Nicholas Russo is a financial advisor with Cetera, holding a Series 66 credential and four years of industry experience. He has worked at several firms, including Allied Wealth Partners and Securian Financial Services Inc. Outside of his advisory role, Russo serves as vice-president on the board of the Tri-Boro Chamber of Commerce and participates in ALS research fundraising through his fraternity. Cetera Investment Advisers LLC is an SEC-registered advisor serving a diverse client base that includes individuals, retirement plans, corporations, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options, financial planning, and access to third-party money managers.

Alexander Zebrowski is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds the Series 66 designation and has previously worked at UBS and Jpmorgan Chase Bank, N.A. Outside of his advisory roles, he was involved with Montclair Golf Club for seven years. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Carolyn Harris is a financial advisor at Merrill with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill since 2017, following four years at Ameriprise Financial Services, Inc. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates these services within Bank of America’s broader platform, including lending, custody, and trading capabilities.

Zachary Boorse is a Financial Advisor with Merrill Lynch Wealth Management. He works with individuals, families, and business owners to provide personalized financial strategies and ongoing guidance. His approach focuses on helping clients build, preserve, and transfer wealth while aligning their financial decisions with their unique goals and evolving needs. His expertise includes college education planning, family wealth management strategies, services for defined benefit plans, investment consulting for defined contribution plans, liquidity management, managing new wealth, personal retirement planning, tax minimization, and retirement income. Zachary employs a goals-based planning approach to help clients connect their finances to what matters most, such as family, lifestyle, future retirement, and legacy. Zachary holds a Bachelor's Degree and a Master of Business Administration (MBA) from Fairfield University. He has earned professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA).

Michael Smith is a Series 66-licensed financial advisor with Cetera, bringing four years of industry experience. He has held positions at Cetera Wealth Services, Nisivoccia Wealth Advisors, and Avantax Investment Services, among others. Outside of investment advising, he serves as a principal at Nisivoccia LLP, a CPA firm providing audit, accounting, and tax services, and is a member of the Jefferson Township Chamber of Commerce. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm operates a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Phaedra Bachan is a financial advisor with Primerica Advisors holding Series 65 and Series 63 licenses and two years of industry experience. Her prior work includes roles at Walmart and educational tutoring through Homework Helpers. She also tutors part-time outside of her advisory work. Primerica Advisors manages a wrap-fee asset management program serving primarily individual investors, as well as corporate and charitable clients, using model-based investment strategies supported by third-party managers and custodians.

Mariela Maquilon is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 12 years of industry experience. She has worked at Wells Fargo Bank NA since 2010 and has been with Wells Fargo Clearing since 2016, including a prior role at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Robert Abdul is a financial advisor with Charles Schwab and Co., Inc. He holds Series 63 and Series 66 licenses and has five years of industry experience. Prior to joining Schwab, he worked at TD Ameritrade and Northwestern Mutual. Outside of his advisory work, he has experience driving for ride-sharing services. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related financial planning and managed account services. The firm offers a combination of non-discretionary and discretionary investment management with a multi-asset, model-driven approach and a centralized operational structure.

William Booker is a financial advisor at UBS Financial Services with 41 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at UBS since 2010, following a tenure at Bank of America. He serves on the board of directors for St. Anthony High School in Jersey City and is involved with the Foundation for California University of Pennsylvania, where he participates in scholarship and investment committees. Booker is also a partner in WorkNest LLC, a company providing workplace solutions for nursing mothers. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, relying on proprietary research and model-based asset allocation to tailor client plans.

Judith Kasen Windsor is a financial advisor with Wells Fargo Advisors in Chatham, NJ, holding Series 63 and Series 65 credentials and over 28 years of industry experience. She has been with Wells Fargo Advisors since 2022, following previous roles within Wells Fargo Clearing and Wells Fargo Advisors LLC dating back to 2009. Outside of her advisory work, she serves as a trustee for a family-related trust. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services through its advisors, who develop tailored recommendations using internal research and tools, with flexible implementation options for clients.

Gregory Nolan is a financial advisor with Wells Fargo Advisors in Sparta, NJ, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Wells Fargo Advisors since 2012 and owns Nolan Wealth Management, LLC, a practice he operates independently. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm provides tailored recommendations using proprietary research and tools, with optional implementation through its brokerage or advisory programs.

Eric Levens is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 18 years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. He maintains business activities related to non-variable and property and casualty insurance with Prudential. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering advisory and brokerage services, financial planning, and access to model portfolios and third-party asset management. The firm’s integrated platform combines advisory programs with insurance sales and lending services, utilizing research and model portfolios primarily delivered by its investment adviser representatives.

Steven La Ferriere is a Series 66 credentialed financial advisor with four years of industry experience. He currently works at Merrill and has held positions at Bank of America, MML Investors Services LLC, MassMutual Life Insurance Company, and Pruco Securities LLC. Outside of his advisory role, he serves as a director of the Summit/New Providence Rotary Club and is a member of the Madison Pool Ad Hoc Committee, which focuses on local community pool preservation and programming. Merrill provides managed account services through the Select Portfolio Solutions program, serving a diverse client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm offers model-based and discretionary investment strategies implemented with integration into Bank of America’s broader platform and access to a wide range of financial products.

Abdul Awan is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior work includes roles at Equitable Advisors and Selective Insurance. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage and deliver model portfolios.

Richard Defuccio is a financial advisor with Wells Fargo Advisors in Chatham, NJ, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Wells Fargo Advisors since 2012. Defuccio has ownership interests in Marquis Wealth Advisors LLC and Corwil, Inc., both investment-related businesses. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients with a broad range of financial planning and investment services, including niche planning specialties. The firm combines advisory services with other financial products and referral channels, offering tailored recommendations supported by proprietary research and planning tools.

Jill Williams is a CFP® and ChFC® credentialed financial advisor with 23 years of industry experience. She has been with Ameriprise since 2018, following prior roles at Mass Mutual Investors Services and Metropolitan Life Insurance Company. Williams serves on a pro bono committee, contributing her time outside of her advisory duties. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, delivering personalized, research-driven recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Eugene Borg Jr. is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Securities America Advisors, Securities America Inc, and Janney Montgomery Scott. Outside of his advisory role, Borg serves as a volunteer firefighter and captain at the Pottersville Volunteer Fire Company and is the treasurer of his local chapter of the New Jersey State Firemen's Association. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities through a broad network of advisors and advisory platforms. The firm provides brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers, employing a range of portfolio construction tools and supporting both discretionary and non-discretionary account management.

Michael White is a financial advisor at RBC Capital Markets with 32 years of industry experience. He holds Series 63 and Series 66 registrations and has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored portfolio management and financial planning services, leveraging both in-house and third-party investment managers.

Sharon Schoenherr is a financial advisor at Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses with 10 years of industry experience. She previously worked at BNY Mellon from 2007 to 2018 before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct engagements and corporate financial planning agreements.

Christal Generoso is a financial advisor with Ameriprise, holding Series 63 and Series 66 licenses and 12 years of industry experience. She previously worked at Stifel Nicolaus for seven years and served at New Jersey City University for nine years. Since 2020, she has been with Ameriprise in Colonia, NJ. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports through a centralized consulting team, supporting clients primarily within Ameriprise-managed accounts.