Charles Hammond Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Cambridge since 2012. Outside of his advisory role, Hammond is a co-founder of The 401k Study Group, a nationwide organization focused on collaboration and education within the qualified retirement plan industry. Cambridge Investment Research Advisors serves a diverse client base including individuals across wealth levels, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, providing a mix of discretionary and non-discretionary investment solutions across multiple custody platforms.

Tyler Sorensen is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. Prior to joining Edward Jones, he held roles at SunTrust Advisory Services, SunTrust Bank, and SunTrust Investment Services. Outside of his advisory work, Sorensen is involved in managing a rental property business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Norma Sellors is a financial advisor at Stifel with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Stifel since 2015. Outside of her advisory role, she serves as a board member of the Lewistown Community Development Authority in Hanover County, Virginia. Stifel serves a broad range of clients including individuals, institutions, and municipal entities, providing both brokerage and advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Garrett Maged is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and five years of industry experience. His prior roles include positions at Fidelity Investments, Rocket Mortgage, and Cambridge Investment Research. He is based in Glen Allen, VA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios supported by centralized supervisory and custody arrangements.

Alton Howell Jr. is a financial advisor with LPL Financial in Richmond, VA, holding the ChFC® designation and Series 63 license. He has 41 years of industry experience, including prior work at Woodbury Financial Services, Inc. from 2014 to 2018. Outside of advisory work, he operates a business offering pre-paid legal services and identity theft plans. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs and incorporates research and model portfolios from various sources to support diversified and alternative investment strategies.

Alexander Thompson is a financial advisor at Cambridge Investment Research Advisors with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Endeavor Capital, LLC and Commonwealth Commercial. Thompson is involved in independent insurance agency work and operates a tax services business. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement plan advisory services. The firm offers a variety of investment solutions through a network of independent professionals, utilizing both proprietary and third-party strategies across multiple platform arrangements.

Frederick Dunning is a financial advisor at UBS Financial Services with 29 years of industry experience, all of which he has spent at UBS. He holds the Series 63 and Series 65 licenses and is based in Richmond, VA. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Robert Braden is a financial advisor with Wells Fargo Clearing in Mechanicsville, VA, holding a Series 66 designation and 21 years of industry experience. He previously worked at LPL Financial from 2010 to 2018 before joining Wells Fargo Clearing. Outside of his advisory role, he owns and operates DryMedic, a fire, water, mold cleanup, and restoration business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Joshua Schaff is a financial advisor at Charles Schwab with Series 66 credentials and one year of industry experience. He previously worked at UBS Financial Services, Inc. and The Hobbs Group P.A. before joining Schwab. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational structure.

Shawn Millimaki is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and 3 years of industry experience. He has been with Wells Fargo Clearing since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with both discretionary and non-discretionary options tailored to plan objectives and risk tolerances.

Joel Winbigler is a financial advisor at Edward Jones with six years of industry experience. He holds the CFP®, CFA®, and Series 63 designations. Prior to joining Edward Jones in 2019, he worked at Bank of America from 2013 to 2018. Winbigler also serves as a Lieutenant Commander in the United States Navy Reserve. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm manages over $1 trillion in assets through a large network of financial advisors and branch offices and offers a range of advisory strategies and affiliated investment products under a fiduciary standard.

David Gardner is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and 20 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Ashwin Sharma is a financial advisor with LPL Financial in Richmond, VA, holding Series 65 and Series 63 licenses and having 10 years of industry experience. Prior to joining LPL Financial in 2018, he worked at Lincoln Financial Securities Corporation and Mass Mutual Investors Services. Outside of his advisory role, he is involved in modeling and acting on a limited basis. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and 529 account management, with access to model portfolios and research from multiple sources.

Carter Neal is a CFP®-certified financial advisor with 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Holly Stallworth is a CFP® with 24 years of experience, currently serving as a financial advisor at Raymond James Financial. She has held roles at Atlantic Union Bank and Union Investment Services among others. Stallworth is also an executive board member and Treasurer of Ronald McDonald House Charities in Richmond, serving a two-year term as part of a scheduled leadership progression. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored recommendations and advisory support rather than discretionary management.

Gerardo Guzman Jr. is a financial professional with five years of industry experience, currently associated with Wells Fargo Clearing. He holds the Series 66 and Series 63 designations. His work history includes roles at US Tech Solutions, Target Co., Geek Squad Inc., Best Buy Co., El Vaquero Western Wear, and the University of North Carolina at Charlotte. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party databases.

Tania Lounsbury is a financial advisor at Charles Schwab with 11 years of industry experience. She holds the Series 66 designation and previously worked at TDAmeritrade, Inc. for 10 years before joining Charles Schwab. Charles Schwab serves a large client base that primarily includes high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, utilizing multi-asset model portfolios and a centralized operational structure.

Ricky Robertson is a financial advisor with Cambridge Investment Research Advisors in Richmond, VA, holding a Series 66 designation and over 26 years of industry experience. His prior roles include positions at 1st Global Insurance Services, 1st Global Advisors, and 1st Global Capital Corp. He is also an owner and CPA at Joyner Kirkham Keel & Robertson Pc. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a broad network of independent professionals employing a range of portfolio management and model-based strategies.

Joel Stiff is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding a Series 66 credential and 15 years of industry experience. He has been with Wells Fargo Advisors since 2012, including roles at Wells Fargo Clearing. Outside of his advisory work, he owns ACME Gamer Ventures LLC, a gaming-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services covering cash flow, retirement, education, risk, and wealth-transfer planning, and integrates advisory services with other financial products and referral channels.

Lafayette Johnson is a financial advisor at Thrivent Investment Management with 23 years of industry experience. He holds Series 63 and Series 66 designations and has held prior roles at firms including Equitable Advisors, NYLIFE Securities, and New York Life Insurance Company. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through financial advisors, offering comprehensive, goal-based financial planning without discretionary trading authority and combining planning with managed-account options under the “WealthPlan” program.