Zachary Longley is a financial advisor with Northeast Planning Associates, Inc., holding Series 63 and Series 65 licenses and 17 years of industry experience. He has been with Northeast Planning Associates and LPL Financial since 2009. Outside of his advisory role, he is a limited partner in a family business partnership. Northeast Planning Associates provides financial planning, investment advisory, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, and retirement plans. The firm offers consultative planning engagements with access to investment management, managing approximately $327.7 million in client assets.

Madeline Rheaume is a Series 65 licensed advisor at Bolton Securities Corporation with one year of industry experience. She has worked with Dow Family Office Advisory, LLC since 2026 and is also involved with Dow Software, LLC, where she provides administrative support related to sales, marketing, development, and client relations. Outside of her advisory role, she freelances in creative fields including photography, design, and marketing. Bolton Global Asset Management serves individual, corporate, and institutional clients, offering customized asset management and financial planning through a network of independent adviser representatives. The firm employs a mix of internal and third-party managers, focusing on long-term investment strategies with a range of portfolio management approaches.

Matthew Fischer is a financial advisor with F L Putnam Investment Management Co. in Portland, ME, holding Series 65 and Series 66 licenses and having two years of industry experience. His prior work includes three years at Charles Schwab Bank SSB and eleven years at Mabels Lobster Claw. F L Putnam serves individual investors, families, and institutional clients, offering a range of investment management, financial planning, and advisory services. The firm employs a team-based approach, customizing strategies using both internal and third-party managers across various asset classes, and incorporates tax-aware rebalancing and sustainable investing options.

Gregory Cox is a CFP® professional with over 12 years of experience in the financial industry, currently serving as an advisor at R M Davis Inc since 2021. Prior to joining R M Davis Inc, he worked at Key Bank for a decade. R.M. Davis, Inc. is an independent, SEC-registered investment adviser providing investment management, financial planning, and wealth management services to individuals, families, trusts, pension plans, corporations, and governmental entities. The firm uses a long-term, discipline-oriented investment approach with customized asset allocations and emphasizes operational governance and risk management.

Thomas Shepard is a CFP® with 30 years of industry experience, currently serving as an advisor at Flagship Harbor Advisors, LLC since 2012. He previously worked at LPL Financial and is involved in financial education through seminars at Currency Camp. Shepard is also an author, writing a book alongside his advisory work. Flagship Harbor Advisors, LLC is an SEC-registered firm serving individuals, charitable organizations, corporations, and retirement plans with investment management, financial planning, and retirement-plan consulting. The firm manages approximately $3.42 billion in discretionary assets and utilizes a multi-strategy investment approach including mutual funds, ETFs, individual securities, and separately managed accounts.

John Leonard IV is a CFP® with nine years of industry experience, currently serving as a financial advisor at R.M. Davis, Inc. He has previously worked at Spinnaker Trust and J.P. Morgan Chase Bank. R.M. Davis, Inc. is an independent, SEC-registered investment adviser managing approximately $8.15 billion in client assets as of December 31, 2025. The firm offers customized investment management and comprehensive wealth services to individuals, high-net-worth families, trusts, pension plans, corporations, and municipal entities, emphasizing a disciplined, long-term investment philosophy with a focus on governance and operational risk management.

Edward Smith is a CFP® and holds a Series 66 license, with eight years of experience in the financial services industry. He has worked at firms including Morgan Stanley Smith Barney LLC, Bank of America, Merrill, The Colony Group, and Eaton Vance Management prior to joining R.M. Davis, Inc. in 2024. R.M. Davis, Inc. is an independent, SEC-registered investment adviser offering investment management, financial planning, and wealth management services to individuals, high-net-worth families, trusts, pension plans, corporations, and governmental entities. The firm employs a long-term, discipline-oriented investment approach with customized asset allocations and manages roughly $8.15 billion in client assets.

Andrew Livingston is a CFP® and CFA® with three years of industry experience. He is currently an advisor at R M Davis Inc and previously worked at Camden National Bank and Key Private Bank. R M Davis Inc is an independent, SEC-registered investment adviser that serves individuals, high-net-worth families, trusts, pension plans, corporations, and governmental entities. The firm focuses on customized asset allocations and a disciplined, long-term investment philosophy, managing approximately $8.15 billion in client assets as of year-end 2025.

Nathan Chisholm is a financial advisor with ValMark Advisers, Inc. who holds Series 66, Series 65, and Series 63 registrations and has seven years of industry experience. His prior roles include positions at Gilbert Investments, Stone Coast Fund Services, and Personal Capital Advisors. In addition to his advisory work, he serves as a Senior Retirement Counselor at Lebel & Harriman LLP. ValMark Advisers provides investment advisory and financial planning services to individual, high-net-worth, and institutional clients through a network of investment advisory representatives. The firm’s approach focuses on diversified, goal-based model portfolios and asset allocation utilizing mutual funds, ETFs, and separate-account managers, with oversight from ValMark’s investment committee.

Nathan Waller is a financial advisor with Flagship Harbor Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has worked with LPL Financial since 2016 and has also been associated with Shepard Financial LLC since 2020. Waller is a commissioned notary in addition to his advisory roles. Flagship Harbor Advisors, LLC is an SEC-registered investment adviser serving individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $3.42 billion in discretionary assets through a team of around 60 advisors, using a range of investment strategies including mutual funds, ETFs, individual securities, and separately managed accounts.

Russell Wood is an investment advisor with IFG Advisory, LLC, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. He has previously worked at Jackson National Life Distributors and LPL Financial. IFG Advisory, LLC provides investment advisory and financial planning services to individuals, trusts, estates, corporations, and retirement plans. The firm employs a variety of investment strategies using sub-advisors, third-party models, and manages held-away assets to align with clients' financial goals.

Jill Hibyan is a CFP® professional with seven years of industry experience. She is currently with F.L. Putnam Investment Management Co., where she has worked since 2022. Her prior experience includes roles at R.M. Davis, Inc. and US Trust Bank of America. F.L. Putnam serves a diverse client base including individual investors, families, and institutions, offering investment management, financial planning, and consulting services. The firm employs a team-based approach that combines internally managed strategies and third-party managers, incorporating sustainable investing options and tax-aware rebalancing.

Timothy Malisa is a financial advisor with R M Davis Inc in Portland, Maine, holding a Series 65 designation and bringing four years of industry experience. Prior to joining R M Davis in 2022, he spent eleven years at Spinnaker Trust. Outside of his advisory role, Mr. Malisa is a partner in Nedrow Holdings LLC, an investment-related company involved in sourcing and managing certain real estate investment opportunities. R M Davis Inc is an independent, SEC-registered investment adviser serving individuals, high-net-worth families, trusts, pension plans, corporations, and governmental entities. The firm offers customized asset allocation and comprehensive wealth management services, emphasizing a long-term, discipline-oriented investment philosophy with an operational focus on governance and risk management.

Robert Stepleman is a Series 65-licensed financial advisor with Bolton Securities Corporation, bringing 13 years of industry experience. He has worked at Bolton Global Asset Management since 2013 and previously spent 23 years at the Sarasota Herald Tribune. Bolton Global Asset Management serves individual, corporate, institutional, and charitable clients with customized wealth management solutions. The firm employs multiple investment strategies and offers portfolio management on both discretionary and non-discretionary bases, emphasizing a long-term approach while accommodating various trading methods.

Christopher Klimash is a financial advisor at ValMark Advisers, Inc. with 28 years of industry experience. He holds the Series 66 designation and has worked at ValMark Securities, Inc. and ValMark Advisers, Inc. since 2015, as well as RBC Capital Markets since 2009. Klimash also serves as a retirement advisor at Lebel & Harriman, LLP. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm offers diversified, goal-based model portfolios primarily using mutual funds, ETFs, and third-party managers, along with proprietary platforms and sub-advisory services.

Jennifer Lebel is a financial advisor with ValMark Advisers, Inc., holding Series 63 and Series 65 credentials and 29 years of industry experience. She has been with ValMark Advisers since 2009 and Valmark Securities since 2007. Outside of her advisory role, she serves on the Board of Directors for the Animal Welfare Society, a nonprofit animal shelter in Kennebunk, ME. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 investment advisory representatives. The firm offers diversified, goal-based model portfolios implemented with mutual funds, ETFs, and third-party managers, alongside proprietary platforms and fee-based planning services.

Kristina Petit is a financial advisor with Bolton Securities Corporation who holds Series 63 and Series 65 licenses and has 13 years of industry experience. She currently serves as vice president of Dow Software, LLC, where she assists with the development and promotion of client-facing software. Her work history includes roles at Bolton Global Capital and Bolton Global Asset Management. Bolton Global Asset Management is a registered investment adviser that provides asset management and financial planning services to individuals, corporations, institutions, and charitable organizations. The firm employs a variety of portfolio management strategies using mutual funds, ETFs, equities, and fixed income, emphasizing a primarily long-term approach with flexibility for other strategies.

Gregory Crupi is a financial advisor at Gradient Advisors, LLC with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Thrive Financial, AlphaStar Capital Management, Assurance Group, and Bankers Life. In addition to his advisory role, he is an owner and insurance agent at Thrive Financial, LLC. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, and businesses. The firm operates through a network of Investment Advisor Representatives and third-party money managers, using a primarily non-discretionary model that includes fundamental, technical, and cyclical portfolio analysis.

Robert Davis is a CFP® professional at R M Davis Inc with 12 years of industry experience. He worked at HM Payson & Co for four years before joining R M Davis in 2017. R M Davis, Inc. is an independent, SEC-registered investment adviser serving individuals, high-net-worth families, trusts, pension plans, corporations, and some governmental entities. The firm offers customized asset allocations across equities, fixed income, mutual funds, and ETFs, emphasizing a long-term, discipline-oriented philosophy and providing services that include trustee and trust administration as well as personal affairs management.

Timothy Wyand is a financial advisor with Flagship Harbor Advisors, LLC, holding Series 66, Series 65, and Series 63 licenses and bringing 17 years of industry experience. He has worked at Flagship Harbor Advisors since 2020 and previously at Layline Advisors from 2018 to 2020. Outside of his advisory role, he is involved with Three Pines Capital, LLC, a business entity for tax and investment purposes. Flagship Harbor Advisors is an SEC-registered firm serving individuals, charitable organizations, corporations, and retirement plans with investment management, financial planning, and retirement-plan consulting. The firm manages approximately $3.42 billion in discretionary assets through a team of about 60 advisors, employing a mix of mutual funds, ETFs, individual securities, and third-party technology to support client portfolios.