Daniel Raite is a financial advisor at Pinnacle Investments, LLC with 42 years of industry experience. He has been with Pinnacle Investments, Inc. since 1995. He holds a Series 63 designation. Pinnacle Investments, LLC is a multi-team advisory firm managing over $1.2 billion through approximately 57 advisors. The firm serves individuals, retirement plans, trusts, estates, and other institutional clients, offering a range of services including financial planning, portfolio management, and advisory consultations.

Daniel Jeffery is a CFP® with 30 years of industry experience, currently affiliated with The AmeriFlex Group. His prior roles include positions at Lincoln Financial Advisors, Commonwealth Financial Network, and Best Times Financial Planning. Outside of his advisory work, he serves as treasurer for the Labrador Mountain Ski Patrol and is a board member of the Cavalry Club. The AmeriFlex Group provides investment advice and related services to individuals, corporations, employee benefit plans, and charitable organizations. The firm offers portfolio management, financial planning, third-party money manager selection, and retirement plan consulting through a network of advisory affiliates and multiple program platforms.

Katherine Dooley is a financial advisor at Pinnacle Investments, LLC with one year of industry experience. She holds the Series 66 designation and has previously worked at Cadaret Grant/Atria, Visions Federal Credit Union, and Citizens Bank. Pinnacle Investments, LLC is a multi-team advisory firm managing over $1.2 billion and serving individuals, retirement plans, trusts, estates, and institutional clients. The firm offers a range of services including financial planning, portfolio management, and advisory consultations, utilizing both fundamental and technical analysis across various investment strategies.

Patrick Mahardy is a CFP® with 20 years of experience in the financial services industry. He is currently with Independent Financial Partners and has previously worked at Commonwealth Financial Network for 11 years. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent Investment Adviser Representatives. The firm supports a multi-advisor platform serving tens of thousands of clients and is notable for its formal retirement-plan advisory and pension consulting capabilities.

Akira Gatewood is a Series 66-licensed financial advisor with Valic Financial Advisors in Syracuse, NY, and has four years of industry experience. Prior to joining Valic, Akira worked at Equitable Advisors and has held various roles including agent selling non-securities insurance products at Agia. Outside of financial services, Akira is a musician who writes, records, and performs original music. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors, leveraging centralized technology and model solutions.

Andrew Schaffel is a financial advisor with Eagle Strategies (NY Life) who holds a Series 66 credential and has 23 years of industry experience. He has held roles at Eagle Strategies and New York Life for over 16 and 20 years respectively, and leads Crystal Clear Financial Group LLC, a business focused on brokering non-registered insurance products. Schaffel serves on the board of the CNY Estate Planning Council and is the author of a self-help book titled Money Matters. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm delivers tailored advice through various program types and manages a significant portion of assets on a non-discretionary basis, working within an integrated New York Life affiliate structure.

Joseph Lazzaro Jr. is a CFP®-designated financial advisor with 21 years of industry experience. He is currently with Independent Financial Partners and IFP Securities, LLC, having previously worked at Commonwealth Financial Network for 11 years. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving tens of thousands of clients and is notable for its formal retirement-plan advisory and pension consulting capabilities.

Thomas Militello is a financial advisor with United Planners' Financial Services of America, holding a Series 66 designation and 17 years of industry experience. He previously worked at The Prudential Insurance Company of America and Pruco Securities LLC before joining United Planners in 2021. Militello also owns Adirondack Investment Strategies, a marketing DBA, and serves as an insurance agent for non-variable insurance. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base, including individual investors, retirement plans, corporations, and institutional clients. The firm delivers advisory services through independent Investment Adviser Representatives, employing a mix of custodians and third-party money managers, with a notable focus on non-discretionary account management.

Justin Harlow is a financial advisor at Janney Montgomery Scott with one year of industry experience. He holds a Series 66 designation and has previously worked at Pathfinder Bank and held various roles connected to Syracuse University and the Urban Sports Hall of Fame of Syracuse, NY. Janney Montgomery Scott LLC is a large enterprise firm managing approximately $110 billion in client assets, serving individuals, families, trusts, corporate and retirement plan sponsors, charitable organizations, and municipalities. The firm offers a range of brokerage, financial planning, consulting, and advisory programs, combining in-house and third-party portfolio management along with custody and trustee services.

David Palmiter is a financial advisor with Key Investment Services LLC, holding Series 63, 65, and 66 licenses and 26 years of industry experience. He previously worked at Citizens Securities, Inc. for 17 years and HSBC Securities (USA) Inc. for one year. Outside of his advisory role, he owns a single-family rental property. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a large network of financial professionals. The firm offers multiple wrap programs and utilizes a multi-provider model with discretionary implementation and third-party strategist portfolios, integrating services from KeyCorp affiliates.

William Nice is a financial advisor at Janney Montgomery Scott with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Janney Montgomery Scott since 2018, following two years at Wells Fargo Clearing. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, providing brokerage, financial planning, consulting, and advisory services.

Christian Brown is a financial advisor at Key Investment Services LLC with 22 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at LPL Financial and M&T Securities, Inc. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a large network of financial professionals. The firm utilizes a multi-provider model with discretionary and non-discretionary portfolio options and offers various wrap programs supported by affiliated custodial and insurance services.

Craig Fitzpatrick is a financial advisor with Equity Services, Inc. He holds a Series 63 designation and has 17 years of industry experience. Fitzpatrick previously worked at Cadaret Grant & Co., Inc. and Pathfinder Investment Services. He serves on the board of directors and operations committee for the Child Advocacy Center of Oswego County. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms using third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Michael De Bottis is a financial advisor with Key Investment Services LLC based in Liverpool, NY. He holds Series 63 and Series 66 licenses and has seven years of industry experience. His prior work includes roles at LPL Financial, M&T Securities, Equitable Advisors, and AXA Advisors. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm employs a multi-provider model integrating Envestnet and KeyCorp affiliates, focusing primarily on non-discretionary asset management within wrap-fee programs.

Thomas Bird is a financial advisor with Capital Analysts in Syracuse, NY, holding a Series 63 designation and bringing 34 years of industry experience. His prior work includes roles at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. In addition to his advisory work, he operates as a self-employed tax preparer during tax season. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm provides portfolio management and retirement-plan advice through a nationwide network, utilizing both discretionary in-house investment teams and non-discretionary third-party managers.

Richard Marsh Jr. is a financial advisor at Key Investment Services LLC with 34 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at LPL Financial and M&T Bank. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm uses a multi-provider model and offers several wrap-fee programs with custodial and trade execution services supported by KeyCorp affiliates.

Daniel Michel is a financial advisor at Lincoln Investment with 36 years of industry experience. He holds a Series 63 designation and has previously worked at Legend Advisory Corporation and Legend Equities Corporation. Outside of advising, Michel is president and treasurer of Michel Tax & Accounting Service, Inc., which provides tax preparation and business management services. Lincoln Investment Planning, LLC is a large enterprise investment advisory firm serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and access to third-party managers, supported by an in-house Investment Management & Research team that constructs strategic model portfolios and adaptive strategies.

Brandon Maggio is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 credentials and five years of industry experience. His career background includes roles at Prudential Insurance Company of America and KeyBank. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers multiple wrap programs supported by a multi-provider model and integrates services with KeyCorp affiliates, combining portfolio management with advisory and trade execution services.

Brent Schleicher is a financial advisor with Independent Financial Partners, holding Series 63 and Series 65 credentials and 29 years of industry experience. He previously worked at Commonwealth Financial Network for 11 years before joining Independent Financial Partners and IFP Securities in 2025. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent Investment Adviser Representatives. The firm offers a decentralized advisory model with both discretionary and non-discretionary account management, and it is notable for its formal retirement-plan advisory and pension consulting capabilities.

James Eicholzer is a CFP® with 21 years of industry experience, currently affiliated with Capital Analysts. His previous roles include positions at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Outside of advisory services, he owns and operates Eicholzer Tax Service, specializing in personal income tax preparation. Capital Analysts serves a diverse client base, including individuals, high-net-worth investors, trusts, foundations, and charitable organizations, offering portfolio management and retirement-plan advice through a mix of discretionary and non-discretionary investment approaches. The firm employs a proprietary mutual fund screening process and maintains institutional relationships that support various investment products and services.