Claudia Pereira is a financial advisor at TD Private Client Wealth LLC in Springfield, MA, with five years of industry experience. She holds Series 65 and Series 63 licenses and has been with TD-affiliated firms since 2012. Outside of her advisory role, she works part-time as an office clerk for Blanco Electric LLC, an electrical company. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth individuals, and retail clients. The firm utilizes strategic and tactical asset allocation through a combination of affiliated and third-party managers, offering portfolio management, financial planning, and custody services.

James Zien is a CFP® professional with 38 years of industry experience. He is affiliated with Commonwealth Financial Network and also owns Trailhead Financial LLC, through which he conducts his advisory and insurance business. Prior to his current roles, he worked at Ameriprise Financial Services, Inc. for 13 years. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and support services, including wealth management and retirement plan consulting, and provides advisors with access to discretionary model portfolios and various investment platforms.

Anthony Migliozzi is a financial advisor with Commonwealth Financial Network in Suffield, CT, holding Series 63 and Series 66 credentials and 21 years of industry experience. He has worked at Innovative Wealth Managers and Edward Jones. Outside of his advisory role, he owns a private financial planning firm, Migliozzi Financial Planning, LLC. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors with a range of advisory programs, technology, and operational services. The firm offers customizable portfolio management options and distinct program structures, including discretionary model portfolios managed by its Investment Management and Research team.

Michael Shea is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and 13 years of industry experience. He is also the owner of Pension & Benefits Associates, Inc., a private entity involved in securities, advisory, and insurance business. His prior work includes positions at BlackRock Investments and Columbia Management Investment Distributors. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing advisory programs, wealth management, and retirement plan consulting. The firm offers operational, trading, technology, investment management, compliance, and practice-management support, allowing advisors to construct client portfolios from a wide range of securities and insurance products.

Keith Steele is a financial advisor at Empower Advisory Group with four years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at MassMutual and EXP Realty. Outside of advising, he has experience as a part-time real estate agent and shuttle bus driver. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as certain retail brokerage account holders. The firm’s integrated approach is tied to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Kenneth Rathke is a financial advisor at TIAA-CREF with 26 years of industry experience. He holds the Series 66, Series 65, and Series 63 designations. His prior experience includes roles at MassMutual, World Equity Group, The Leaders Group, Wealthvest, and Security Distributors. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with prior relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management with a fiduciary standard under a vertically integrated structure.

Paul Vegiard Jr. is a financial advisor with OSAIC Institutions, Inc. holding Series 63 and Series 66 licenses and 19 years of industry experience. He has worked at Monson Savings Bank since 2019, previously held roles at Infinex Investments, Inc., United Bank, and Santander Securities. His current role at Monson Savings Bank involves financial advising within the banking sector. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and a distinctive service and distribution model.

Richard Pinkos is a financial advisor at Eagle Strategies (NY Life) with over 40 years of experience, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has been associated with NYLife Securities LLC and New York Life Insurance Company since 1986. Outside of his advisory role, Pinkos is active in his community as a board member of Pioneer Valley Christian School, vice chair of the Polish Center for Discovery and Learning, a member of the Springfield Symphony Orchestra Development Committee, and an educator at the Springfield Museums. Eagle Strategies serves a wide range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and delivers solutions across multiple program types, with the majority of assets managed on a non-discretionary basis.

Robert Lareau is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 18 years of industry experience. He previously worked at Cambridge Investment Research Advisors, Inc. and Cambridge Investment Research, Inc. from 2011 to 2021 and has been with Main Street Financial since 2021. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while supporting affiliated advisors with operations, compliance, and technology.

Darien Lewie is a financial advisor at OSAIC Institutions, Inc. with 26 years of industry experience. He holds a Series 66 designation and has worked at Infinex Investments, Inc. since 2013. Outside of advising, he owns and operates Lewie Insurance, a property and casualty insurance agency, and works as a laborer for Tom Fredo Home Builders. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a large network of representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating through a hybrid adviser/broker-dealer structure.

Jennifer Cooke is a financial advisor at Kestra Advisory with 11 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked with firms including Commonwealth Financial Network, Ernst Financial Group, and The Wealth Transition Collective. Outside of advisory work, she is the owner of Cooke Consulting, Inc., a private consulting entity related to securities, advisory, and insurance business, and serves as a bank corporator for Country Bank for Savings. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors, institutional investors, and individuals. The firm offers services such as fiduciary consulting, plan design, compliance testing, and employee education, supporting its recommendations with due diligence and managing approximately $79.8 billion in assets.

Michael Flaherty is a financial advisor with Raymond James Financial, holding Series 65 and Series 63 licenses and bringing eight years of industry experience. His prior work history includes roles at Merrill Lynch, Bank of America, and Wells Fargo. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm utilizes tailored, non-discretionary planning and risk profiling tools and provides specialized programs such as municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

James Dowd is a financial advisor at Ameriprise with 42 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Raymond James & Associates for 13 years. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers recommendations through a centralized consulting team working alongside financial advisors.

Christine Jones is a financial advisor with Morgan Stanley in Springfield, MA, holding a Series 66 designation and 11 years of industry experience. She has been with Morgan Stanley since 2009. Outside of her advisory role, she is involved as a landlord in a rental property business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Ty Martinelli is a CFP®-designated financial advisor with LPL Financial, based in Springfield, MA, and has 21 years of industry experience. He previously worked at Mariner Financial Group, LLC for four years and has been with LPL Financial since 2011. Martinelli also works as an independent agent selling life insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, with both discretionary and non-discretionary management supported by research and model portfolios.

Arnold Magid is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 26 years of industry experience and has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2010. In addition to his advisory role, he is an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a broad client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals, utilizing multiple custody platforms and a range of portfolio management strategies.

Jack Anderson is a financial advisor with LPL Financial in Springfield, MA. He holds the Series 66 designation and has been in the industry since 2025. Prior to joining LPL Financial, he worked at Grenier Financial Advisors and has academic experience from the University of Massachusetts Amherst and Syracuse University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Sean Parent is a Series 66 licensed financial advisor with Edward Jones in East Longmeadow, MA, and has seven years of industry experience. Prior to joining Edward Jones in 2019, he worked at SABIS International Charter School for three years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Christopher Casale is a financial advisor with LPL Financial and holds Series 63 and Series 65 credentials. He has 43 years of industry experience, including prior roles at CUSO Financial Services, Polish National Credit Union, and Westfield Bank. Casale is currently associated with Polish National Credit Union in addition to his role at LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Duane Blische III is a financial advisor at UBS Financial Services with four years of industry experience. He previously worked at Northwestern Mutual and has held roles outside finance, including positions at John Brewers Tavern and Pizzeria Marzano. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm leverages proprietary research and model-based asset allocations to tailor investment strategies to clients’ goals and risk tolerances.