Ryan Morris is a Series 65-licensed financial advisor with Cambridge Investment Research Advisors and has four years of industry experience. His prior work includes nine years with Summit Utilities, Inc. and a current role at Clean Energy Fuels focused on renewable projects. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a large network of independent Financial Professionals. The firm provides multiple investment platforms and a mix of proprietary and third-party strategies, supporting both discretionary and non-discretionary approaches tailored to client objectives.

Gregory Blackburn is a financial advisor at Cetera with the PFS™ designation and 11 years of experience through his ownership of Blackburn Tax Advisory LLC. He has also worked at Blackburn Financial and joined Cetera in 2026. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party managers.

Lesley Warn is a financial advisor at Cetera with four years of industry experience. She holds a Series 66 designation and previously worked at LPL Financial LLC and Gorham Savings Bank. Outside of her advisory role, she is involved with MCB Wealth Management, a related business entity focusing on investment relationships. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management options and financial planning services through a multi-manager platform that features both affiliated and unaffiliated managers.

Shawn Denecker is a financial advisor with Ameriprise in Portland, ME, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he participates in weekly Business Networking International (BNI) meetings in Falmouth, ME. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with specific asset thresholds, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, providing advisory, brokerage, and insurance solutions through its broad institutional platform.

Anne Dunne is a financial advisor with Cetera, holding Series 63 and Series 65 registrations and bringing 44 years of industry experience. She has worked with Cetera and its related entities since 2008. Outside of her advisory role, she is the president and owner of ATD Associates LLC, a small consulting business focused on broker-dealer processes and business security. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that supports model portfolios, third-party managers, and bespoke strategies.

Jennifer Barber is a Series 66-licensed financial advisor with Merrill, where she has worked since 2017. She has 16 years of industry experience, including a prior role at CIEE. She serves as a trustee for her condominium association in Boston. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Audrey Jones is a financial advisor at LPL Financial with one year of industry experience. She holds the Series 66 designation and has prior work experience at the University of Maine and St Lawrence University. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a wide range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides access to financial planning, model portfolios, third-party asset management, and institutional platforms, supporting its network of over 22,800 advisors and managing more than $819 billion in discretionary assets.

Gail Moulton is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and five years of industry experience. She has worked with PFS Investments Inc. and Primerica Financial Services since 2020 and previously spent 17 years at the Office of Maine Attorney General. Outside of her advisory role, she is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm manages approximately $15.5 billion in assets with a model-driven investment approach supported by third-party asset managers and custodial services.

Vincenzo Garganese is a financial advisor with MassMutual Investors Services in Falmouth, ME, holding a Series 66 credential and eight years of industry experience. He has been with MassMutual Investors Services and its affiliated entities since 2017. Outside of advising, he manages operations for VIS WEALTH Partners, LLC, a brand marketing and operations firm he founded. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, emphasizing collaborative annual planning using firm-approved analytical tools.

Christopher Hoglund is a Series 66-licensed financial advisor with Merrill, based in South Portland, ME. He has four years of experience at Merrill and one year at Bank of America. Prior to his financial services career, he managed a family-owned butcher shop business for over a decade. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.