Erik Donohue is a financial advisor at Citigroup Global Markets with 14 years of industry experience. He holds a Series 66 designation and has worked at Citigroup since 2007, including roles at Citi Private Bank and Deutsche Bank Securities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles such as swap dealing and futures commission merchant activities.

Juan Quiroz Vergara is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm utilizes multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and operates with a combination of large institutional scale and specialized market roles.

Jennaydra Jordan is a Series 66 licensed financial advisor with six years of industry experience, currently affiliated with Eagle Strategies (NY Life). She has worked at several related firms since 2018 and also operates JD Growth Financial Strategies, LLC, focusing on brokering non-registered insurance products and selling New York Life products. Jordan is active in community and nonprofit organizations, including serving on committees for Jack and Jill of America, Inc., and holding leadership roles within Alpha Kappa Alpha Sorority and the AKA North Atlantic Regional Conference. Eagle Strategies serves a diverse client base including individuals, defined contribution and defined benefit plans, charitable and corporate clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Michael Rovito is a financial advisor at Citigroup Global Markets with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup since 2007. Outside of his advisory role, he works as a part-time food delivery driver on weekends. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including in-house research and swap dealer activities, supporting large and complex client relationships.

Wilfredo De Jesus Jr. is a financial advisor at Empower Advisory Group with seven years of industry experience. He previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. Outside of his advisory role, he is involved in automotive businesses, including owning and administering car rental and auto sales companies. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, leveraging an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Ariola Turdiu is a financial advisor at Citigroup Global Markets with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Citizens Securities, Inc. and HSBC Securities (USA) Inc. in New York, NY. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research, swap dealing, and futures commission merchant services.

Robert Garomo is a financial advisor with HSBC Securities (USA) Inc. and has 30 years of industry experience. He holds Series 63 and Series 65 registrations and has worked with HSBC Securities since 2013, concurrently serving as a Bank Officer for HSBC Bank (USA) N.A., where he sells bank-related products and services. His role at HSBC spans both securities and banking functions. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary offerings. The firm’s investment approach involves multiple risk profiles and combines strategic and tactical asset allocation with due diligence and ongoing fund monitoring.

Jose Iturregui Fuertes is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 credential and two years of industry experience. His career includes roles at Goldman Sachs & Co and Ernst & Young, as well as multiple positions at the University of Notre Dame. Goldman Sachs Wealth Services advises a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm offers financial planning and portfolio management supported by strategic and tactical allocation models, manager selections, and access to alternative investments, leveraging the broader Goldman Sachs ecosystem to provide a wide range of tailored financial solutions.

Blanca Herreros De Tejada Lobo is a financial advisor at Citigroup Global Markets with a Series 66 designation and one year of industry experience. Her prior roles include positions at Santander CIB and The Data Science Institute at Columbia University. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm maintains in-house research and operates unique market roles, including derivatives and futures services, distinguishing it from typical advisory firms.

Paige Tulenko is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and two years of industry experience. Her prior roles include positions at Clover Boutique and Aegis Capital. Outside of her advisory work, she has experience in educational settings, having worked at Holmdel High School and Satz School. Goldman Sachs Wealth Services serves a diverse client base, including individual investors, executives, plan sponsors, and institutional clients, providing financial planning and portfolio management supported by strategic allocation models, manager selections, and a range of fee arrangements. The firm leverages its integration within the broader Goldman Sachs platform to offer specialized programs and access to alternative investments.

Michael Casper is a CFA® charterholder with five years of industry experience. He has worked at HB Wealth Management since 2026 and previously held roles at Bloomberg and Cirrus Research, LLC. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, and institutional clients. The firm offers discretionary portfolio management and integrates quantitative and qualitative due diligence across a range of public and private investment strategies.

Corryn Barry is a financial advisor at Schwab Wealth Advisory with Series 63 and 66 licenses and three years of industry experience. She has been with Charles Schwab since 2021 and joined Schwab Wealth Advisory in 2025. Prior to her financial services career, she held positions in various service and retail roles. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients participating in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees for its services.

Menachem Hartman is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 63 designation and 22 years of industry experience. He has been associated with both firms since 2004. Outside of his advisory role, he is active in public speaking and motivational engagements for various organizations. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with a range of financial planning and investment advisory services.

Caroline Tierney is a financial advisor at Citigroup Global Markets with one year of industry experience. She holds a Series 66 designation and has held roles at Citigroup since 2023. Prior to her current position, she was involved in academia at the Isenberg School of Management and the University of Massachusetts at Amherst, and has experience outside finance through Fat Moon Farm. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm combines large institutional scale with unique market roles, providing multi-asset strategies and specialized discretionary solutions for high-net-worth clients.

Ryan Montgomery is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds a Series 66 designation and has previously worked at JP Morgan Chase. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and leverages its large institutional scale and specialized market roles to provide bespoke solutions for high-net-worth clients.

Joseph Biscardi is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 65 and Series 66 licenses and bringing 10 years of industry experience. His prior roles include positions at American Century Investment Services, Inc. and Allianz Life Financial Services, LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients within the Schwab Wealth Advisory program, using Schwab's standard asset allocation models and research tools. The firm offers investment guidance across a range of securities but leaves final trading decisions to clients, conducting annual reviews without discretionary trading authority.

Ryan Sullivan is a CFP® and holds a Series 66 license with 14 years of experience in the financial industry. He is currently with Schwab Wealth Advisory, Inc. and has previously worked at Charles Schwab & Co., Inc. and TD Ameritrade, Inc. Ryan is based in Jersey City, NJ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations. The firm delivers advice using standard asset allocation models and Schwab research tools, with clients retaining final trading decisions.

John Jutt is a financial advisor at Citigroup Global Markets with 14 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Fidelity Investments, J.P. Morgan Securities, and Wells Fargo Advisors. Citigroup Global Markets serves individual and institutional clients across various segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains significant institutional scale with specialized market roles, including acting as a security-based swap dealer and futures commission merchant.

Zachary Rawlings is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He previously worked at Mass Mutual Investors Services and Penn Mutual Life Insurance Company. Outside of his advisory role, he owns and operates Contego Advisors, a life insurance brokerage, and also serves as an independent fact checker for insurance and investment articles with Bottom Line Inc. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm offers both discretionary and non-discretionary account options and operates as both an SEC-registered adviser and FINRA-member broker-dealer.

Kaitlyn Farnan is a financial advisor at Citigroup Global Markets with a Series 66 designation and three years of industry experience. Her work history includes roles at Citigroup, Commerce Bank, and Indiana University. Citigroup Global Markets serves individual and institutional clients across various segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with significant institutional scale, including in-house research and unique market roles such as swap dealer and futures commission merchant.