Thomas Crutchfield is a CFP® professional with 32 years of industry experience, currently serving as an advisor at Commonwealth Financial Network since 2012. He also works as a consultant, a role he has held since 2009. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients by providing advisory programs, wealth management, retirement plan consulting, and comprehensive back-office services including operations, trading, compliance, and technology. The firm offers a variety of investment program structures and discretionary model portfolios managed by its Investment Management and Research team.

Tom Mongare is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 licenses. He has prior experience in healthcare, working at Express Healthcare since 2018 and Paramount Healthcare Services from 2014 to 2018. He joined Transamerica Financial Advisors and World Financial Group Insurance Agency in 2026. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, estates, charitable organizations, and corporations. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios, offering discretionary and non-discretionary investment programs.

Rachel Barker is a financial advisor at Commonwealth Financial Network with eight years of industry experience. She holds a Series 65 designation and has previously worked at Carson Wealth Boston, Kestra Financial, Inc., and TEAM Wealth Planning and Management. Outside of her advisory role, she is a partner at Windy Ridge Farm. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a broad range of advisory programs and operational support, enabling advisors to offer customized portfolio solutions and access to discretionary model portfolios.

Sara Letourneau is a Series 66 licensed financial advisor with one year of industry experience, currently affiliated with Primerica Advisors in Needham, MA. Her prior work includes roles at Guardian Life Insurance, Park Avenue Securities, and The Bulfinch Group. Primerica Advisors serves a broad retail client base with both transaction-based brokerage and fee-based advisory services, offering financial planning, retirement-plan consulting, and multiple proprietary and third-party investment programs.

Matthew Conroy is a CFP® professional with 12 years of industry experience. He has worked at Hightower Advisors since 2020 and previously spent six years at Argent Wealth Management. Conroy also has over a decade of experience with Pillar Financial. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and a variety of investment vehicles.

David Wilson is a financial advisor at Eagle Strategies (NY Life) with 12 years of industry experience. He holds the CFP® and ChFC® designations, along with a Series 66 license. He has been with Eagle Strategies since 2015 and has prior experience with New York Life Insurance Company and NYLife Securities LLC. Outside of his advisory role, he is a volunteer member of the finance committee at Saint Kathryn’s Parish and operates a retail clothing and accessories business on Etsy. Eagle Strategies serves a diverse client base, including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of advisory programs and emphasizes tailoring solutions to client objectives, with most assets managed on a non-discretionary basis within the integrated New York Life affiliate structure.

Phillip Mazzola is a financial advisor at Commonwealth Financial Network with 17 years of industry experience. He holds the Series 66 designation and has been with Commonwealth since 2015. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services, offering operational, trading, technology, investment management, compliance, and practice-management support to affiliated advisors.

Patrick Battersby is a financial advisor with Eagle Strategies (NY Life) in Waltham, MA. He holds Series 63 and Series 65 licenses and has four years of industry experience. Prior to joining Eagle Strategies, he worked at Phoenix Power and is currently a member of Atlantic Planning Group, LLC, where he engages in investment-related activities under a registered investment adviser. Eagle Strategies serves a diverse client base, including individual and institutional investors, providing financial planning, investment management, and retirement plan advisory services. The firm offers tailored solutions through multiple program types and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

John Pastore Jr. is a financial advisor with Integrated Wealth Concepts LLC in Waltham, MA, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Integrated Wealth Concepts and affiliated with LPL Financial since 2016. Integrated Wealth Concepts serves a diverse client base, including individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, using customized portfolios and a long-term investment approach combined with shorter-term rebalancing trades.

Reese Nickerson is a financial advisor at Mariner with Series 63 and Series 65 credentials and four years of industry experience. He previously worked at SWBC Investment Services, LLC for six years and held positions at DraftKings, Fidelity Investments, and M.F. Reynolds. Reese is based in Weston, Massachusetts. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations through investment management, financial planning, and retirement consulting. The firm emphasizes discretionary, customized portfolios supported by an internal investment team and third-party managers, with integrated tax and accounting services uncommon for a firm of its size.

Gledia Nasrah is a financial advisor at Citigroup Global Markets with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including JPMorgan Securities LLC, JPMorgan Chase Bank NA, Citizens Securities Inc., and Clarfeld Financial Advisors LLC. Outside of her advisory role, she is a minor silent partner in a family-owned fitness studio. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs with both discretionary and non-discretionary options. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Chanel Gullage is a financial advisor at Focus Partners Wealth, LLC with 24 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including The Colony Group, LLC, GW & Wade, LLC, Commonwealth Financial Network, and D.K. Brede Investment Management Company, Inc. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with comprehensive wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

James Russo Jr. is a financial advisor with Commonwealth Financial Network based in Burlington, MA, holding over 20 years of industry experience. He is also the owner of a CPA firm, James F. Russo, Jr., CPA, with 35 years in that professional capacity. His work history includes long-term involvement in communication technology services since 2000. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and operational support, allowing advisors discretion in portfolio construction while offering managed model portfolios and distinct program structures.

Aaron Derderian is a CFP® professional with 10 years of industry experience currently affiliated with HighTower Advisors. He worked previously at Lexington Wealth Management, Inc. for seven years before joining HighTower Advisors in 2019. HighTower Advisors provides investment advisory and planning services to a diverse client base including individual investors, institutions, and pooled investment vehicles. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and a range of investment vehicles.

David Kelly is a financial advisor with Commonwealth Financial Network in Charlestown, MA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Commonwealth Equity Services, Inc. since 1991. Outside of advising, he serves as secretary and insurance agent for CES Insurance Agency, LLC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing advisory programs, wealth management, and retirement plan consulting. The firm supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice-management services.

Erin Esposito is a financial advisor at Commonwealth Financial Network with 15 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Commonwealth in various capacities since 2010, including a brief period at Sullivan-Kreiss Financial. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and services. The firm acts as a platform provider, offering operations, trading, technology, investment management, compliance, and practice-management support while allowing advisors discretion in portfolio construction.

John Carbonara is a financial advisor at Commonwealth Financial Network with 36 years of industry experience. He holds the CFP® and Series 63 designations. Prior to joining Commonwealth, he worked at Securities America, Inc. and its affiliated entities for over two decades. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that serves a national network of nearly 2,900 advisors and their individual and institutional clients. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Susan Panduku is a CFP® with eight years of industry experience. She has been with Hightower Advisors since 2019 and previously worked at Lexington Wealth Management, RSM US Wealth Management, and RSM US LLP. Hightower Advisors serves a broad range of individual and institutional clients, providing investment advisory and planning services through a network of Advisor Practices. The firm’s approach includes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across various investment vehicles and strategies.

Matthew Kelley is a CFP® with six years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. He has previously worked at firms including JP Morgan Chase Bank, J.P. Morgan Securities, First Republic Investment Management, and Commonwealth Financial Network. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing discretionary and non-discretionary investment advisory services along with financial, tax, retirement, and estate planning. The firm’s investment approach is based on Modern Portfolio Theory, utilizing globally diversified, risk-appropriate portfolios implemented through low-cost ETFs, separate account managers, and other diversified strategies.

John Kozelian is a CFP® with 32 years of industry experience, currently serving at Commonwealth Financial Network since 1999. He holds a Series 63 license and works out of Belmont, MA. His other business activities include fixed insurance sales at his branch location. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors. The firm offers a range of advisory programs and services, providing operations, trading, technology, investment management, compliance, and practice-management support to affiliated advisors.