Joseph Kross is a CFP®-credentialed financial advisor with 12 years of industry experience. He is currently with Manning & Napier Advisors, LLC and previously worked at UBS Financial Services and JPMorgan. Manning & Napier Advisors, LLC provides investment advisory services primarily to institutional clients and pooled vehicles, employing a team-based, strategy-specific investment process that combines top-down macro analysis with bottom-up security selection. The firm serves a range of clients including pension plans, government entities, and discretionary separately managed accounts, and is notable for its affiliation with an in-house trust company and a limited-purpose broker-dealer.

Alex Jefferson is a financial advisor with PKS Advisory Services, LLC in Albany, NY. He holds Series 63 and Series 65 licenses and has 35 years of industry experience. Jefferson has been with PKS Advisory Services and Purshe Kaplan Sterling Investments, Inc. since 2010. PKS Advisory Services, LLC provides financial planning, consulting, and investment management to individuals, trusts, retirement plans, charitable organizations, and other entities. The firm uses tailored portfolios based on client risk tolerance and time horizon, employing strategies that include no-load mutual funds, ETFs, individual securities, independent managers, model portfolios, and alternative investments.

Sage D'aprile is a financial advisor at Forum Financial Management, LP with three years of industry experience. He holds a Series 65 credential and has prior experience at Stark & D'Aprile CPAs PC, where he worked in accounting and tax services. D'aprile also served in the United States Marines and remains on inactive reserve status. Forum Financial Management, LP provides investment advisory and related services to individuals, retirement plan sponsors, charitable organizations, and institutional clients. The firm employs model asset-allocation portfolios based on Modern Portfolio Theory and offers a range of services including portfolio management, financial planning, and back-office support for independent advisors and RIAs.

Jarrid Wilkinson is a financial advisor at PKS Advisory Services, LLC in Albany, NY, holding a Series 66 designation with four years of industry experience. His prior work includes roles at Purshe Kaplan Sterling Investments, Berkeley Country Club, and the Social Security Administration. PKS Advisory Services, LLC provides financial planning, consulting, and investment management to individuals, trusts, retirement plans, charitable organizations, and other entities. The firm employs tailored investment strategies based on client profiles and uses a range of vehicles including mutual funds, ETFs, individual securities, model portfolios, and alternative investments.

Roger Brinks is a financial advisor with PKS Advisory Services, LLC, holding a Series 65 credential and 10 years of industry experience. He previously worked at Michigan Advisors, Inc. before joining PKS Advisory Services in 2020. PKS Advisory Services, LLC provides financial planning, consulting, and investment management to individuals, trusts, estates, and business entities. The firm manages approximately $905 million in assets for over 4,400 clients, using a combination of fundamental and technical analysis to tailor portfolios across mutual funds, ETFs, independent managers, and individual securities.

Stephen Cash is a CFP® and Series 66 licensed advisor with 11 years of industry experience. He currently works at Mariner Independent and has held prior roles at Advisors Capital Management, LPL Financial, and Private Advisor Group. Mariner Independent serves a diverse client base, including high-net-worth individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. With a network of 119 advisers, the firm offers financial planning, portfolio management, retirement plan consulting, tax support, insurance solutions, and access to alternative investments through a variety of investment tools and affiliated businesses.

David Connors is a financial advisor with PKS Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at PKS Advisory and Purshe Kaplan Sterling Investments since 2018 and previously at RBC Capital Markets from 2012 to 2018. Connors serves on the Board of Directors and Finance Committee for the Pride Center of the Capital Region. PKS Advisory Services, LLC provides financial planning, consulting, and investment management to individuals, trusts, estates, and business entities, managing approximately $905 million in assets for over 4,400 clients. The firm customizes portfolios based on clients’ risk tolerance and goals, utilizing a mix of mutual funds, ETFs, independent managers, and individual securities.

Kevin Beutel is a Series 65-licensed financial advisor with five years of industry experience. He has worked at Savvy since 2025 and previously spent over a decade at Federal Prep and Federal Prep Advisors, Inc. In addition to his advisory role, he is also an insurance agent offering fixed and indexed annuity products. Savvy provides customized discretionary and non-discretionary investment and wealth management services to individuals, trusts and estates, retirement plans, charitable organizations, corporations, and other legal entities. The firm combines an index-based core with tailored strategies such as direct indexing with tax-loss harvesting, active and passive stock portfolios, and ESG-focused models, supported by a proprietary technology platform and external sub-advisers.

Joseph Macaluso is a financial advisor at PKS Advisory Services, LLC with 13 years of industry experience. He holds Series 65 and Series 63 licenses and has been with PKS Advisory Services and Purshe Kaplan Sterling Investments since 2016. PKS Advisory Services, LLC offers financial planning, consulting, and investment management to individuals, trusts, retirement plans, charitable organizations, and other entities. The firm customizes portfolios based on client risk tolerance and time horizon, utilizing a range of investment strategies including mutual funds, ETFs, individual securities, independent managers, model portfolios, and alternative investments.

John Goldman is a financial advisor with PKS Advisory Services, LLC in Albany, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at PKS Advisory Services since 2007 and at Purshe Kaplan Sterling Investments since 1997. Outside of advisory work, he is involved in the sales and service of fixed life insurance and annuity contracts through PKS Financial. PKS Advisory Services provides financial planning, consulting, and investment management to individuals, trusts, estates, and business entities. The firm manages approximately $905 million in assets for over 4,400 clients, tailoring portfolios to risk tolerance and objectives using mutual funds, ETFs, independent managers, and individual securities, with account reviews conducted at least quarterly.

Aaron Lieberman is a CFP® professional with 23 years of industry experience currently with Modera Wealth Management, LLC. He previously worked at Marathon Wealth Management, Inc. for nine years and Wells Fargo Advisors for two years. Outside of his advisory role, he serves as power of attorney for his mother. Modera Wealth Management provides wealth management, portfolio management, retirement plan consulting, and financial planning to individuals, trusts, corporations, and plan sponsors. The firm employs a diversified asset allocation strategy based on Modern Portfolio Theory and offers integrated services including accounting, tax preparation, and business coaching.

John Rooney is a financial advisor with PKS Advisory Services, LLC in Albany, NY, holding Series 63 and Series 65 licenses and 42 years of industry experience. He has worked with PKS Advisory Services since 2007 and Purshe Kaplan Sterling Investments since 1996. PKS Advisory Services provides financial planning, consulting, and investment management to individuals, trusts, estates, and business entities. The firm manages approximately $905 million in assets for over 4,400 clients, using a blend of mutual funds, ETFs, independent managers, and individual securities tailored to clients’ risk tolerance and objectives.

Mikayla Gabriel is a financial advisor with PKS Advisory Services, LLC, holding a Series 66 designation and two years of industry experience. She has worked at World Equity Group, Inc. since 2025 and has been associated with Purshe Kaplan Sterling Investments, Inc. since 2020. PKS Advisory Services, LLC provides financial planning, consulting, and investment management services to individuals, trusts, estates, and business entities. The firm manages approximately $905 million in assets for over 4,400 clients, tailoring portfolios based on risk tolerance, time horizon, and objectives through a combination of mutual funds, ETFs, independent managers, and individual securities.

Crystal Langdon is a CFP® with 13 years of industry experience, currently serving as an advisor at AlphaStar Capital Management since 2017. Prior to this, she worked at Nepsis Advisor Services, Inc. for five years and has been president of Crystal Clear Finances, a financial planning and insurance services business, since 2008. She also engages in public speaking and coaching for various companies. AlphaStar Capital Management is a registered investment adviser managing approximately $1.84 billion for individuals, trusts, small businesses, and other entities. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting, utilizing strategic asset allocation and quantitative analysis through both model portfolios and custom strategies.

Harold Heintz III is a financial advisor with The Patriot Financial Group, LLC, holding a CFP® designation and Series 63 and 65 licenses. He has eight years of industry experience, with previous roles at firms including J.P. Morgan Securities LLC and New York Life Insurance Co. He also operates FLEX Financial Planning as an investment-related side business. The Patriot Financial Group serves individuals, small businesses, and retirement plans with investment management, financial planning, and consulting services. The firm uses a tailored approach incorporating multiple analysis techniques and offers diversified portfolio options, including equities, fixed income, commodities, and ETFs, with ongoing portfolio supervision and rebalancing.

Dino Macaluso is a financial advisor with PKS Advisory Services, LLC in Albany, NY, holding Series 63 and Series 65 designations and possessing 39 years of industry experience. He has been with PKS Advisory Services since 2007 and with Purshe Kaplan Sterling Investments since 1997. PKS Advisory Services, LLC provides financial planning, consulting, and investment management to individuals, trusts, estates, and business entities, managing approximately $905 million in assets for over 4,400 clients. The firm customizes portfolios based on client risk tolerance and objectives, utilizing a range of investment vehicles and conducting regular account reviews.

Joel Fishman is a financial advisor at HBW Advisory Services LLC with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with several firms including Silver Oak Securities, Mountain View Advisory Services, Cetera Wealth Services, and HBW Securities. In addition to his advisory role, he is involved with Encore Estates, providing information related to wills and trusts. HBW Advisory Services manages approximately $1.75 billion in client assets, offering discretionary and non-discretionary asset management, financial planning, and consulting to individuals, families, charitable organizations, businesses, and retirement plans. The firm employs a blended investment approach using third-party money managers and model portfolios, serving a diverse client base through a high client-to-advisor ratio and a mix of retail, charitable, and institutional relationships.

Joseph Natale is a financial advisor at PKS Advisory Services, LLC with one year of industry experience. He holds the Series 66 designation and has previously worked at Purshe Kaplan Sterling Investments and Steward Partners Global Advisory. He has also been involved in educational roles at Siena College and La Salle Institute. PKS Advisory Services, LLC provides financial planning, consulting, and investment management services to individual clients, trusts, estates, and business entities. The firm manages approximately $905 million in assets for over 4,400 clients, tailoring portfolios to clients’ risk tolerance, time horizon, and objectives through a diversified approach including mutual funds, ETFs, independent managers, and individual securities.

Christopher Soltis is a CFP® professional with 19 years of industry experience, currently serving at PKS Advisory Services, LLC. His prior roles include positions at Purshe Kaplan Sterling Investments, LPL Financial, LLC, and MetLife Securities INC. Outside of finance, he is a musician partnered in a live music entertainment business and an author. PKS Advisory Services, LLC provides financial planning, consulting, and investment management services to individuals, trusts, estates, and business entities. The firm manages approximately $905 million in assets, tailoring portfolios based on client risk tolerance and objectives using a mix of mutual funds, ETFs, independent managers, and individual securities.

Todd Robertson is a financial advisor with A.G.P. / Alliance Global Partners, holding Series 63 and Series 66 designations and bringing 18 years of industry experience. He has been with Euro Pacific Capital since 2008. A.G.P. / Alliance Global Partners is an SEC-registered investment adviser and FINRA-member broker-dealer operating a multi-team platform of approximately 131 advisors. The firm manages about $2.95 billion for over 7,000 clients, using an open-architecture model that combines internally managed strategies with co- and sub-advisory relationships, offering a range of portfolio management and financial planning services.