Karim Madmoune is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and possessing 13 years of industry experience. Prior to joining Wells Fargo in 2021, he worked at Morgan Stanley Private Bank, N.A. from 2015 to 2021. He serves on the finance committee of a community foundation in Oneida County, NY, and participates in audit and budget committees at a local country club. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Stephen Golembiowski is a financial advisor at LPL Financial with 33 years of industry experience. He holds the CFP® and ChFC® designations and previously worked at Cadaret, Grant & Co., Inc. for 22 years. He also has experience as a self-employed advisor spanning 24 years and acts in a fiduciary capacity through a family trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a broad network of investment adviser representatives.

Eugene D'amico is a financial advisor at Wells Fargo Clearing with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016. He serves as a finance committee member for the Boy Scouts of America Revolutionary Trails in Utica, NY. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Robert Dicks Jr. is a CFP® professional with 38 years of experience in the financial services industry. He is currently with OSAIC and has previously worked at Securities America Advisors, Inc. and Securities America, Inc. He is the president and owner of Robert A. Dicks, Jr. Inc., a property and casualty insurance agency. Outside of finance, he serves as treasurer and volunteer organizer for TriCity Lacrosse Inc., a nonprofit youth lacrosse program in Central New York. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers a multi-advisor platform with brokerage and advisory services, emphasizing model-based asset allocation and portfolio optimization across various managed accounts and third-party programs.

David Waters is a financial advisor at LPL Enterprise with 12 years of industry experience. He holds the Series 65 and Series 63 licenses and has previously worked with Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he is involved with EagleRock Holdings, LLC, a business entity for investing in real estate and private equity. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists, complemented by financial planning and access to third-party asset managers.

Mark Foresti is a financial advisor at Primerica Advisors in Utica, NY, holding a Series 63 designation with 24 years of industry experience. He has been with Primerica Advisors since 2000 and Primerica Financial Services since 1999. In addition to his advisory role, Foresti serves as an instructor at Utica College. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm uses third-party asset managers selected through independent due diligence and provides services under a tiered wrap-fee structure.

Eugene Damico is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Paul Tomassi serves as a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he focuses on helping clients develop personalized wealth management strategies that address their full financial picture. His client service areas include college education planning, executive compensation, employee financial health, liquidity management, portfolio management services, tax minimization, and retirement income. Paul holds a Bachelor's Degree from Pace University and has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is bilingual, speaking both English and Italian. Paul is committed to a financial philosophy rooted in long-term planning to help clients save and live a well-rounded life free from financial stress. In addition to his professional work, Paul is engaged in community activities and volunteers with local organizations. His personal interests include cooking, football, and music.

Christopher Carbone is a CFP® professional with 40 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent nine years at RBC Capital Markets. Outside of his advisory role, he serves as co-executor for his mother's estate in Barneveld, NY. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and diversification principles to support client portfolios.

Michael McGill is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 23 years of industry experience to his role. Since joining Merrill in 2010, he has focused on helping clients pursue their financial goals through personalized wealth management strategies. Michael works with clients on a variety of areas including college education planning, divorce transition planning, liquidity management, retirement income, philanthropic planning, socially responsible and ESG investing, and small business strategies. He holds the Personal Investment Advisor (PIA) designation and earned his High School Diploma from Natick High School. Michael is also affiliated with the American Legion Post 1376 in New Hartford, NY. In addition to his professional commitments, he participates in charitable golf events. Outside of work, Michael enjoys numerous outdoor activities such as adventure sports, baseball, billiards, boating, fishing, golfing, ice hockey, reading, skiing, and traveling.

Scott George is a CFP®-credentialed financial advisor with 30 years of industry experience, currently with Robert W. Baird & Co. since 2018. Prior to joining Baird, he worked for M. Griffith Locke Investment Services Inc. for 13 years. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and charitable organizations. The group provides tailored financial planning and portfolio management services, utilizing a range of strategies from traditional equity and fixed-income allocations to more complex alternatives.

John Sadallah is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 credential and has been with Morgan Stanley and its Private Bank since 2016. Outside of his advisory role, he is involved in property management and real estate through his ownership of Wolfe Property Management, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Joseph Tiderencel is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes positions at Bank of America, Merrill, HSBC Securities, and RBC Capital Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services through a large network of advisors, offering financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Adam Ayouch is a Series 66-licensed financial advisor with Equitable Advisors in New Hartford, NY, bringing 11 years of industry experience. He has been with Equitable Advisors since 2015 and was previously associated with Axa Advisors, LLC. Outside of his advisory role, he serves as power of attorney and executor for his grandmother, Marguerite Miller. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset management programs, utilizing both proprietary and third-party investment solutions delivered through a network of Investment Adviser Representatives.

Mark Hodge is a financial advisor with MassMutual Investors Services who holds a Series 63 designation and has 49 years of industry experience. He has worked with MassMutual Investors Services since 2017 and has been associated with Massachusetts Mutual Life Insurance Company, MetLife Securities Inc., and Metropolitan Life Insurance Company since 1984. Outside of advisory services, he also acts as an agent in life insurance, group life, and fixed annuities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, utilizing technology-driven tools and a collaborative approach to develop tailored client recommendations.

Maria Broccoli is a financial advisor with Morgan Stanley in Naples, Florida, holding a Series 66 license and 28 years of industry experience. She has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she is involved in a family-operated Italian deli business where she assists with record keeping and administrative tasks. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by proprietary analytical tools.

Randall Savicki is a financial advisor with LPL Financial, holding a Series 66 designation and 24 years of industry experience. His career includes roles at Commonwealth Financial Network, Ford, English Financial Group, LLC, and Lifemark Securities Corp., as well as ownership of Savicki Capital LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jacob George is a Series 66-credentialed financial advisor at Robert W. Baird & Co. with two years of industry experience. He has also held roles at St. John Fisher University and has a diverse work history including positions at Instacart and several service businesses. The DDK Group, part of Baird’s Private Wealth Management department, serves individuals, corporate clients, pensions, and charitable organizations. The firm employs a variety of portfolio management strategies and incorporates internal research and technology, including artificial intelligence, in its advisory approach.

Matthew Sohns is a financial advisor at Morgan Stanley with 27 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis.

Luke Van Meter is a Series 66-licensed financial advisor with seven years of industry experience. He is currently with LPL Financial and previously worked at Cadaret Grant & Co., Inc. Van Meter also operates Van Meter Tax Service. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a broad range of advisory and brokerage services.