Eric Stiles is a financial advisor at Cetera with 11 years of industry experience and holds the Series 66 designation. He has worked with Cetera and its affiliated entities since 2015 and is also associated with Malecki Financial Group, where he is involved in financial services. Additionally, he works as an insurance agent selling life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a broad range of portfolio management and consulting services through multiple program structures, combining affiliated and third-party model portfolios with discretionary and non-discretionary account management.

Thomas Schaible is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Securities America Advisors and Securities Service Network. In addition to his advisory role, he is a partner in a CPA firm and serves as a board member for a nonprofit organization. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process with tools for asset allocation and portfolio optimization, supporting a range of programs from comprehensive financial planning to managed portfolios.

Douglas Wright is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior roles include long-standing tenures at IC Advisory Services, Inc. and The Investment Center. Outside of his advisory work, Wright serves as a board member and volunteer firefighter with the Martinsville Volunteer Fire Department. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing a mix of model portfolios, third-party subadvisors, and customized strategies.

Peter Joseph is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and beginning his advisory career in 2026. His prior experience includes roles at JPMorgan Chase Bank, N.A., Purestream Trading Technology, and the United Nations Joint SDG Fund. He was also involved with the Indian Club Trail from 2020 to 2023. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative research, including an ESG eligibility framework, supported by centralized due diligence and broader derivatives and commodities capabilities.

Ashwini Hublikar is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and previously worked at Bank of America from 2013 to 2025. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Claudio Bonesini is a financial advisor at LPL Financial with a Series 66 designation and three years of industry experience. His prior roles include positions at IC Advisory Services, The Investment Center, and Jenkoski, Long, Yu CPA's. Outside of his advisory work, he is involved in tax preparation and accounting through CBACCTG LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that supports a large network of advisors serving individuals, retirement plans, banks, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and access to third-party asset managers.

Jennifer Guthrie is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. She holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2006. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective group of Wealth Advisors. The firm’s advisory process combines quantitative screens and qualitative research to deliver non-discretionary asset allocation advice, investment manager searches, and customized performance reporting.

Janna Rosenberg is a Senior Financial Advisor and Portfolio Manager at Merrill Lynch Wealth Management in Summit, New Jersey. She is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In her role, Janna provides comprehensive financial guidance aimed at helping clients organize their finances, fulfill their financial commitments, and prepare for life's transitions while avoiding emotionally driven financial decisions. Janna has over twenty years of experience in the financial industry, having worked with both large global organizations and smaller private investment firms. Prior to joining Merrill Lynch in 2016, she served as Investment Director at JPMorgan Investment Management Global Multi-Asset Solutions. Her expertise includes professional money management and traditional and alternative investments across various asset classes. She leverages Merrill Lynch’s global research resources, as well as Bank of America's cash management, credit, and lending services, to address all aspects of clients' financial lives. She holds an MBA in Finance from New York University Stern School of Business and a Bachelor's degree in Mathematics from Ivan Franko National University of Lviv, Ukraine. Janna speaks Russian, Ukrainian, and English. Outside of work, she is involved with the Livingston NJ Rotary Club and the NCJW/Essex Center for Women. Her personal interests include spending time with her family, traveling, and practicing yoga.

Krina Kapadia is a financial advisor at Merrill with Series 63 and Series 66 credentials and one year of industry experience. Her prior roles include positions at Bank of America, NYLIFE Securities LLC, New York Life Insurance Company, and HDFC Life Insurance Company LTD. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Edward Sullivan is a CFP® professional affiliated with LPL Financial, based in Scotch Plains, NJ, with 28 years of industry experience. Prior to joining LPL Financial in 2022, he held roles at Royal Alliance, OSAIC, and Equitable Advisors. Outside of his advisory work, he serves as a USA Hockey referee. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and asset management solutions, supported by extensive operational and research tools.

Paulo Nunes is a financial advisor with UBS Financial Services in Westfield, NJ, holding a Series 66 designation and bringing nine years of industry experience. He has been with UBS since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm also integrates institutional trading capabilities with wealth management services and offers a broad range of capital markets and fiduciary services.

Kyle Kost is a Senior Financial Advisor with The Kugel Briegs Group at Merrill Lynch Wealth Management. He joined the group in 2019 and helps clients with multigenerational wealth and retirement planning. Prior to joining Merrill Lynch, Kyle specialized in physical alternative investment strategies tailored to high net worth clients. The Kugel Briegs Group has served the retirement planning and wealth management needs of clients for over 25 years, overseeing assets of approximately $2.7 billion as of October 2024. Kyle holds a Bachelor of Science degree from the University of Florida with concentrations in Finance, Real Estate, and Entrepreneurship. He has earned several industry designations, including the Chartered Retirement Planning Counselor (CRPC), Accredited Asset Management Specialist (AAMS) from the College for Financial Planning Institutes in Denver, Colorado, the Certified Plan Fiduciary Advisor (CPFA) from the National Association of Plan Advisors, as well as Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA). He is also a member of the Florida Wealth Management Association. Outside of his professional responsibilities, Kyle is involved with community organizations such as the J. Wood Platt Scholarship Trust Fund and The Matthew Renk Foundation. He grew up in Bucks County, Pennsylvania, and currently resides in Princeton, New Jersey.

Douglas Heil is a financial advisor with LPL Financial, holding a Series 63 designation and over 35 years of industry experience. His prior roles include extensive tenures at Avantax Insurance Agency LLC and Avantax Advisory Services. Heil also owns a tax preparation business, DKH Tax Professionals LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Kunal Shah is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Morgan Stanley Investment Management, CITIBANK, and Mizuho Securities USA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Laura Riley is a financial advisor with Mass Mutual Investors Services in Warren, NJ, holding the ChFC® designation and Series 63 license. She has 32 years of industry experience and has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 1998. In addition to her advisory role, she is involved in sales related to life, property/casualty, health, and group insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap programs, and educational seminars, structuring planning engagements as annual, collaborative relationships that use firm-approved tools to analyze client goals and deliver written recommendations.

Maria Mc Keon is a Senior Financial Advisor at Merrill Lynch Wealth Management, leveraging over 25 years of experience in the financial industry. She has served in various roles including senior investment banker and public finance professional at Citigroup, co-founder of an advisory firm, CFO, and financial advisor to multiple enterprises. Her practice focuses on corporate and personal investment, retirement planning, liquidity management, insurance, and lending solutions within the Bank of America platform. Maria works with businesses, institutions, non-profits, and individual investors to help them achieve their financial goals through a holistic approach. Maria holds a Bachelor's degree from Herzen University and a Master's degree in International Finance and Business from Columbia University in New York City. She holds several professional designations including Certified Financial Planner (CFP), Certified Private Wealth Advisor (CPWA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She maintains a nationwide advisory practice and has considerable international finance and business background from her extensive work and travel in emerging markets. Outside of her professional life, Maria is an avid traveler and engages in personal interests such as antiquing, gardening, and tennis.

Brian Flood is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with JPMorgan Securities LLC since 2008. Outside of his advisory work, he has been involved with GR Renegades Softball from 2020 to 2024. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary program emphasizes written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Maria Muth is a Series 66 licensed financial advisor with 19 years of industry experience. She is currently with LPL Financial and previously worked at Ic Advisory Services, Inc. and The Investment Center, Inc. Maria also practices as a CPA and is involved in tax preparation and accounting through her firm, Mauro & Co., PC. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including model portfolio programs and institutional platforms.

Nicholas Pisciotti is a financial advisor with J.P. Morgan Securities in Summit, NJ, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has been with J.P. Morgan Securities since 2009 and JPMorgan Chase Bank, N.A. since 2016. Outside of his advisory role, he serves as a personal power of attorney for family members, managing their affairs independently of his firm. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized reporting, supported by centralized due diligence and incorporating an ESG eligibility framework.

Ross Marchitto is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and eight years of industry experience. He has worked at various divisions of J.P. Morgan since 2016, including JPMorgan Securities LLC and JPMorgan Chase Bank NA. J.P. Morgan Securities provides institutional consulting services primarily to plan sponsors, corporations, and endowments through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process integrates quantitative and qualitative due diligence and incorporates ESG criteria, offering clients tailored investment recommendations supported by affiliates within J.P. Morgan Wealth Management.