David Smith is a financial advisor with Wells Fargo Clearing in Philadelphia, PA, holding Series 66 and Series 63 credentials and six years of industry experience. He has worked at Wells Fargo Bank since 2017 and was previously associated with M Holdings Securities, Inc. and Perspective Financial Group. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Mary Moretz is a financial advisor with Morgan Stanley in Philadelphia, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. She has worked with Morgan Stanley Private Bank since 2015 and was previously with Citigroup Global Markets. Outside of her advisory role, she serves as a board member for the Catholic Daughters of The Americas Court St. Francis de Sales. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through its network of financial advisors and specialized planning groups.

Tyler Herron is an Investment Consultant at Fidelity Investments, where he has been working since 2025. Prior to this role, he served as a Financial Solutions Advisor at Merrill Lynch from 2020 to 2025. Tyler focuses on helping clients make confident financial decisions by combining personalized planning with thoughtful investment strategies. He aims to provide clients with clarity and direction in their investment decisions and to collaborate towards a positive financial future. Outside of his professional work, Tyler has interests that include baseball, cars, football, social events with friends, golf, and pets.

Michael Lahoda is a financial advisor with Raymond James Financial in Wilmington, DE, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His work history includes roles at Raymond James Financial Services since 2004, non-variable insurance since 2012, and a 16-year tenure with the State of Delaware. He is also involved as a supervisory committee member of the New Castle County School Employees Federal Teacher's Credit Union. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services that incorporate risk profiling and probabilistic modeling and supports specialized municipal and public-finance work through its unique municipal advisor affiliation.

Richard Di Palma is a financial advisor at Edward Jones with five years of industry experience. He holds a Series 66 designation and has served in the New Jersey Army National Guard for 16 years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Aj Lopez is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping individuals and business owners navigate complex financial decisions by turning complexity into clear, actionable strategies that support long-term financial success. Aj's approach emphasizes disciplined analysis, thoughtful planning, and clear communication, ensuring that financial strategies are not only technically sound but also realistic and sustainable. Aj specializes in retirement planning, cash flow optimization, risk management, and portfolio management, with additional experience in managing new wealth, small business strategies, tax minimization, and retirement income. His work is guided by a philosophy of understanding the client personally to develop tailored strategies aligned with their financial goals. Before his career in financial services, Aj served six years on active duty in the U.S. Air Force, an experience that informs his approach to accountability and decision-making under pressure. He holds a Bachelor's Degree from the University of Delaware and the Personal Investment Advisor (PIA) designation. Outside of work, Aj enjoys baseball, boxing, chess, football, golfing, hiking, skiing, and spending time with his family.

Todd Marotta is a financial advisor with Cetera, holding CFP® and ChFC® designations and over 28 years of industry experience. His career includes roles at Fidelity Investments, Citizens Securities, Mercer Global Advisors, and PNC Investments. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and a large network of independent advisors.

Devin Voorhees is a financial advisor at Cambridge Investment Research Advisors with four years of industry experience. He holds the Series 66 designation and previously worked at OSAIC, Triad Hybrid Solutions, Triad Advisors, and TD Bank. Outside of advising, he owns and participates in a podcast called The Red Corner LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals, utilizing multiple custody platforms and both proprietary and unaffiliated investment strategies.

James Heaney is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds Series 63 and Series 65 designations and has worked at JPMORGAN Chase Bank, N.A. since 2016 and J.P. Morgan Securities LLC since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Karen Clemens is a CFP®-certified financial advisor with 11 years of industry experience. She is currently with Cambridge Investment Research Advisors and has held prior roles at Ic Advisory Services Inc. and The Investment Center Inc. Clemens also operates Karen S Clemens CPA, PC, providing accounting services, and engages as an author, educator, and speaker. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals using various portfolio management and platform arrangements.

Christopher Kolmer is a Wealth Management Advisor with extensive experience in both institutional and individual investing. After spending a decade at Deutsche Bank as Vice President in Global Market Sales for Fixed Income, he joined Merrill Lynch Wealth Management in 2015 to focus on assisting individuals and families directly. He serves ambitious and well-educated clients who often have the financial knowledge but not the time to manage their wealth, offering guidance that simplifies complex matters and fosters confidence. Chris holds the CERTIFIED FINANCIAL PLANNER (CFP) certification and a Bachelor's degree in Finance from Villanova University. He emphasizes a proactive and professional approach, aiming to be a reliable resource during major life transitions and ongoing financial planning. He works collaboratively with his brother, Kevin Jr., leveraging their complementary strengths to provide a dynamic team experience for families. Outside of his professional life, Chris is a father of three sons and enjoys spending time with his family, including coaching his oldest son's baseball team. He also pursues interests such as cooking, golfing, and supporting Wildcats basketball.

Harrison Brown is a CFP® and holds a Series 66 license, with eight years of experience in the financial industry. He has been with RBC Capital Markets, LLC since 2018. Prior to his current role, he held positions at Horizon Stevedoring, 1847Financial, Penn Mutual Life Insurance, Hornor Townsend & Kent Inc, and also spent four years at Loyola University Maryland. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm employs customized investment strategies through a combination of in-house and third-party managers and provides various account structures and specialized features tailored to clients’ risk profiles and preferences.

Tauheed Baukman is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan since 2023. Outside of his advisory role, he is an owner and partner of Eagle Realty Management LLC, a real estate investment business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors.

James Montgomery is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at both Bank of America and Merrill since 2017. In addition to his financial services career, Montgomery serves as a commissioned officer and platoon leader in the Army National Guard. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Drew Hoffman is a Senior Financial Advisor at Merrill Lynch Wealth Management. He leads the Armstrong Bugher Group, which coordinates and oversees the financial affairs of families, retirees, corporate executives, business owners, and nonprofit organizations primarily in the Wilmington and Greater Philadelphia areas, as well as nationally. Drew’s approach emphasizes building personalized, goals-based wealth management strategies designed to help clients achieve their financial objectives. With a background that includes roles as a human resource executive at Bank of America and Associate Market Executive at Merrill Wealth Management, Drew transitioned to financial advising in 2015 to serve clients directly. He focuses on areas such as employee financial health, legacy planning, managing new wealth, personal retirement planning, women and wealth, and retirement income. Drew holds a Bachelor's degree in Economics from Indiana University and a Master's degree in Human Resources from Michigan State University. He is also a Personal Investment Advisor (PIA). Outside of his professional life, Drew enjoys golfing, music, traveling, and spending time with his family, including his wife Kim and their two rescue dogs. He is active in the community, serving on the Board of the Delaware Humane Association and involved with the Pancreatic Cancer Action Network. Fluent in English and French, Drew combines his diverse interests and experience to build strong relationships with clients and support their financial success.

Michael Strulson is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at Oppenheimer for 17 years before joining RBC Capital Markets in 2021. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers a range of wrap fee advisory programs with customizable investment strategies implemented through a combination of in-house and third-party managers, supported by integrated capital markets and affiliated asset management capabilities.

Robert Judge is a financial advisor with Ameriprise in Wilmington, DE, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Ameriprise and its affiliate since 2015. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored, non-discretionary recommendations through a centralized consulting team.

Eduardo Deguzman Jr. is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior roles include positions at Lincoln Financial Advisors, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities. Additionally, he holds an insurance agent role offering fixed and disability insurance. OSAIC serves a diverse client base ranging from individual investors to institutions, providing integrated brokerage and advisory services supported by a variety of investment platforms and third-party managers. The firm employs asset-allocation tools and automated rebalancing to construct personalized portfolios across multiple asset classes.

Douglas Fisher is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has worked at Equitable Advisors since 2016, including a prior role with AXA Advisors, LLC from 2016 to 2020. His activities include managing an independent wealth advisory website. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients with financial planning, retirement plan consulting, and various asset management programs. The firm uses a network of Investment Adviser Representatives and third-party asset managers, offering services that include mutual funds, ETFs, separately managed accounts, alternative investments, and ERISA fiduciary services.

Calvin Thomas is a Financial Advisor at Merrill Lynch Wealth Management, where he dedicates his work to helping clients achieve their financial goals through personalized financial strategies. He collaborates closely with clients to understand their full financial picture and develop flexible wealth management plans that adapt to changing market conditions. His approach includes providing access to investment insights from Merrill and banking and lending solutions through Bank of America. Calvin's expertise encompasses family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He assists clients in defining their goals and choosing portfolio strategies designed to reach them, offering ongoing advice and adjustment as their situations evolve. He holds the Professional Investment Advisor (PIA) designation. He earned a Bachelor's Degree from the University of Delaware. Outside of his professional work, Calvin has interests in adventure sports, football, hiking, hunting, running, skiing, soccer, spending time with his family, traveling, and watching movies.