Olivia Rood is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. She has previously worked at Concord Wealth Management and held various roles outside finance, including serving at Corrib's Pub in Brighton, Massachusetts. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Michael Buntin Jr. is a Series 66-licensed financial advisor with Morgan Stanley, based in Wellesley, MA, and has six years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2018 and previously spent time at Loancore Capital LLC and the University of Rhode Island. Outside of his advisory role, he is involved in selling shoes through online and mobile platforms. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm emphasizes structured planning processes and offers access to diverse investment and financial services.

Ed Pollis is a Financial Consultant at Fidelity Investments, where he collaborates with individuals and families to develop customized financial plans. He focuses on helping clients potentially grow, preserve, utilize, and distribute their wealth by addressing retirement, investment, and financial planning goals through Fidelity's resources and planning process. His professional experience spans over two decades, including roles such as Vice President and Head of Practice Management at Voya Financial Advisors from 2014 to 2021, Senior Relationship Manager at Charles Schwab & Co., Inc. from 2004 to 2014, Account Manager at Kobren Insight Management from 2001 to 2003, and Financial Advisor at Park Avenue Securities LLC from 1999 to 2001. Ed holds the designation of CERTIFIED FINANCIAL PLANNER™ practitioner, which reflects his commitment to professional standards in financial planning.

Jason Longtin is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at LPL Financial, Investors Capital Corp, and Northeast Investment Advisors, LLC, where he has served as a financial advisor since 2001. Outside of his advisory work, he is a co-owner of a t-shirt production and sales business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients. It offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supporting a wide range of investment strategies and program structures.

Deborah Mcculloch is a financial advisor at Merrill with 11 years of industry experience. She has been with Merrill since 2016 and holds Series 63 and Series 66 licenses. Outside of advising, she works as a consultant providing billing, accounts receivable, and HR research services. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides both model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutions.

Jason Devito is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley and its affiliated entities since 2012. Outside of his advisory role, he serves as a partner in Brotherhood Park Ventures, LLC and La Femme, LLC in Virginia, and is a board member of the Ouimet Fund in Massachusetts. He also participates in a selection committee for the Framingham Country Club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets through a structured planning process and various advisory programs.

Matthew Sexton is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. His work history includes roles at UniBank for Savings, People's Securities, and Infinex Investments. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Vincent Todd Jr Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in offering personalized financial and investment management strategies tailored to individual client objectives. With over 40 years of experience, Vincent advises clients on wealth accumulation, preservation, and transfer through customized wealth management strategies. His approach includes portfolio development, liability management, tax minimization, and asset preservation, placing an emphasis on securing a lifetime retirement income stream. Vincent holds a Bachelor of Business Administration in Finance from the University of Massachusetts Amherst School of Business, earned in 1982. He is a founding father of the Delta Upsilon Massachusetts chapter and a former member of the UMass baseball team. He is involved in his community through volunteering with organizations such as the Greater Boston Food Bank.

Kelly Hogan is a Series 66-licensed financial advisor with three years of industry experience, currently with Edward Jones in Sherborn, MA. She has worked at Edward Jones during multiple periods since 2016 and was involved in real estate through Kelly Hogan Real Estate and Sherborn North Main LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment advisory programs and maintaining a large nationwide network of financial advisors and branch offices. The firm provides both discretionary and non-discretionary strategies along with affiliated mutual funds and tax-efficient services under a fiduciary standard.

Michael Sato is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 66, Series 65, and Series 63 designations. His prior roles include nearly three decades at Fidelity Brokerage Services and shorter tenures at Fidelity Investments and National Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a broad array of advisory programs supported by structured planning tools and various investment strategies.

Heather Forrest is a financial advisor with Morgan Stanley in Wellesley, MA, holding Series 63 and Series 65 licenses and having 34 years of industry experience. She has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its financial planning process.

Anthony Scola is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. His prior roles include positions at Independent Financial Group, OSAIC, Sagepoint Financial, TIAA-CREF, and Infinex Investments. Scola is involved with White Horse Wealth Management, a DBA for his financial services and advisory business. LPL Enterprise serves a diverse client base, including individuals, high-net-worth clients, retirement plans, charitable organizations, corporations, and other institutional clients. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management programs through an integrated platform that combines advisory services with brokerage and insurance products.

Mark Lombardi is a Financial Consultant at Fidelity Investments, where he works as an advocate for his clients by helping them identify investment opportunities and manage associated risks. He provides comprehensive financial planning and analysis to design and implement investment strategies and retirement income plans aimed at helping clients progress towards their financial goals. Mark has been with Fidelity Investments since 2017. Prior to this, he was a Partner at New York Life from 2014 to 2017, and served as Vice President of Account Management at John Hancock Retirement Plan Services from 2010 to 2013. Outside of his professional work, Mark's personal interests include beach activities, boating, cars, and skiing.

Justin Giuliano is a financial advisor at Cetera with 13 years of industry experience. He holds the CFP® designation and securities licenses Series 66 and Series 63. Prior to joining Cetera in 2022, he worked at firms including CCR Wealth Management, Triad Advisors, Finivi Inc, and Voya Financial. He is also an insurance agent selling life, health, disability, fixed annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and consulting services, supported by over 10,000 advisors and approximately $256 billion in assets under management.

Joan Cordell is a financial advisor at Morgan Stanley with one year of industry experience and holds the Series 66 designation. She has been with Morgan Stanley since 2011, including her current role at Morgan Stanley Private Bank, N.A. Outside of finance, she is involved with Sensational Foods, a catering food service company based in Watertown, Massachusetts. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs firm-approved tools and processes to support financial planning.

Paul Traina is a Series 66-licensed financial advisor at Morgan Stanley with 19 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and integrates institutional research and modeling tools into its planning process.

Thomas Powers is a financial advisor with LPL Financial in Wellesley, MA, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with LPL Financial for 28 years. Powers is also involved in the sale of life, disability, group health, and long-term care insurance through a separate business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing discretionary and non-discretionary management supported by research and multiple portfolio strategies.

Denise Iarrobino is a financial advisor with LPL Financial in Westborough, MA, holding a Series 66 license and 15 years of industry experience. Her prior roles include positions at Sagepoint Financial, Inc., Sii Investments, and OSAIC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Anthony DeCarolis is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop comprehensive financial plans tailored to their unique situations and financial goals. He focuses on creating strategies that provide clients with peace of mind and confidence in their long-term financial objectives. Anthony has held several roles at Fidelity Investments since 2020, including Planning Consultant, Relationship Manager, Financial Representative, Investment Solutions Representative, and Customer Relationship Advocate. This progression reflects his experience across various aspects of financial services, enhancing his expertise in client relationship management and financial planning. Outside of his professional work, Anthony enjoys attending concerts, playing golf, and watching movies.

James Rochford is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has provided financial and wealth management advice and services to individuals and business owners for over thirty-five years. Since joining Merrill Lynch in 2003, he has held Series 7, 66, and 31 FINRA registrations, as well as life insurance licenses. He is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), a Personal Investment Advisor (PIA), and a Retirement Accredited Financial Advisor (RAFA). His areas of focus include family wealth management strategies, individual and corporate investment strategy, and retirement income. Jim graduated in 1988 from the State University of New York at Oswego with a Bachelor of Science degree in Business Administration and a minor in Economics. He offers a personalized approach to financial planning, creating customized strategies aligned with each client’s unique values. He works to build strong relationships with clients based on mutual trust and respect, and provides access to a network of specialists at Merrill Lynch Wealth Management and Bank of America. He lives in Needham, Massachusetts with his wife Cathy and their two children, Carly and Jim. He is active in his local community through the Exchange Club of Needham. His personal interests include fishing, hunting, music, and running.