Kenneth Olsen is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including customized financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct individual plans and Corporate Financial Planning services.

Robert Anders is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2021, following six years at UBS Financial Services. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process involving firm-approved tools and modeling techniques.

Robert Long is a financial advisor with Merrill in Melville, NY, holding Series 63 and Series 66 credentials and 31 years of industry experience. He has worked at Merrill since 2009 and Bank of America, N.A. since 2011. Outside of his advisory role, he serves as co-executor for a private estate. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients using model-based and discretionary strategies designed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Francis Backus is a financial advisor with Primerica Advisors, holding a Series 63 designation and over 25 years of industry experience. He has been with Primerica Advisors since 2000 and Primerica Financial Services since 1999. Outside of advisory activities, he is involved in the sale of loan products and home-related services referrals and has an affiliation with Coinbase. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies across various approaches, including allocations to cryptocurrency ETFs, and supports its advisory services through a large network of financial advisors.

Teresa Labo is a financial advisor at Morgan Stanley with 31 years of industry experience. She has worked at Morgan Stanley since 2017 and previously spent 28 years at Merrill. Outside of her advisory role, she is a partner in LB Eatery LLC, a cafe and food service business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and processes.

Brian Spilkevitz is a financial advisor at J.P. Morgan Securities with 34 years of industry experience. He holds Series 63 and Series 65 designations and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Tiffany Ge is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Her prior work includes positions at JPMorgan Chase Bank, UBS, General Motors, and Aeropostale Inc., as well as time spent at the University of Michigan. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors through its Institutional Consulting Services, providing asset-allocation advice, investment manager searches, and customized performance reporting using a quantitative and ESG-integrated approach.

Georgia Skiadas is a financial advisor at Morgan Stanley with 30 years of industry experience and holds a Series 63 license. She has been with Morgan Stanley since 2009. Outside of her financial advising role, she operates a dog sitting business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Neil Carlin is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, and retirement income. He works closely with clients to develop personalized financial strategies aimed at achieving their long-term goals. With a career beginning at Prudential Bache Halsey Stuart, Neil has been part of the Garden City office of Merrill since 1984. His professional experience includes crafting investment, retirement, liability, tax minimization, and estate planning strategies. Neil holds the Personal Investment Advisor (PIA) designation and attended the University of South Florida without a degree conferred. He also holds a high school diploma from Valley Stream North High. Outside of his professional work, Neil is active in his community and participates in volunteer activities. His personal interests include adventure sports such as fishing, music, running, skiing, surfing, and yoga. As a lifelong resident of Long Island, he lives in St. James with his wife and their three children.

Susan Testa is a financial advisor with Wells Fargo Clearing in Melville, NY, holding Series 63 and Series 66 licenses and having 25 years of industry experience. She previously worked at CitiGroup Global Markets from 2016 to 2021 before joining Wells Fargo Bank, N.A. and Wells Fargo Clearing in 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Deborah Scesney is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. She has worked at Merrill since 2009 and has been affiliated with Bank of America, N.A. since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

T.J. Cheriaparampil is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Its advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

William Agan is a financial advisor with OSAIC, holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at Securities America Advisors, Stifel, and Ladenburg Thalmann & Co. He also serves as an account manager for 401(k) plans with Risk Strategies Corp. OSAIC Wealth, Inc. serves a diverse client base including individual investors, pension and profit-sharing plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across a variety of securities and manages accounts on both discretionary and non-discretionary bases.

Mackenzie Klouda is a Series 66-licensed advisor with LPL Enterprise, LLC, and has one year of industry experience. Prior to joining LPL Enterprise, Klouda held roles at Snyder Wealth Group, OSAIC, and several law firms. Outside of advising, Klouda manages operations and oversees staff at Snyder Wealth Group. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of advisory and brokerage services, utilizing a platform that integrates investment adviser representatives, third-party portfolio strategists, and access to multiple financial products including insurance.

Thomas Mcginley Jr. is a financial advisor with Morgan Stanley in Garden City, NY, holding a Series 66 designation and 16 years of industry experience. He has been with Morgan Stanley since 2014 and has worked with the Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support financial planning services.

Amanda Riesenberg is a financial advisor with Merrill, holding a Series 66 designation and 14 years of industry experience. She has been with Merrill and Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mike Lombardi is a CFP® and Series 66-registered financial advisor with Edward Jones in Bellmore, NY, with 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kenneth Coles is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2022 and previously spent 12 years at TD Ameritrade, including time at TD Ameritrade Investment Management. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and uses multi-asset model portfolios with strategic asset allocation.

Stephen Ulmer Jr. is a Series 63 licensed advisor with Primerica Advisors in Copiague, NY, with 28 years of industry experience. He has worked at Primerica Advisors since 1998 and has held roles at PFS University and Ahold Supermarkets. Outside of his advisory work, he is involved in sales of loan products and home security and automation referrals through Primerica-affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through model-driven strategies managed by third-party asset managers and supports execution and custody through BNY Mellon Advisors and Pershing.

Jeremy Jacobs is a Sales Manager and Wealth Management Advisor based in the Lynbrook office of Merrill Lynch Wealth Management. He has been in the wealth management industry for 10 years and previously worked as an accountant for six years. Jeremy serves as the complex sales manager for the Western Long Island market. Jeremy works primarily with ambitious, self-made clients including business owners, real estate entrepreneurs, corporate executives, attorneys, physicians, and their practices. His approach focuses on helping clients achieve realistic goals using real-world strategies. Jeremy applies his rigorous and ongoing training as a CERTIFIED FINANCIAL PLANNER® (CFP) certificant, along with other designations such as Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA), to provide proactive guidance. He often coordinates with clients' CPAs and attorneys to address tax considerations, estate planning services, and liability management. Jeremy holds a Bachelor's Degree in Accounting from Yeshiva University. A Long Island native, he lives there with his wife, Talia, and their three children. Outside of work, Jeremy enjoys biking, reading, spending time with his family, and participating in Peloton classes.