Michael Simon is a financial advisor at Citigroup Global Markets with 20 years of industry experience. He holds a Series 66 designation and has been with Citigroup since 2015. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and manages complex market roles including swap dealer and futures commission merchant activities.

John Anderson is a financial advisor at Citigroup Global Markets with 28 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Prior to joining Citigroup in 2022, he worked at JPMorgan in various capacities from 2004 through 2021. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as swap dealing and futures commission merchant services.

David Scordato is a financial advisor with PNC Wealth Management, holding Series 63 and Series 66 licenses and having 37 years of industry experience. He has been with PNC Investments LLC since 2014. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account pilot that uses algorithmic risk assessment and investment strategies managed by PNC or third-party strategists.

Michael Wasik is a financial advisor at Guardian Life with six years of industry experience. He holds the Series 66 designation and has worked at several firms including Bleakley Financial Group, LPL Financial, and Park Avenue Securities. He is also licensed to sell insurance outside of Guardian Life. Park Avenue Securities LLC, where he operates, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and a variety of investment advisory programs.

Richard Harrison is a financial advisor with Kestra Advisory, holding the ChFC® designation and a Series 63 license. He has 50 years of industry experience, including roles at Kestra Advisory since 2016 and Kestra Investment Services since 2000. Harrison is also the owner of The Harrison Group, an insurance business he has operated since 1975. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, including plan sponsors. The firm offers a range of services such as fiduciary consulting, plan design, investment advice, and employee education, and manages approximately $79.8 billion in assets, serving clients that include large institutional investors.

Alfredo Alves De Lima is a financial advisor with Eagle Strategies (New York Life), holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Eagle Strategies since 2019 and previously worked with Nylife Securities and New York Life Securities. Outside of his advisory role, he owns and manages a cattle ranch in Brazil. Eagle Strategies serves a diverse range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a network of affiliated investment adviser representatives. The firm offers multiple program types tailored to client objectives, with a significant portion of its assets managed on a non-discretionary basis and a focus on advisory services connected to insurance and annuity products.

Katherine Jimenez is a Series 66–licensed financial advisor at Citigroup Global Markets with six years of industry experience. She previously worked at Bank of America, N.A. and Merrill. Outside of her advisory role, she manages a small online retail business selling baby clothes. Citigroup Global Markets serves a broad range of individual and institutional clients, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with in-house research, derivatives services, and bespoke solutions for high-net-worth clients.

Genti Qipo is a financial advisor at Citigroup Global Markets with 16 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank from 2014 to 2019. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains unique in-house capabilities such as security pricing and research, operating also as a swap dealer and futures commission merchant.

Kevin Acevedo is a financial advisor with Citigroup Global Markets in New York, NY. He holds Series 63 and Series 66 registrations and has three years of industry experience. His prior work includes roles at Haver Analytics and Alexander Wang Inc., as well as a seven-year period at Hunter College. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and operates with institutional scale and market roles, including as a swap dealer and futures commission merchant.

Yooran Cho is a financial advisor with PNC Wealth Management in Little Falls, NJ. He holds a Series 66 designation and has been with PNC since 2022, including roles at PNC Bank prior to his current position. His background includes experience in tax consulting and education. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that utilizes algorithmic risk assessment and approved model strategies executed via mutual funds and ETFs.

Daniel Polizzano is a financial advisor at Private Advisor Group, LLC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Private Advisor Group and LPL Financial since 2012. Private Advisor Group serves a diverse client base, including individuals, businesses, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through a variety of advisory programs and access to third-party asset managers and turnkey platforms.

Susan Hoyt is a Series 66 licensed financial advisor with 33 years of industry experience. She has been with Sanctuary Advisors, LLC and Sanctuary Securities, Inc. since 2022, and previously worked at Merrill from 2013 to 2022. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a wide range of clients including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm supports over 400 independent investment adviser representatives who manage portfolios through various advisor-directed programs, Separately Managed Accounts, and Unified Managed Accounts, employing multiple analytical approaches and offering both discretionary and non-discretionary account management.

Melissa Haua is a financial advisor at Oppenheimer with a Series 66 designation and began her career in 2024. Prior to joining Oppenheimer, she attended the University of Pittsburgh Katz Graduate Business School. She has experience working at a pet daycare business outside of the financial industry. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a wide range of advisory and brokerage services, employing strategic and tactical asset allocation along with manager selection to meet client objectives.

Thomas Grant is a CFP® professional with 24 years of industry experience. He is currently affiliated with Private Advisor Group, LLC and LPL Financial, having previously worked with Grove Point Investments and H.Beck, Inc. Grant has also been involved with Prestige Title Agency for over a decade. Private Advisor Group serves a diverse clientele including individuals, business entities, trusts, estates, and charitable organizations. The firm offers both discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting, providing access to multiple advisory programs and third-party asset managers through a broad network of investment adviser representatives.

Nina Talao Pazymino is a financial advisor with Empower Advisory Group in Bayonne, NJ, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. Her prior roles include positions at GWFS Equities, Prudential Investment Management Services, The Prudential Insurance Company of America, and Pruco Securities. She also serves as the Religious Education Director at St. Henry Roman Catholic Church, where she assists in managing and implementing religious education programs. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and select retail brokerage clients, delivering services through a model integrated with Empower’s recordkeeping and administrative platforms.

David Elwood is a CFP® professional with over 30 years of experience in the financial industry. He is currently affiliated with Steward Partners Investment Advisory, LLC and has previously worked at Raymond James Financial Services and Wells Fargo Advisors. Elwood holds Series 63 and Series 65 licenses and operates The Elwood Wealth Management Group as a support business. Steward Partners Investment Advisory, LLC is an enterprise-scale registered investment adviser managing approximately $36.7 billion in assets. The firm serves individuals, pension plans, corporations, trusts, and charitable organizations, offering a range of portfolio management and financial planning services through both proprietary and third-party solutions.

Nathan Pugliese is a CFP® and ChFC® with 28 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and has held prior roles at Ameriprise Financial Services, Inc., Summit Financial, LLC, and LPL Financial. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach combining passive and active managers, overseen by an internal Investment Committee.

Alex Ruiz is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2015. The firm serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. Citigroup Global Markets is notable for its multi-asset, multi-manager strategies, in-house research capabilities, and its roles as a swap dealer and futures commission merchant.

Steven Kramer is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2010. Outside of his advisory role, he provides disability and health insurance consulting services and is a partner at Q6 Group, LLC, involved in the sale and service of various insurance and financial products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, with a platform that includes third-party asset manager relationships providing discretionary and non-discretionary account options.

John Finney is a CFP® professional with 40 years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC. His prior roles include positions at Bleakley Financial Group, LPL Financial, and Private Advisor Group. Outside of advisory work, he is also an insurance agent with Beacon Pointe Insurance Services, LLC, focusing on life, health, and accident insurance products. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and retirement plans. The firm employs a manager-driven investment approach, utilizing third-party independent managers selected through a formal due-diligence process and supported by platforms such as Envestnet UMA.