James Burns is a financial advisor at LPL Financial with 28 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 66 licenses. His prior work includes roles at Dime Bank and Northstar Wealth Partners LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research including strategic and tactical investment approaches.

Richia Allen is a financial advisor at LPL Financial with four years of industry experience. She holds the Series 66 designation and has worked at LPL Financial since 2021. Allen has also been affiliated with Westerly Community Credit Union since 2016. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios, research, and various investment strategies.

Wayne Devoe is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his financial services career in 1988 and has been serving clients and their families for more than 30 years. In his role, Wayne assists clients in building wealth management strategies tailored to their individual needs, focusing on delivering a comprehensive approach that starts with listening and helping clients make informed decisions. Wayne's areas of expertise include college education planning, family wealth management strategies, personal retirement planning, and women and wealth. He holds a Bachelor's degree from the University of Connecticut and a Master's degree from the University of Hartford. He has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA). He currently resides in Old Saybrook with his wife, Patty, and has three grown children. Outside of his professional work, Wayne enjoys biking, hiking, and swimming.

Seth Burzycki is a financial professional with Cetera, holding Series 63 and Series 65 credentials and six years of industry experience. He has worked at Cetera and affiliated entities since 2025 and has been involved with Guided Financial Strategies LLC since 2020. Outside of financial advising, he serves as a board member for a retail appliance business and works as a staff pharmacist for a medication delivery service. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

Derek Pirruccello is a Wealth Management Advisor and Senior Vice President with the Holloway Pirruccello Group at Merrill. He has been with Merrill Lynch Wealth Management since 2007 and focuses on providing tailored financial planning and wealth management services. Derek holds several professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is a member of the Financial Planning Association and served as the President of the Estate and Tax Planning Council of Eastern Connecticut. Derek also contributes to his community as a board member and officer for the Child and Family Agency of Southeastern Connecticut. He earned a Master's degree from the University of Michigan and a Bachelor's degree from the University of North Texas, graduating magna cum laude. Outside of his professional commitments, Derek enjoys golfing, hiking, music, reading, skiing, and spending time with his family. He resides in Waterford, CT with his wife and two children and is active in his local parish church.

Brian Bishop is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Robert Tassone is a financial advisor with Morgan Stanley in Mystic, CT, holding a Series 66 designation and bringing 26 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Michael Gula is a financial advisor with Cambridge Investment Research Advisors in Niantic, CT, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated entity since 2010. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals using a range of portfolio management and model-based solutions.

Richard Strickley is a financial advisor at Merrill with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 2009, previously working at Bank of America. Outside of his advisory role, he is a co-owner of a family rental property business in Mystic, Connecticut. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, supported by internal and third-party managers.

Daniel Wilson is a CFP® professional with 28 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, Wilson is a manager and partner at Net Flows, LLC, a consulting business. Ameriprise provides retirement-income planning services for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Laura Saborio is a financial advisor at UBS Financial Services with 21 years of industry experience. She has previously worked at HSBC Securities (USA) Inc. and HSBC Bank USA, where she spent over two decades. Laura holds a Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Joseph Kotula is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 licenses and has 31 years of industry experience. His career includes 23 years at MetLife Securities Inc. and ongoing roles at Mass Mutual Investors Services and MassMutual Life Insurance Co. He is also active as an independent insurance agent specializing in disability, fixed annuities, life, accident, health, LTC, Medicare-related products, and property and casualty insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, with a focus on collaborative, goal-based planning and a range of specialized services such as divorce and estate settlement planning.

Thomas Robarge is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. His prior roles include five years at Cambridge Investment Research, Inc. He also has involvement in non-variable insurance activities and operates Mystic Financial Group LLC in connection with his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and technology-driven investment strategies.

Michele Trinks is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2012. Outside of her advisory role, she serves as co-trustee and trustee for her father's investment-related trusts. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services including investment policy statement preparation, investment recommendations, performance reporting, and participant education, with an advisory process grounded in modern portfolio theory and tailored to plan objectives.

John Paul Morales is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Wells Fargo Advisors and Wells Fargo Clearing. Morales serves on the investment committee of the Eastern Connecticut Symphony and is a member of the advisory board at Dean College. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, combining tailored financial planning with a wide array of investment services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Janet Larkin is a financial advisor at Primerica Advisors with 33 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Primerica Advisors since 1991. In addition to her advisory role, she is involved in sales of investment-related products and part-time referrals for home security and automation products through affiliated Primerica companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, providing model-delivery strategies and separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

James Bates is a CFP® and holds a Series 66 license with 19 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Peter Maloney is a financial advisor with Morgan Stanley in Westerly, RI, holding the Series 63 and Series 65 designations and possessing 33 years of industry experience. He previously worked at UBS Financial Services for 11 years and has been with Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, including tailored financial planning using structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements.

Joseph Hedley is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds a Series 66 designation and has prior work experience that includes roles at Elizabeth City State University and the Northeast Academy for Aerospace and Advanced Technologies. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to analyze client goals and deliver written recommendations.

Scott Fluet is a financial advisor at OSAIC with 33 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining OSAIC, he worked at Securities America Advisors and LPL Financial. Outside of his advisory role, he is involved in insurance sales and owns Professional Investors LLC. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and investment advisory services supported by asset-allocation tools and a variety of investment options.