Justin Musselman is a financial advisor with Cetera who holds Series 63 and Series 66 designations and has 12 years of industry experience. He has worked at Voya Financial Advisors and Cetera Wealth Services, LLC before joining Cetera and leading Musselman Financial Solutions as Vice President of Operations, where he provides financial services including assistance with Medicare Part D plans. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual and institutional clients nationwide, offering a variety of portfolio management and retirement services through a multi-manager platform with both discretionary and non-discretionary strategies.

Stephanie Gay is a financial advisor with Morgan Stanley Wealth Management in West Conshohocken, PA. She holds Series 63 and Series 65 designations and has 32 years of industry experience. Her tenure at Morgan Stanley Smith Barney LLC spans from 2014 to the present. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and a structured discovery process.

Orlando Maldonado is a financial advisor with Wells Fargo Advisors in Collegeville, PA, holding Series 63 and Series 65 designations and over 45 years of industry experience. His prior experience includes roles at Bank of America and Merrill. He is also involved in managing a living facility for elders in Nevada as part of his non-investment business activities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Charitha Dumbarage is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 designations and two years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2024, Charitha worked at Deutsche Bank AG for 11 years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The program combines quantitative and qualitative research to support recommendations, with clients retaining final decision-making authority.

Stephanie Brodof is a financial advisor at Ameriprise with 20 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2012. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Matthew Adams is a financial advisor at Wells Fargo Advisors with nine years of industry experience. He previously worked at GQR Global Markets for three years before joining Wells Fargo Advisors in 2017. Outside of his advisory role, Adams is a co-owner of Fishtown Connect LLC, a networking group based in Philadelphia. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning, as well as specialized services such as business-owner transition and special-needs analysis. Advisors develop tailored recommendations using firm research and tools, with clients selecting implementation through brokerage or advisory programs as desired.

Samantha Frick is a financial advisor at Ameriprise with 12 years of industry experience. She holds a Series 66 designation and has been with Ameriprise since 2012. Outside of her primary role, she is also an Associate Financial Advisor at KSP MLS LLC, where she spends significant time on financial planning activities. Ameriprise serves clients primarily through its retirement-income planning service aimed at individuals with substantial investable assets, offering tailored Recommendation Reports that incorporate research, modeling, and tax-efficiency strategies. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Matthew Mehallick is a Series 66-credentialed financial advisor with 11 years of industry experience, currently with UBS Financial Services since 2014. He is based in Conshohocken, PA. UBS Financial Services serves individual, corporate, and institutional clients through a blend of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and supports its advisors with proprietary research and model-based asset allocations.

Patrick Dinan is a financial advisor with Merrill in Blue Bell, PA, holding a Series 66 designation and 10 years of industry experience. He has been with Bank of America, N.A. and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robyn Rose is a financial advisor at Ameriprise with 29 years of industry experience. She holds the Series 63 and Series 65 designations and has previously worked at Wells Fargo Clearing and Prudential Equity Group. Rose is based in Conshohocken, PA. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides annual retirement-income planning and tailored recommendation reports focused on income sources and tax-aware withdrawal strategies.

Jonathan Sklar is a financial advisor at Merrill with a Series 66 designation and 11 years of experience at the firm. He is based in Blue Bell, PA. Outside of his advisory role, he is a co-owner of a family rental property in Philadelphia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using both model-based and discretionary investment strategies.

Kristin Hillsley is a financial advisor at Robert W. Baird & Co. with 21 years of industry experience and holds the Series 66 designation. She has been with Robert W. Baird & Co. since 2015. Outside of her advisory role, she is a partner in a self-published book project called Winning at Retirement, where she manages the website and Facebook advertising. She is part of the DDK Group within Robert W. Baird’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients. The firm offers a range of financial planning and portfolio management services, utilizing a mix of manager-traded and model-traded strategies, tax management, and internal research including artificial intelligence tools.

David Cawley is a financial advisor at Wells Fargo Advisors in Conshohocken, PA, with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing for eight years. Outside of his advisory role, he serves as managing partner of Oak Wealth Management LLC and is co-trustee for its 401(k) plan. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning. The firm combines advisory services with other financial products and referral channels to deliver tailored client solutions.

Susan Schmidt is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. Prior to joining Ameriprise in 2022, she worked at Wells Fargo Clearing for six years. She serves on the Board of Directors and acts as Clerk for the Fairview Village Seventh Day Adventist Church. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through a centralized service that provides written recommendations and annual advice focused on dependable income and tax-aware withdrawal strategies.

Caleb Hissong is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he worked at Fortivus Wealth Group and has been an independent contractor soccer official since 2023. He also has a background that includes roles at James Madison University and Spring-Ford Area School District. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs, utilizing third-party asset managers and LPL-sponsored advisory programs to implement investment models.

Richard Storms is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and having 26 years of industry experience. His prior roles include positions at Securities America Advisors and National Planning Corporation. Outside of his advisory work, he owns Naturally Rofo, a farm store distributing beef and produce, and is involved in farming operations through Heritage Farming LLC and Family Tradition Farming LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to various portfolio programs, supported by a large network of investment adviser representatives who utilize customized strategies and advanced tools.

Michael Hartnett is a financial advisor at Ameriprise with 26 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 1999. Outside of his advisory role, he serves on the board of the Financial Planning Association Philadelphia Tri-State Area chapter and the Montrose Street Condominium Association. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for individuals with significant investable assets, combining research and modeling with tax-efficient strategies to generate personalized recommendations.

Kevin Kindig is a financial advisor at Merrill with nine years of industry experience. He holds Series 63 and Series 66 registrations. His prior experience includes roles at The Vanguard Group and Mercer, as well as a position at The Pennsylvania State University - Great Valley Campus. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual and institutional clients.

Jonathan Shevlin is a financial advisor with Wells Fargo Clearing in Conshohocken, PA, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting, managing approximately $671 billion in assets through over 14,000 financial advisors.

Dawn Deangelo is a financial advisor at Raymond James & Associates with 32 years of industry experience. She has held Series 63 and Series 65 licenses and worked at Fahnestock & Co., Inc. for 26 years before joining Raymond James in 2017. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.