Ali Kazemi is a financial advisor with Cetera, holding Series 63 and 65 credentials and bringing 37 years of industry experience. He has worked with firms including Avantax and LPL Financial and serves as owner of Sentinel Financial Group, offering financial planning, investment planning, retirement planning, and tax planning services. Outside of his advisory work, Kazemi is also an associate for In-Home Supportive Services, providing assistance to eligible individuals to support in-home care. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and consulting services through a large network of independent advisors and employs a multi-manager platform that includes affiliated and third-party model portfolios with various program and custodial structures.

Min Deng is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Charles Schwab in San Ramon, CA. She has been with Charles Schwab and Charles Schwab Bank since 2013. Outside of her advisory role, she is connected to a retail business partnership involved in the application for an Offsale Beer and Wine Retail license in Richmond, CA. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a scale-driven, integrated structure with both non-discretionary and discretionary investment management options.

Ryan Leonard is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining J.P. Morgan, Leonard worked in the automotive sales industry with positions at Ocean Honda of Burlingame, Mercedes Benz of San Francisco, and Anderson Honda. J.P. Morgan Securities primarily provides investment consulting and advisory services to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Katalina Stimpfig is a financial advisor with Merrill in Pleasanton, CA. She holds a Series 66 designation and has one year of experience in the industry. Prior to joining Merrill in 2023, she worked in educational roles at various institutions including Las Positas College and Venture High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Schneider is a CFP® professional with 29 years of experience in the financial services industry. He has been with UBS Financial Services since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and broad capital markets activities.

Jonathan Lew is a financial advisor with Morgan Stanley in Oakland, CA, holding a Series 66 license and seven years of industry experience. Before joining Morgan Stanley in 2019, he worked at Pacific Gas & Electric for three years. Outside of his advisory role, he is involved in managing a rental property. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm uses structured planning tools and proprietary investment models, managing approximately $2.74 trillion in client assets.

Wing Sze Wincy Yung is a financial advisor at UBS Financial Services with eight years of industry experience. She holds the Series 66 designation and has worked at UBS entities since 2005, including UBS Financial Services Inc. since 2017. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.

Matthew Guillaume is a financial advisor with Wells Fargo Advisors in Orinda, CA. He holds a Series 66 designation and has been in the industry since 2023, with prior experience at JPMorgan Chase & Co and First Republic Bank. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients through a broad range of specialized planning options. The firm integrates advisory services with various financial products and offers recommendations supported by proprietary research and planning tools.

Yudith Macedo Jimenez is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 designations and three years of industry experience. Her prior roles include positions at JPMorgan Chase Bank, Better Mortgage, Quontic Bank, and AT&T. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Lisa Tuemmler is a CFP® with 22 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2016. She is a committee member of FPA NorCal, where she coordinates speakers. Lisa is also involved as an owner and partner in Intersect Financial, LLC, and administratively supports Protected Investors of America. Cambridge Investment Research Advisors is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a variety of platform arrangements and both proprietary and third-party investment strategies.

Susan Harding is a Series 66-licensed financial advisor with Morgan Stanley in Oakland, CA, bringing 18 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering comprehensive financial planning and advisory programs supported by firm-approved tools and research.

Dennis Janssen is a financial advisor with Stifel who holds Series 63 and Series 65 licenses and has 37 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2011. He is also an agent for Unum Provident Life, providing disability insurance services outside of securities trading activities. Stifel serves a broad client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment guidance is based on proprietary methodologies developed by its Investment Strategy Group, supporting client decisions across asset allocation, retirement, insurance, and estate planning.

Rebecca Dinneen is a financial professional with 10 years of industry experience, currently affiliated with Cetera. She holds Series 63 and Series 66 licenses and has previously worked at Charles Schwab and TD Ameritrade. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

Natalie Leininger is a CFP® professional with 40 years of industry experience. She is currently with OSAIC and has previously worked at Securities America Advisors, National Planning Corporation, and Sterling Financial Services. Outside of her advisory role, she owns a divorce planning service. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides a range of integrated brokerage and advisory services utilizing asset-allocation tools, risk assessments, and multiple third-party platforms to manage portfolios across various investment types.

Bryan Cohen is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and previously worked at Citigroup and Wells Fargo. Outside of his advisory role, he is involved in a music-related business focused on buying, selling, repairing, and collecting musical instruments. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Ken Ngo is a CFP® professional affiliated with Edelman Financial Engines, with nine years of industry experience. His career includes roles at Wells Fargo Clearing, Charles Schwab Bank, JPMorgan Chase Bank, and Fidelity Brokerage Services. He is based in Danville, CA. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, managing diversified portfolios with a long-term focus and offering both discretionary and non-discretionary advice.

Adrianna Gutierrez is a financial advisor at Cambridge Investment Research Advisors with six years of industry experience. She holds the Series 66 designation and has worked at Cambridge since 2020. Prior to that, she was associated with Manheim California and Manheim San Francisco Bay. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of investment strategies and platform arrangements tailored to client objectives.

Stephen Davis is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior background includes six years of service in the U.S. Air Force and four years of full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management services supported by a centralized operational structure.

Robert Higbee is a financial advisor at LPL Enterprise with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Nancy Robertson is a financial advisor at Cambridge Investment Research Advisors with 33 years of industry experience. She holds the Series 63 and Series 65 credentials and has been with Cambridge Investment Research firms since 2016. Outside of her advisory role, she is also an insurance agent with Protected Investors of America. Cambridge Investment Research Advisors serves a broad range of clients including individuals, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement plan advisory services. The firm utilizes a network of independent Financial Professionals and offers multiple investment platforms and strategies, including proprietary models and third-party options.