Michael Neumann is a financial advisor with Morgan Stanley, holding a Series 66 designation and seven years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Merrill. Outside of finance, he was involved with Coral Sea Fish and Pets LLC from 2015 to 2018. Morgan Stanley Wealth Management delivers a range of advisory services to individuals and institutional clients, including tailored financial planning supported by structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning programs.

Priyank Rana is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Wells Fargo and Bank of America in various capacities since 2014. Outside of his advisory role, he owns NP Creations LLC, a photography and photobooth business he operates on nights and weekends. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Andrew Barrow is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 63 and Series 65 designations. His work history includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Griffin Foley is a financial advisor with RBC Capital Markets in New York, NY, holding a Series 66 designation and 16 years of industry experience. He has been with RBC Capital Markets since 2014. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, and brokerage services tailored to each client’s risk profile using a combination of in-house and third-party investment resources.

Duane Perry is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors LLC. Outside of finance, he works as an ice skating and hockey instructor and coach in Morristown, NJ. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions across a large network of more than 14,000 financial advisors.

Sana Chander is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and three years of industry experience. She has been with Wells Fargo Clearing since 2022 and has worked at Wells Fargo Bank, N.A. since 2018. Prior to her career in finance, she was employed at Home Depot for one year. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jason Salgado is a Senior Financial Advisor and a founding partner of the Waldele Group within Merrill Lynch Wealth Management's Global Wealth and Investment Management Group based in New York City. He joined Merrill Lynch in 1997 after working as a management consultant. With more than two decades of direct experience, Jason advises senior executives of Fortune 500 companies, business owners, entrepreneurs, and ultra-high-net-worth families. He focuses on creating customized wealth strategies that address personal, professional, and philanthropic goals, and is skilled in areas including asset allocation, portfolio management selection, wealth transfer strategies, and trust and estate planning services. Jason holds a bachelor's degree from Lafayette College and an M.B.A. from Lehigh University. He also carries the Personal Investment Advisor (PIA) designation. He lives in Manhattan with his wife and daughter.

Alexandra Aramburu is a financial advisor with RBC Capital Markets in New York, NY, holding a Series 66 credential and seven years of industry experience. She has worked at RBC Capital Markets since 2019 and previously held positions at Evolve Promotions and Axa Advisors. RBC Wealth Management serves a wide range of clients, including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with tailored portfolio management, financial planning, and brokerage services, implementing strategies through a combination of in-house and third-party managers.

Michael Curley is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 30 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, J.P. Morgan Securities, and the NY Center for Interpersonal Development. He is also an independent insurance agent for various companies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, supported by proprietary and third-party research and technology-driven investment strategies.

Angela Varcadipane is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services for 10 years before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including financial planning and estate strategies, managing approximately $2.74 trillion in client assets. The firm’s approach incorporates structured discovery conversations and quantitative tools such as Monte Carlo simulations to support its planning process.

Andrzej Dudus is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 28 years of industry experience, including 20 years at Metlife Securities Inc. and has been with Mass Mutual Investors Services since 2017. He also engages in renewal and service fee work related to legacy life insurance business from Metlife and Brighthouse Insurance companies. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as ongoing, collaborative engagements using firm-approved tools and offers specialty services including estate settlement and employer-sponsored planning.

Joseph Kurzeja Jr. is a financial advisor at Mass Mutual Investors Services with 27 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Mass Mutual Investors Services since 2017, Massachusetts Mutual Life Insurance Company since 2016, and Nathan & Lewis Securities, Inc. since 2000. MassMutual Investors Services, LLC is a broker‑dealer and SEC‑registered investment adviser that provides financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers asset management, wrap and money‑manager programs, and educational seminars, with planning engagements structured as annual, collaborative relationships using firm‑approved software to analyze client goals.

Lilia Ramos is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Carl Klech Jr. is a financial advisor at Morgan Stanley with Series 63 and Series 65 credentials and 35 years of industry experience. He has worked with Morgan Stanley and its affiliated entities since 1991. Outside of his advisory role, he serves as an executor or co-executor of an estate. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering customized financial planning and a broad range of investment programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Jon Iosso is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has two years of industry experience, including roles at MML Investors Services, MassMutual Life Insurance Co., and prior employment outside the financial sector. In addition to his advisory work, he is active as an insurance broker, offering life, disability, long-term care insurance, fixed annuities, and health products. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved tools to develop written recommendations in collaborative annual engagements.

Patrick Morris is a financial advisor with Wells Fargo Advisors in Chatham, NJ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His career includes multiple roles within Wells Fargo entities since 2009. Outside of his advisory work, he owns and operates RIMO Enterprises, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with investment and fee-based financial planning services, using Wells Fargo research and tools to develop tailored recommendations. The firm offers a broad planning menu for clients meeting certain net-worth criteria, including specialized services like business-owner transition planning and sports and entertainment planning.

Anthony Lenza III is a financial advisor at Edelman Financial Engines with a Series 65 designation and one year of industry experience. His prior work includes roles at All Fronts Insurance Services Inc. and Binghamton University. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment solutions.

Andrew Boles is a CFP® with 33 years of industry experience, all of which has been at Edward D. Jones & Co., L.P., where he has worked since 1992. He holds a Series 63 license and is based in Madison, NJ. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Christina Argento is a financial advisor at UBS Financial Services with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has been with UBS since 2011. Outside of her advisory work, she operates an online Etsy shop specializing in children’s apparel. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and uses proprietary research and model-based asset allocation to tailor client solutions.

Robert Ernesto is a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he focuses on developing personalized financial strategies tailored to each client's unique goals. He provides access to Merrill’s investment insights along with banking and lending solutions from Bank of America. Robert’s areas of expertise include employee financial health, legacy planning, LGBT wealth planning, managing new wealth, portfolio management services, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. He holds the Professional Investment Advisor (PIA) designation and completed his High School Diploma/GED at Xaverian. Committed to community involvement, Robert participates in volunteer activities with local organizations, aligning with Merrill’s tradition of service in the communities it serves.