Stratis Zaferiou is a financial advisor at Wells Fargo Clearing with 38 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives, demographics, and risk tolerances.

Lisa Kielmeyer is a financial advisor at J.P. Morgan Securities with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2012, having also worked at Jpmorgan Chase Bank, N.A. since 1992. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting, combining large institutional advisory operations with affiliated brokerage and investment management capabilities.

Jacqueline Schmidt is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and over 30 years of industry experience. She has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors LLC. Outside of her advisory role, she serves as a notary public in Albany, NY. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Michael Lockhart is a financial advisor with Morgan Stanley in Hauppauge, NY, holding Series 63 and Series 65 licenses and having 42 years of industry experience. His prior work history includes extensive tenure at Merrill and Bank of America before joining Morgan Stanley in 2023. Outside of his advisory work, he is a silent partner in local rental property ventures. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs supported by firm‑approved planning tools and methodologies.

Drew Parisi is a financial advisor with LPL Enterprise holding Series 63 and Series 65 credentials and six years of industry experience. His career includes roles at The Prudential Insurance Company of America, Pruco Securities, and Chelsea Financial Services. Outside of advisory work, he is involved with Parisi Capital Inc., focusing on health insurance sales. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm emphasizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and a range of non-securities products through affiliated entities.

Christopher Ferrari is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, having also worked at JPMorgan Chase Bank since 2008. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Keith Ryan is a financial advisor at Raymond James Financial Services Advisors, Inc. with 10 years of industry experience. He holds Series 63 and Series 65 credentials and has a background that includes roles at Anlon Financial Strategies, Commonwealth Financial Network, and KSG Advisors, LLC. In addition to his advisory work, he provides legal consulting services through Savage Holdings, LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm focuses on non-discretionary planning and uses advanced analytical tools to tailor recommendations aligned with client goals.

Vikram Kumar is a financial advisor at Wells Fargo Clearing with Series 66 credentials and three years of industry experience. He has worked at several major firms, including TD Bank, JPMorgan Chase, Bank of America, and Morgan Stanley, prior to his current role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers a broad range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Robert Wess is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch since 1995. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Steven Ruttgeizer is a financial advisor with OSAIC based in Melville, NY, holding CFP® and ChFC® designations and over 40 years of industry experience. His career includes roles at John Hancock Life Insurance Company and Signator Investors, Inc. He serves as treasurer of the Musella Foundation for Brain Tumor Research and Information and is a board member of Roslyn Gardens. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to third-party money managers and wrap programs.

Marco Franzella is a Financial Consultant at Fidelity Investments Plainview Investment Center. He works with individuals to strengthen and secure their financial well-being by developing strong relationships and guiding clients through various phases of their lifetime. Marco and his team design well thought out strategies tailored to clients' financial needs and goals. Marco has been a Financial Consultant at Fidelity Investments since 2023. Prior to this, he worked as a Financial Advisor at Equitable Advisors from 2018 to 2023, and at MassMutual from 2017 to 2018. He also served as a Financial Services Representative at MetLife from 2010 to 2017. He holds a California Insurance License. Outside of his professional work, Marco has interests in cooking and baking, golf, and traveling.

Steven Christie is a financial advisor with Morgan Stanley in Melville, NY, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. Prior to joining Morgan Stanley in 2020, he worked at JP Morgan Chase Bank and JP Morgan Securities from 2014 to 2020. Outside of his advisory role, he is a limited partner in Drawing Away Stable, a thoroughbred horse racing limited partnership. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, utilizing structured financial planning processes supported by advanced modeling tools.

Nicole Mcardelle is a financial advisor with Ameriprise in West Babylon, NY, holding a Series 66 designation and 12 years of experience at the firm. She is also involved in managing an advisory business through One Ten Partners LLC. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to provide personalized, non-discretionary recommendations.

Aneel Mall is a financial advisor with Morgan Stanley in Melville, NY, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. Prior to joining Morgan Stanley in 2019, he worked for UBS Financial Services Inc for nine years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning services supported by firm-approved tools and investment modeling techniques.

Thomas Johnson is a financial advisor with Wells Fargo Clearing in Melville, NY, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He previously worked with Wells Fargo Advisors LLC for seven years before joining his current firm in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

John Baldi is a financial advisor with Cambridge Investment Research Advisors, holding the PFS™ designation and Series 63 license, and has 21 years of industry experience. His prior experience includes roles at LPL Financial and American Portfolios Financial Services. Outside of advisory work, he serves as a board trustee for St. Patricks Smithtown and holds board membership at Hauppauge Office Condo. Cambridge Investment Research Advisors is a large SEC-registered firm that provides financial planning, investment management, retirement plan advisory, and financial-wellness services to a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers a range of investment solutions through independent Financial Professionals, with access to both proprietary and unaffiliated strategies across multiple custody platforms.

Adam Friedman is a financial advisor with MassMutual Investors Services, holding a Series 63 designation and bringing 31 years of industry experience. He previously worked at Metlife Securities Inc. for 23 years before joining MassMutual Life Insurance Co. and MassMutual Investors Services. In addition to his advisory role, he is an independent insurance agent specializing in fixed annuities and life, accident, health, and long-term care insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and collaborative annual planning engagements to support client goals.

Peter Bernard is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Demertzis is a financial advisor with Cetera, holding Series 63, 65, and 66 credentials and over 30 years of industry experience. He previously worked at LPL Financial and Avantax Advisory Services and has operated Demertzis Wealth Management, Inc. since 2011. Outside of finance, he is involved in acting, currently participating in the Amazon Prime fictional show "Mob Mentality." Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and unaffiliated managers.

Babita Trivedi is a CFP® with 12 years of industry experience, currently serving as a financial advisor at OSAIC since 2018. Prior to joining OSAIC, she worked at Sii from 2014 to 2018. Outside of her advisory role, she is involved with Lighthouse Financial Network, LLC as a financial planner and also operates an insurance brokerage as a sole proprietor. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a focus on diversified portfolio construction, utilizing various investment tools and third-party platforms.