Harry Spar is a financial advisor at Wells Fargo Advisors with 14 years of industry experience. He holds Series 63 and Series 66 designations and has worked within various Wells Fargo entities since 2012. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet specific net-worth criteria, utilizing proprietary research and planning tools to develop customized recommendations.

Pavel Petrash is a CFP®-certified financial advisor with 11 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. He previously worked at T Rowe Price and PNC Bank. In addition to his advisory role, he provides financial consultation to clients at Fulton Bank. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, and institutional organizations. The firm employs tailored, non-discretionary planning and utilizes analytical tools such as risk profiling and probability modeling to support client goals.

Timothy Cusack is a CFP® with 45 years of experience in the financial industry, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016. He also acts as a trustee and personal representative for his father's trust and estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Humberto De Luigi is a financial advisor with UBS Financial Services in Baltimore, MD, holding a Series 66 designation and 18 years of industry experience. He has been with UBS since 2008. Outside of his advisory role, he is the proprietor of Susquehanna Farms, an alpaca breeding business in Maryland. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, incorporating proprietary research and model-based asset allocations to tailor plans to client goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including custody, underwriting, and capital markets operations.

Jalisa Beckwith is a Series 66 licensed financial advisor with six years of industry experience. She currently works at Morgan Stanley and has held prior roles at T. Rowe Price, Bank of America, Merrill, and Senior Helpers. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a range of advisory programs supported by structured planning tools and extensive resources.

Christopher Sadowski is a Series 66 licensed financial advisor with Cambridge Investment Research Advisors, where he has worked since 2012. He has seven years of industry experience. Outside of advising, he serves as president of the Arbutus Community Association and umpires softball games in Maryland. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and other clients with financial planning, investment management, and retirement plan advisory services. The firm offers a range of investment solutions through independent Financial Professionals, including proprietary models and access to third-party managers, with both discretionary and non-discretionary implementation options.

Michael Belfiore is a financial advisor at Equitable Advisors with a Series 66 designation and two years of industry experience. Prior to joining Equitable Advisors in 2023, he worked in various roles including at Cornerstone Loft & Grill and Sun Automation Group. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm utilizes a hybrid referral and implementation model that combines advisory and brokerage channels to meet diverse client needs.

Brendan O’Brien is a financial advisor with LPL Financial in Baltimore, MD, holding Series 63 and Series 65 credentials and possessing 29 years of industry experience. He has been with LPL Financial since 2009. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing discretionary and non-discretionary management supported by research and model portfolios.

Kevin Cotherman is a financial advisor with Ameriprise in Annapolis, MD, holding Series 63 and Series 65 designations and bringing 12 years of industry experience. His prior work includes roles at Bank of America and Merrill. He serves on the board of directors for Hope Connections, a nonprofit organization. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its clients, with an emphasis on assets held in Ameriprise managed accounts.

Frank Hughes Jr. is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and bringing 38 years of industry experience. He has worked at M&T Bank and M&T Securities, Inc. since 2013 and joined LPL Financial in 2026. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with investment management supported by LPL Research and third-party subadvisors.

Mary Tacka is a financial advisor with LPL Financial in Ellicott City, MD, holding Series 63 and Series 65 designations and over 41 years of industry experience. Her prior roles include positions at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. She also operates a non-variable insurance business alongside her advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering a wide range of advisory programs, financial planning, and retirement plan consulting.

Michael Ward is a CFP® and ChFC® with 40 years of industry experience. He has been with OSAIC since 2025, following a 41-year tenure at Lincoln Financial Advisors Corporation. Outside of his advisory role, he is an owner and agent at Stonebridge Advisors, Inc., where he offers various insurance products. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated financial advisers. The firm employs a variety of investment tools and platforms to construct diversified portfolios and offers integrated brokerage and advisory services.

Curran Verma is a Financial Advisor with Merrill Lynch Wealth Management based in Columbia, Maryland. He holds FINRA SIE, Series 7, and Series 66 registrations and earned the Chartered Retirement Planning Counselor™ (CRPC™) designation in 2025. Curran combines a background in psychology from the University of Delaware with his professional credentials to provide personalized wealth management, retirement, and investment strategies. Before his financial services career, Curran competed professionally on the ITF Futures tennis circuit and founded Premier Performance Institute, a tennis and fitness coaching business in Palm Beach County, Florida. These experiences contributed to the discipline, resilience, and strategic mindset that he applies when working with clients. His focus areas include family wealth management, legacy planning, liquidity management, retirement income, and tax minimization. Curran emphasizes building long-term client relationships and helping individuals and families make informed financial decisions tailored to their goals. He integrates his analytical skills with a client-centered approach to support ongoing portfolio management and financial planning.

Joshua Helfand is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes proprietary planning tools and market simulations.

Barbara Maloni is a financial advisor with Fidelity who holds Series 63 and Series 66 licenses and has 19 years of industry experience. She has worked at various Fidelity entities since 2012 and was co-owner of Bmore Licks, an ice cream store in Baltimore, from 2017 to 2024. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolios constructed through a blend of fundamental research and quantitative analysis.

Walter Crowell Jr. is a financial advisor with RBC Capital Markets who holds Series 63 and Series 65 designations and has 34 years of industry experience. He has worked at RBC Capital Markets since 2008 and has also been with City National Bank since 2017. Crowell was previously a passive owner of a small private organization, Classic Colonial Reproductions LLC. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles and investment goals.

Tuan Luu is a Financial Consultant at Fidelity Investments, a role he has held since 2024. Prior to this, he served in various capacities at Fidelity Investments, including Planning Consultant, Relationship Manager, and Financial Representative between 2022 and 2024. He began his financial career as an Investment Analyst at Vietnam Investments Group from 2015 to 2016. In his professional approach, Tuan emphasizes understanding clients' priorities such as family, goals, and vision for the future to develop personalized financial plans. He aims to serve as a trusted partner and advocate, helping clients navigate financial decisions with clarity and confidence. Outside of his professional work, Tuan's personal interests include comedy, cooking and baking, fitness, food, photography, and reading.

Andrew Shaver is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and nine years of industry experience. He has worked with Ameriprise since 2019 and previously was with Cetera Investment Services and Foresters Financial Services. Outside of Ameriprise, he is involved with River Hills Consulting Services, LLC, where he acts as a paraplanner managing an advisory business. Ameriprise Financial Services is a large diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service featuring written recommendation reports and annual retirement income planning advice focused on tax-aware withdrawal strategies and dependable income sources.

Brandon Porter is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has previously worked at Prostatis Group LLC, Edward Jones, and Scarborough Capital Management, among others. Outside of his advisory role, he operates a small business selling digital Microsoft Excel and Google Sheet templates on Etsy. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations supported by a centralized consulting team.

Alec Cronin is a financial advisor with LPL Financial in Annapolis, MD, holding the Series 66 designation and three years of industry experience. His prior roles include positions at Freedom Mortgage Corporation and Atlantic Prime Mortgage. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.