Eric Belsky is a financial advisor with Citizens Securities, Inc. in Johnston, Rhode Island. He holds a Series 66 designation and has 20 years of industry experience, including 13 years with Citizens Securities. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program utilizing ETF-based portfolios through proprietary algorithms, alongside discretionary Managed Account services.

Charles Gilbert Sr. is a financial advisor at Citizens Securities, Inc. with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citizens Securities since 2017. Prior to that, he was employed at Bank of America and Merrill in 2016 and 2017. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program with ETF-based portfolios managed through proprietary algorithms, as well as a Managed Account program.

Salvatore Tocco IV is a financial advisor at Janney Montgomery Scott with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Janney Montgomery Scott since 2012. Janney Montgomery Scott LLC is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage, financial planning, consulting, and advisory services through multiple wrap programs and portfolio management solutions.

Robert Pinelli is a financial advisor at Citizens Securities, Inc. with 23 years of industry experience. He holds the Series 63 and Series 66 designations and has worked previously at Merrill for 13 years and Bank Rhode Island for one year. He is also a Notary Public. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as a broker-dealer and insurance agency under the ownership of Citizens Bank, N.A.

Stephen Wilson is a financial advisor at Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses with 14 years of industry experience. He has been with Citizens Securities since 2013. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Bryce Witner is a financial advisor at Citizens Securities, Inc. with 12 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill from 2013 to 2025. Outside of his advisory work, Witner volunteers as a committee member and den leader for a local scout troop. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Marc Kurzberg is a financial advisor with Citizens Securities, Inc. He holds a Series 66 credential and has one year of industry experience. Prior to joining Citizens Securities, he worked at Bank of America, Merrill, KeyBank, and New York Life Insurance/American Income Life. Outside of his financial career, Kurzberg is involved as a varsity wrestling coach for Braintree Public Schools. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both digital advisory programs and managed accounts, operating as a broker-dealer and insurance agency.

Abraham Rosenberg is a financial advisor at Citizens Securities, Inc. with 10 years of industry experience. He holds the Series 66 designation and has worked at Citizens Securities since 2018, following prior roles at Bank of America and Merrill from 2016 to 2018. Citizens Securities serves individual and high-net-worth clients as well as retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory options include a digital advisory program utilizing proprietary algorithms and a Managed Account program, operating as both a broker-dealer and insurance agency.

Christopher Genao is an investment advisor with Bankers Life Advisory Services, Inc., holding Series 65 and Series 63 licenses and over two years of industry experience. His prior work includes roles at Bankers Life Securities, Inc., Bankers Life & Casualty, Inc., Bunker Hill Market, and Amazon. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan services. The firm integrates fundamental, technical, and cyclical analysis to create tailored portfolios aligned with clients’ goals and risk tolerances.

Megan Ruo is a financial advisor at Citizens Securities, Inc. with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at various firms including Santander Securities and Dedham Savings Bank before joining Citizens Securities in 2018. Outside of her advisory role, Megan works as a personal trainer offering coaching and training services. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm features a digital advisory platform that uses proprietary algorithms to recommend ETF-based portfolios, though it primarily conducts commission-based brokerage and other non-discretionary business.

David Knott is a financial advisor at Citizens Securities, Inc. with five years of industry experience. He holds the Series 66 designation and has worked at Citizens Securities since 2021. He also manages a family investment trust, the Knott Family Trust, where he trades a portfolio of stocks and bonds. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Riley Flanagan is a financial advisor at Citizens Securities, Inc. with six years of industry experience. He holds the Series 66 designation and has worked at Citizens Securities since 2019, previously employed at Northwestern Mutual Investment Services LLC and Numeric Investors. Citizens Securities serves a wide retail client base including individual and high-net-worth investors, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program and a Managed Account program, operating also as a broker-dealer and insurance agency.

Sean Schooley is a financial advisor at Citizens Securities, Inc. with seven years of industry experience. He holds a Series 66 designation and has worked previously at Allstate Insurance Co. and Prudential Insurance Company of America. Outside of financial services, he is involved in AB Computer Hardware, a business he has operated since 2019. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm operates a digital advisory program alongside managed accounts, though it also conducts commission-based brokerage and other non-discretionary activities.

Darvin Acosta Filpo is a financial advisor at Eagle Strategies (NY Life) with four years of industry experience. He holds Series 65 and Series 63 licenses and has previous work experience with NYLIFE Securities LLC and New York Life Insurance Company. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives, with a significant portion of its assets managed on a non-discretionary basis.

Alexas Cabral is a financial advisor with Citizens Securities, Inc. and holds Series 63 and Series 65 licenses. They have seven years of industry experience working in various roles, including multiple periods at Citizens Securities and prior positions at AE Wealth Management and Massey and Associates. Outside of advising, Alexas serves as a Notary Public and participates in consumer research by taking surveys. Citizens Securities, Inc. serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program featuring ETF-based portfolios managed through proprietary algorithms and a client risk-tolerance questionnaire.

Matthew White is a financial advisor at Citizens Securities, Inc. in Johnston, RI, with six years of industry experience. He holds a Series 66 designation and previously worked for Bank of America N.A. and Merrill from 2008 to 2020. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Kevin Tremor is a financial advisor with Focus Partners Wealth, LLC and holds Series 63 and Series 65 licenses. He has 19 years of industry experience, including previous roles at Morgan Stanley, Briggs Advisory Group, and Buckingham Strategic Wealth. Outside of his advisory work, he co-owns a travel booking business serving family and friends. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, institutions, and businesses. The firm employs a long-term, tax- and fee-sensitive investment approach that integrates active and passive strategies within an enhanced open architecture framework.

Taylor Morrison is a CFP®-credentialed financial advisor with 20 years of industry experience. He currently works at Citizens Securities, Inc., having held prior positions at Foreside Fund Services, Wellesley Asset Management, Boston Financial Management, and BP Wealth Management. Morrison is involved with the Massachusetts Youth Soccer Association Inc. Citizens Securities serves a broad retail client base, offering investment advisory programs as well as brokerage and insurance services. The firm provides both digital and managed account advisory options and operates as a broker-dealer wholly owned by Citizens Bank, N.A.

Patrick Dunk is a Certified Financial Planner® with eight years of industry experience. He is currently with Citizens Securities, Inc., where he has worked since 2021. His prior roles include positions at Shepherd Financial Partners, LPL Financial, Merrill, and Northwestern Mutual. Dunk has held a role with the Chilmark Community Center and worked at Hobart and William Smith Colleges earlier in his career. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, and it operates both discretionary managed accounts and a digital advisory program that uses proprietary algorithms for ETF-based portfolios.

Colin Murray is a CFP® professional with 17 years of industry experience, currently serving at GWN Securities Inc. since 2019. His prior experience includes roles at Nationwide Financial, Santander Securities LLC, and CCO Investment Services Corp. He is also an employee-owner of Agency Financial Partners LLC, where he develops strategic partnerships related to fixed insurance and annuity sales. GWN Securities Inc. is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers. The firm offers a range of managed-account programs and model portfolios, including SMA, UMA, and fund-strategist options, with a notable legacy of market-timing and momentum-based strategies.