Luis Jimenez is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2019 and previously held positions at HSBC Bank USA and HSBC Securities from 2015 to 2019. He holds Series 63 and Series 65 designations. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Joseph Obrien is a financial advisor with Mass Mutual Investors Services in Elmsford, NY, holding a Series 63 designation and 43 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and has previous experience at Massachusetts Mutual Life Insurance Company and MSI Financial Services. In addition to his advisory role, Obrien operates as an independent insurance agent specializing in dental and group disability income, fixed annuities, life/accident/health, long-term care, Medicare-related products, and property and casualty insurance. Mass Mutual Investors Services, a subsidiary of MassMutual, provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, utilizing firm-approved software tools and offering programs such as money-manager options and educational seminars.

Joseph Gammarati is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2009, including a role with Morgan Stanley Private Bank, N.A. since 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and analyses.

Linda Schnell is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. Her career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Courtenay Hathcock is a CFP® with 21 years of experience in the financial industry, currently serving as an advisor at Morgan Stanley. Her career includes tenure at Wells Fargo Clearing and Wells Fargo Advisors before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques.

John Mackenzie Jr. is a financial advisor at LPL Financial with 34 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining LPL Financial in 2017, he worked at KeyBank and Key Investment Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of advisors. The firm offers a range of advisory programs, financial planning, and retirement consulting, combining discretionary and non-discretionary management with research and model portfolios.

Christopher Feliz is a financial advisor with Edward Jones in Irvington, NY, holding Series 63 and Series 66 designations and seven years of industry experience. His prior roles include positions at Commonfund Securities Inc and Barclays Services Corporation. He has been with Edward Jones since 2021. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm manages approximately $1.01 trillion in assets under management through a large network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Noah Robinson is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and previously worked at Edward Jones and HV Hammers. Outside of his advisory role, Robinson is involved in youth soccer coaching through Coerver New York LLC and HV Hammers. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment process.

Michael McGee is a financial advisor at Thrivent Investment Management with 30 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002, totaling 24 years at both firms. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan,” while keeping planning and investment management separate.

Nicholas Luisi is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2004. He manages the financial affairs of a select group of families, many of whom have multigenerational wealth, as well as entrepreneurs including self-employed small business owners, equity partners, and corporate leaders. Nicholas specializes in pre- and post-liquidity planning, developing integrated strategies that address tax, estate, investment, and risk management considerations, often coordinating with attorneys, CPAs, and investment bankers to ensure a comprehensive approach. Nicholas holds a Bachelor's Degree from The College of New Jersey, graduating cum laude, and is a CERTIFIED FINANCIAL PLANNER® (CFP) as well as a Certified Plan Fiduciary Advisor (CPFA). He has been recognized by Forbes as one of America's Top Next-Generation Wealth Advisors and holds several professional designations including Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). He resides in Allendale, New Jersey with his wife and children, and his personal interests include cooking, hiking, spending time with family, and watching movies.

Jeffrey Gaier is a CFP® professional with 38 years of experience currently affiliated with MassMutual Investors Services. His prior work includes six years at Greenberg & Rapp Financial Group, Inc. and M Holdings Securities, Inc. He is also active as an independent insurance broker and owns a consulting business, in addition to serving on the board of a nonprofit focused on public education and awareness in child health research. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser operating as a subsidiary of MassMutual. The firm provides financial planning and investment management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Ronald Pompei Jr. is a CFP®-credentialed advisor at LPL Financial with 40 years of industry experience. He previously spent 22 years at Crown Capital Securities before joining LPL Financial in 2024. Outside of his advisory role, he works as a tax preparer and is also active as a musician. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services, including financial planning, retirement consulting, and access to model portfolios and third-party research.

Michael Luftman is a financial advisor at Mass Mutual Investors Services with 28 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Mass Mutual Investors Services in 2017, he worked at Metlife Securities Inc. for 16 years. Outside of his advisory role, he owns a small business entity registered as Luftco, Inc. and works as an insurance broker specializing in individual life, health, disability, long-term care, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to develop written recommendations tailored to client goals.

Scott Bancroft is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 65 designations and has been with LPL Financial since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by model portfolios and research.

Leonard Sander is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 40 years of industry experience. He previously worked at National Planning Corporation for 19 years before joining LPL Financial in 2017. Outside of his advisor role, he is involved with The Creative Planners Group, LTD, which provides tax and accounting services as well as fixed insurance sales. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios and research.

Cesarina Burgos is a financial advisor with J.P. Morgan Securities in Scarsdale, NY, holding Series 63 and Series 66 designations and seven years of industry experience. Her career includes roles at J.P. Morgan Securities and JPMorgan Chase Bank, as well as Wells Fargo Bank and Wells Fargo Clearing. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

David Balkcom is a CFA® charterholder with three years of industry experience. He is currently with Mass Mutual Investors Services and has prior experience at Equity Services, Inc., National Life Group, and New York Life Insurance Co. Outside of finance, he has worked with dental practices earlier in his career. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-focused planning utilizing firm-approved software and offers event-driven services such as estate settlement and divorce planning.

David Ramirez serves as a Wealth Management Advisor at Merrill Lynch Wealth Management with Ramirez Wealth Management in Paramus, New Jersey. He joined Merrill Lynch in February 2011 and brings over three decades of experience in the financial services industry, having previously held investment leadership roles at UBS Financial Services, Paine Webber, Kidder Peabody, and Ramirez & Co. Throughout his career, David has focused on delivering wealth management strategies tailored to the needs of High Net Worth and Ultra-High Net Worth clients, emphasizing fixed income and asset management. David's expertise encompasses college education planning, family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management, investment strategy for individuals and corporations, tax minimization, and retirement income planning. He applies a client-centered philosophy that incorporates initial and ongoing reviews to develop investment plans addressing specific asset and liability needs and aligning with long-term goals. He holds a Bachelor of Finance degree from Boston College's Carroll School of Management and has professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). David is a member of The Municipal Bond Club of New York. Outside of work, he enjoys boating, spending time with his family, and traveling.

Michael Errichiello is a financial advisor with Equitable Advisors, holding a Series 66 credential and 24 years of industry experience. He has been with Equitable Advisors since 2010 and previously worked at Axa Advisors LLC. Outside of his advisory work, he serves as a part-time fire inspector and firefighter and is the treasurer of the Lyndhurst Volunteer Fire Department in New Jersey. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates primarily through program sponsors and third-party managers, providing both advisory and brokerage solutions.

Thomas Watkins is a financial advisor with Cetera who holds Series 65 and Series 63 licenses and has 32 years of industry experience. His prior roles include positions at Thompson And Thompson Consulting Inc and Jack Schroeder And Associates, Inc. Outside of his advisory work, he serves as president of the Totowa Public Library board. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm operates a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, with over $256 billion in assets under management and more than 10,000 advisors nationwide.