Eric Johnson is a financial advisor at LPL Financial with 16 years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Brokerage Services LLC, Bank of America, N.A., and Merrill. Outside of his advisory role, he serves as co-trustee for the Johnson Family IRR Trust in a fiduciary capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, supported by model portfolios, research, and technology-driven solutions.

Vincent Tagliaferri is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 28 years of industry experience, including roles at MassMutual Life Insurance Co and MetLife Securities Inc. Additionally, he works as an independent insurance agent specializing in dental, group disability income, fixed annuities, life, accident, health, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by advanced analysis tools and provides event-driven planning services including estate settlement and employer-sponsored plans.

Thomas Kelly is a financial advisor with Merrill in Montvale, NJ, holding Series 63 and Series 66 credentials and bringing 39 years of industry experience. He has been with Merrill and Bank of America since 2016. Outside of his advisory role, Kelly serves as a council member for the borough of Oradell, New Jersey. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies supported by internal and third-party investment teams for a diverse client base including individuals, high-net-worth clients, and institutions.

Daniel Polizzotti is a financial advisor at OSAIC with 36 years of industry experience. He holds the CFP® and ChFC® designations and has worked at OSAIC since 2018, following a 29-year tenure at Signator Investors, Inc. Outside of his advisory role, he serves as a part-time coach helping young skiers and is a board member of the Jersey Girls Lacrosse Association, where he participates in event organization and ethics oversight. OSAIC serves a wide range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs a variety of asset allocation tools and supports multiple advisory platforms, including third-party managed accounts and unified managed portfolios.

Dima Hazzan is a financial advisor at J.P. Morgan Securities with 14 years of experience at the firm and 10 years in the industry. He holds Series 66 and Series 63 designations and is based in Englewood, NJ. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Megan Connors is a financial advisor at Morgan Stanley with 11 years of industry experience. She previously worked for Sanford C. Bernstein & Co., LLC for 10 years before joining Morgan Stanley. Her credentials include Series 65 and Series 63 licenses. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market return models as part of its advisory services.

Daniel Sieman is a financial advisor with Wells Fargo Clearing holding a Series 66 designation and two years of industry experience. His prior roles include positions at UBS Financial Services and TJX Companies, along with several years in full-time education. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Joanne Conrad is a financial advisor at Merrill with 19 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1996. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Abraham Fishweicher is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management, bringing over 25 years of experience in financial advising. He works with affluent clients across the Tri-State area and nationwide, including professional entertainers, physicians, senior financial executives, attorneys, business owners, retirees, and non-profit organizations. His focus areas include family wealth management strategies, liquidity management, personal retirement planning, portfolio management, sports and entertainment, tax minimization, and retirement income. Before joining Merrill Lynch Wealth Management in 1980, Abe gained experience at Paine Webber and Prudential Bache Securities, beginning his career in auditing, specifically auditing broker dealer firms. He holds a Bachelor's degree from Roosevelt University in Chicago, where he also played on the basketball team. Abe is a Personal Investment Advisor (PIA) and applies his accounting background to emphasize tax efficiency and integrate various components of clients’ financial circumstances. Abe and his team customize client portfolios across multiple asset classes, utilizing research from Merrill and other Wall Street resources to align portfolios with clients’ goals and risk tolerance. He emphasizes educating clients on asset allocation and maintaining disciplined portfolio rebalancing. Outside of work, Abe serves on his synagogue’s board, enjoys traveling, and follows baseball, basketball, and football. He lives in Fair Lawn, New Jersey, with his wife Renee and their four children.

John Trabucco is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He has held roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2006. He holds Series 63, Series 65, and Series 66 licenses. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers advisory services alongside affiliated brokerage and investment management capabilities through a non-discretionary program.

Matthew Mais is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their priorities and develop financial strategies aimed at achieving their short-, mid-, and long-term goals. He provides guidance on a range of financial topics including investing, retirement planning, and preparing for unexpected expenses. Additionally, he connects clients with Bank of America specialists for banking, credit, home financing, and small business solutions. Matthew's expertise lies in assisting clients with managing complex financial demands such as home purchases, college savings, elder care, and healthcare preparation. He collaborates with clients to define their goals and tailor portfolio strategies accordingly, offering ongoing advice and portfolio adjustments as client needs evolve. He holds the Personal Investment Advisor (PIA) designation. He earned a Bachelor's Degree from Montclair State University and is affiliated with the Montclair State Men's Soccer Alumni organization.

Edward Huttick is a CFP® professional with 36 years of industry experience, currently affiliated with Cetera. His prior experience includes roles at North Ridge Securities Corp. and Guardian Life Insurance Company. Outside of advisory work, he is involved as an insurance agent selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management, financial planning, and retirement services, operating as a multi-manager platform with access to affiliated and third-party investment strategies.

Mark Picardo is a Wealth Management Advisor with Merrill Lynch Wealth Management, having joined the firm in 2014. He serves as a Senior Portfolio Advisor, providing clients with traditional advice and discretionary management of custom investment strategies. Mark works closely with clients to address financial objectives across various stages of life, including retirement planning, education funding, family wealth management, and legacy establishment. Mark earned a Bachelor of Arts degree from Marist College in 2008. He has attained professional designations including the Chartered Retirement Planning Counselor (CRPC™) in 2016 and the Chartered Financial Consultant (ChFC®) designation in 2021. These credentials support his expertise in retirement planning, investment strategy, and wealth management. He resides in Montville, New Jersey, with his wife and two sons. Mark participates actively in his community and enjoys traveling, spending time with family, and following sports such as baseball, football, and golf.

Ozair Niazi is a financial advisor at Edward Jones with 11 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2014. Outside of his advisory role, he serves as a board member of the Islamic Center of Morris County and is president of Little Rising Star Inc, a company focused on autism-related services. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Patricia Mason is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 66 designation and 24 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering advisory programs that include tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis.

Nicholas Aynilian Jr. is a Series 66-licensed financial advisor with Morgan Stanley, based in Paramus, NJ, and has one year of industry experience. His prior work includes roles at Silver Point Capital, LP, and Wells Fargo Bank, NA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s financial planning process incorporates structured discovery and firm-approved tools, using modeling techniques such as Monte Carlo simulations.

David Sharpe is a financial advisor with Mass Mutual Investors Services in Fairfield, NJ, holding a Series 66 designation and over 23 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and also has a long tenure at CitiStreet starting in 2004. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, annual planning engagements using firm-approved analytical tools.

Thomas Threlfall is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and its private bank since 2019, following eight years at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved tools to support client goals.

Kenneth Angelo is a financial advisor with UBS Financial Services in Paramus, NJ, holding a Series 63 license and bringing 40 years of industry experience. He has been with UBS since 2009. Outside of his advisory role, he serves as a trustee for the Theresa Angelo Testamentary Trust and is involved in managing mortgage investments through a partnership connected to a property sale. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, providing a broad range of capital markets services through a large network of financial advisors.

Terrence Klein is a financial advisor with Equitable Advisors in Ridgewood, NJ, holding Series 63 and Series 66 licenses and having 11 years of industry experience. He has been with Equitable Advisors since 2014, including time when the firm operated as AXA Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a variety of third-party asset managers. The firm uses a client intake process to tailor services based on goals, risk tolerance, and time horizon, and operates a hybrid referral and implementation model that leverages external program sponsors and allows certain advisors to act as portfolio strategists.