Jean Trim is a Series 65 licensed advisor with 16 years of industry experience. She is currently with Hightower Advisors, joining the firm in 2023 after a 12-year tenure at Vigilant Capital Management, LLC, and prior experience at Columbia Management Advisors, Inc. Ms. Trim serves as a director on the board of Newburyport Five Cents Savings Bank. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach includes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, with a noted presence in handling large pooled and institutional mandates as well as cross-border investment considerations.

Chelsea Caulfield is a financial advisor at Steward Partners Investment Advisory, LLC with two years of industry experience. She holds a Series 66 designation. Her prior experience includes roles at MML Investors Services LLC, MassMutual/WestPoint Capital, and Citibank. Steward Partners Investment Advisory, LLC is an SEC-registered, enterprise-scale RIA managing approximately $36.7 billion in assets. The firm serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations with investment advisory, financial planning, pension consulting, and managed account programs.

Jeffrey Mc Donald is a financial advisor at Independent Financial Partners with four years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Fiduciary Private Wealth, Advisory Services Network, Salem Five Bank, and Enterprise Bank and Trust. Independent Financial Partners is a nationwide enterprise that offers investment advisory, financial planning, trust, and retirement-plan services through a network of independent advisers. The firm supports a decentralized advisory model allowing individual advisers to set investment strategies while providing formal retirement-plan advisory and pension consulting services, including ERISA 3(21) and 3(38) services.

Sarah Laratonda is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 66 designation and three years of industry experience. Her prior work includes positions at LPL Financial/Northeast Planning from 2018 to 2022. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in assets and serving a diverse client base that includes individuals, pension plans, corporations, trusts, estates, and charitable organizations. The firm offers a range of investment advisory, financial planning, and managed account services with both discretionary and non-discretionary portfolio management options.

Emma Ranocha is a Series 65-licensed financial advisor with Hightower Advisors in Portsmouth, NH, and has one year of industry experience. Her prior roles include positions at Vigilant Wealth Management and BNY Mellon, as well as experience at YMCA Camp Huckins and Fruit Center Marketplace. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, proprietary research, and a variety of investment vehicles including mutual funds, ETFs, and alternative investments.

Christina O'Donnell is a CFP® professional with 25 years of experience in the financial services industry. She is currently with Steward Partners Investment Advisory, LLC and has held roles at Raymond James Financial Services, Bank of America, and Merrill. She also owns Carrigg Wealth Advisors, a support company for financial advisors. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, pension plans, corporations, trusts, estates, and charitable organizations, offering a range of investment advisory and financial planning services.

John Kageleiry is a financial advisor with Empower Advisory Group in Dover, NH, holding Series 66 and Series 63 registrations and 18 years of industry experience. His career includes roles at Fidelity and Verium Planning and Asset Management, among others. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, delivering services through an integrated platform tied to Empower’s recordkeeping and administrative systems. The firm emphasizes long-term portfolio returns and savings rates in its financial planning approach and serves a large participant base relative to its advisor headcount.

Daniel Snyder is a Certified Financial Planner (CFP®) with 19 years of experience in the financial services industry. He is currently affiliated with Steward Partners Investment Advisory, LLC and has worked with related Steward Partners entities since 2018, following a prior ten-year tenure at Wells Fargo Clearing. Snyder also serves as a trustee for a family trust and owns a support company, The Sedoric Group, which provides investment and planning advice to clients. Steward Partners Investment Advisory, LLC is an SEC-registered, enterprise-scale RIA managing approximately $36.7 billion in assets. The firm serves a diverse client base, including individuals, pension plans, corporations, trusts, and charitable organizations, offering a range of investment advisory, financial planning, and managed account services.

Vincent Stancato is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at Rockefeller Financial LLC, MFS Fund Distributors, Inc., and Natixis Investment Managers. Steward Partners Investment Advisory, LLC is an enterprise-scale RIA managing approximately $36.7 billion in assets and serving a national client base that includes individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm offers a range of investment advisory, financial planning, pension consulting, and managed account services through both proprietary and third-party solutions.

Erica Kelly is a financial advisor at Steward Partners Investment Advisory, LLC with 14 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Morgan Stanley and Raymond James Financial Services. Outside of advising, she is an authorized member of Kelly Co Plumbing, LLC, a business she owns and operates. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, including high-net-worth clients, as well as pension plans, corporations, trusts, estates, and charitable organizations with a range of advisory and financial planning services.

Michael Bernier is a CFA® charterholder and Series 63 licensee with four years of industry experience. He is currently an advisor at Hightower Advisors and has previously worked at Advantage Capital, Prime Buchholz LLC, and FIDELITY Brokerage Services LLC. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers, proprietary research, and various investment vehicles such as mutual funds, ETFs, and alternative investments.

William Clifford is a CFP® and Series 66-registered financial advisor with 22 years of industry experience. He has worked at Hightower Advisors since 2023 and previously spent 11 years at Vigilant Capital Management LLC. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, employing a multi-manager investment approach that includes both affiliated and third-party managers, and offers portfolio solutions such as mutual funds, ETFs, alternative investments, and custom indexing.

Jessica Kreger is a CFP® with 14 years of experience in financial advising. She is currently with Mercer Global Advisors Inc. and previously worked at Charter Oak Capital Management and Robinson Smith Wealth Advisors, LLC. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering discretionary and non-discretionary investment advisory services along with financial, tax, retirement, estate planning, and family office services. The firm uses a globally diversified investment approach based on Modern Portfolio Theory, employing low-cost ETFs, index funds, separate account managers, and private funds across various platforms.

Renee Hickey is a financial advisor at Mercer Global Advisors Inc. with two years of industry experience. She holds Series 63 and Series 65 credentials and has worked previously at Charter Oak Capital Management and Citizens Securities, among other firms. Outside of finance, her background includes experience in the food service and education sectors. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory services alongside financial, tax, retirement, and estate planning. The firm employs a Modern Portfolio Theory-based approach using diversified, risk-appropriate portfolios implemented through ETFs, index funds, and other investment vehicles.

Sarah Clapp is a CFP® and holds a Series 66 license, with 14 years of industry experience. She is currently with Mercer Global Advisors Inc., having joined in 2026, and previously worked at Charter Oak Capital Management for 11 years. Outside of her advisory role, she has an ownership interest in Revision Solar, LLC. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering comprehensive investment advisory, financial, tax, retirement, and estate planning services. The firm’s investment approach is based on Modern Portfolio Theory and emphasizes globally diversified, risk-appropriate portfolios using a variety of investment vehicles alongside educational programming and integrated service platforms.

Jack Reetz is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 licenses and offering 29 years of industry experience. He has been with TIAA-CREF since 2013. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between point-in-time financial planning and ongoing discretionary management using model portfolios or customized portfolios managed under client-approved investment policy statements.

John Wilson is a CFP® and Series 65-licensed advisor at Mercer Global Advisors Inc. with two years of industry experience. He previously worked at Charter Oak Capital Management and Steele Street Capital. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory, financial, tax, retirement, and estate planning services. The firm applies Modern Portfolio Theory to construct globally diversified, risk-appropriate portfolios using low-cost ETFs, index funds, separate account managers, and other investment vehicles.

Matthew Ouellette is a CFP® with 24 years of industry experience currently with OSAIC Institutions, INC. He has been associated with Infinex Investments, Inc. since 2008. Based in South Berwick, ME, he holds a Series 63 registration. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm employs a hybrid adviser/broker-dealer model and offers customized advisory services, including access to alternative investments and lending solutions.

Katy Carr is a financial advisor at Mercer Global Advisors Inc. with 24 years of industry experience. She holds the Series 66 designation and has worked previously at Purshe Kaplan Sterling Investments and Charter Oak Capital Management. She serves as a volunteer committee member on the development committee for Make a Wish of Maine. Mercer Global Advisors provides investment advisory, financial, tax, retirement, and estate planning services to individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments. The firm employs a globally diversified, risk-appropriate investment approach using low-cost ETFs, index funds, separate account managers, and other strategies, and offers specialized services including retirement plan consulting and charitable advisory.

Carter Madden is a financial advisor at Oppenheimer with three years of industry experience. He holds a Series 66 designation and previously worked at Cinnamon Rainbows Surf Company and Westminster College. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a wide range of investment programs and advisory services across equity, balanced, and fixed-income portfolios, employing both discretionary and non-discretionary management approaches.