaches a boys volleyball team at Leland High School in San Jose. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Lilianna Watt is a financial advisor with Morgan Stanley in Cupertino, CA, holding a Series 66 designation and bringing 10 years of industry experience. She has been with Morgan Stanley and its Private Bank since 2016. Outside of her advisory role, she serves as a trustee for a family investment property held in trust. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering financial planning and advisory services to individuals and institutions, managing approximately $2.74 trillion in client assets through structured planning processes and a broad array of investment programs.

Khuong Tran is a financial advisor at Merrill in San Jose, CA, holding Series 63 and Series 66 licenses with three years of industry experience. His prior employment includes roles at Bank of America, JPMorgan Chase Bank, J.P. Morgan Securities, and several banks in Vietnam. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other fiduciaries. The firm integrates its investment offerings with Bank of America's broader platform, providing access to a variety of products and services.

Cheryl Tadlock is a Senior Financial Advisor at Merrill Lynch Wealth Management. In her role, she provides investment guidance and financial planning services to clients. Cheryl holds the professional designation of Personal Investment Advisor (PIA), demonstrating her commitment to expertise in personal investment management. She earned her Bachelor's Degree from San Diego State University. Her background combines formal education and professional credentials to support her advisory practice.

Mark Manasco is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with J.P. Morgan affiliates since 2011, including roles at Chase Investment Services Corp and JPMorgan Chase bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm operates both as a broker-dealer and investment adviser, delivering advisory services alongside affiliated brokerage and investment management capabilities.

Shideh Heidarkhani Khameneh is a financial advisor with Merrill, holding a Series 66 credential and one year of industry experience. She has previously worked at Bank of America and Copynet. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Loc Thai is the Vice President and Branch Leader at Fidelity Investments, where he manages a team of financial advisors. In his role, he focuses on developing his team to assist clients in working toward their financial goals, aiming to ensure clients receive excellent service. Prior to his current position, Loc held leadership roles including Market Director of Wealth at JP Morgan Chase from 2018 to 2022, and Market Manager at Merrill Edge from 2011 to 2018. He holds a California Insurance License. Outside of his professional work, Loc has interests in beach activities, movies, photography, swimming, table tennis, and traveling.

Anne Bedell is a financial advisor with LPL Enterprise, holding the ChFC® and Series 66 designations and bringing 42 years of industry experience. She previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for over four decades. Bedell is also involved in non-variable insurance activities related to investment advisory services. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Bryan Durkee is a Financial Consultant at Fidelity Investments, where he has been serving since 2025. He has held various roles within Fidelity Investments, including Investment Consultant from 2024 to 2025, Relationship Manager from 2023 to 2024, and Financial Representative in 2023. His primary responsibility involves understanding clients' goals, motivations, and important relationships to assist them in making informed financial decisions. Bryan holds a California Insurance License, supporting his ability to provide clients with comprehensive financial guidance. Outside of his professional role, Bryan has interests in beach activities, football, music, and traveling.

Kristina Arnst is a Series 66 credentialed financial advisor with one year of experience, currently with Edward Jones in San Jose, CA. Her prior work includes roles at Travelers Insurance and Allcat Claims Service. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated investment products. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Adrienne Lee is a financial advisor at J.P. Morgan Securities with five years of industry experience and holds a Series 66 designation. Prior to her current role, she worked at UBS, Bank of America, Merrill, and was involved with the University of California. In addition to her advisory work, she owns Sen Studio, an e-commerce business selling women's apparel. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a non-discretionary approach. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

James Ku is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 designations and bringing six years of industry experience. His work history includes multiple roles within J.P. Morgan Securities and JPMorgan Chase Bank, N.A., spanning over a decade. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.