John Sadallah is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 credential and has been with Morgan Stanley and its Private Bank since 2016. Outside of his advisory role, he is involved in property management and real estate through his ownership of Wolfe Property Management, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Joseph Tiderencel is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 30 years of industry experience. His prior work includes roles at Bank of America, Merrill, RBC Capital Markets, Community Bank, and Arrow Bank National Association. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, supporting both discretionary and non-discretionary management with model portfolios and research from various sources.

Adam Ayouch is a financial advisor at Equitable Advisors with 10 years of industry experience. He holds a Series 66 designation and has been with Equitable Advisors since 2015, having also worked at Axa Advisors, LLC during part of that time. Outside of his advisory role, he serves as power of attorney and executor for his grandmother, Marguerite Miller. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals, risk tolerance, and time horizon.

Mark Hodge is a financial advisor with MassMutual Investors Services, holding a Series 63 license and bringing 48 years of industry experience. He has worked at MassMutual Investors Services since 2017 and has a long tenure with MetLife Securities Inc. and Metropolitan Life Insurance Company dating back to 1984. Outside of advisory roles, he is also an insurance agent specializing in life insurance, group life, and fixed annuities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, offering collaborative, annual planning engagements supported by firm-approved analytical tools.

Derek Meka is a financial advisor with Osaic Wealth, Inc. He holds a Series 63 designation and has 12 years of industry experience. Derek's prior roles include positions at The Vermont Agency, Equity Services, Inc., Pruco Securities, LLC, and Prudential Insurance Company of America. Outside of advisory work, he is co-owner of Superior Fence Company and a member of Kiwanis of Frankfort, a nonprofit focused on community fundraising. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through an extensive network of affiliated advisors and advisory platforms. The firm provides integrated brokerage and investment advisory services with a variety of portfolio construction tools and access to third-party managers.

Maria Broccoli is a financial advisor with Morgan Stanley in Naples, Florida, holding a Series 66 license and 28 years of industry experience. She has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she is involved in a family-operated Italian deli business where she assists with record keeping and administrative tasks. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by proprietary analytical tools.

Jacob George is a Series 66-credentialed financial advisor at Robert W. Baird & Co. with two years of industry experience. He has also held roles at St. John Fisher University and has a diverse work history including positions at Instacart and several service businesses. The DDK Group, part of Baird’s Private Wealth Management department, serves individuals, corporate clients, pensions, and charitable organizations. The firm employs a variety of portfolio management strategies and incorporates internal research and technology, including artificial intelligence, in its advisory approach.

Matthew Sohns is a financial advisor at Morgan Stanley with 27 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis.

Luke Van Meter is a financial advisor at LPL Financial with seven years of industry experience. He holds the Series 66 designation and has previously worked at Cadaret Grant & Co., Inc. and Clarkson University. Van Meter also operates Van Meter & Van Meter, LLC, an affiliated tax service business. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, including model portfolios and both discretionary and non-discretionary management.

Mark Lewandrowski is a CFP®-credentialed financial advisor with Ameriprise in Mebane, NC, bringing 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in horse boarding and hay sales through Maple Ridge Farms and participates in finance committee budgeting and strategic planning for the United Way of the Mohawk Valley. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports. The firm serves clients with at least $1,000,000 in net investable assets and integrates advisory, brokerage, and insurance solutions through its broad institutional platform.

Theresa Flemma is a CFP® professional with 41 years of industry experience, currently with Robert W. Baird & Co. since 2018. Prior to joining Baird, she spent 29 years at M. Griffith, Inc. She is part of The DDK Group at Robert W. Baird & Co., which serves individuals, families, pensions, corporations, and institutional clients through a range of financial planning and portfolio management services tailored to client goals and risk tolerances.

James Chase is a financial advisor with LPL Financial based in Utica, NY, holding Series 63, 65, and 66 designations and 13 years of industry experience. He has worked at firms including NBT Bank N.A., Wells Fargo Clearing Services LLC, and Key Investment Services LLC. He is also a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Constance Smith is a financial advisor with LPL Enterprise in Utica, NY, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. She has worked at Prudential Insurance Company of America and its affiliated broker-dealer, Pruco Securities, LLC, since 2011. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management arrangements, and a range of brokerage and insurance products via its integrated platform.

William Matteson is a financial advisor with MassMutual Investors Services, holding a Series 63 designation and bringing 23 years of industry experience. He has been with MML Investors Services LLC and MassMutual Life Insurance Company since 2015. Outside his advisory role, he is an agent in health and group life insurance and co-manages a communal office space under a long-term lease agreement. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm structures planning engagements as collaborative annual relationships using firm-approved analytic tools to develop written recommendations while implementation remains optional and client-directed.

Donna Kratzenberg is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 38 years of industry experience. She has worked at Prudential Insurance Company of America since 1988 and joined LPL Enterprise in 2024. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, model wealth portfolios, third‑party asset management arrangements, and brokerage and insurance products through its integrated advisory and broker-dealer platform.

Thomas Balch is a financial advisor with Morgan Stanley in Utica, NY, holding Series 63 and Series 65 designations and bringing 38 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory work, he serves as a board member on the Village of Clinton NY Zoning Board of Appeals. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm‑approved tools and a structured discovery process.

Peter Franz is a financial advisor with LPL Financial, holding a Series 66 designation and 19 years of industry experience. He has worked at LPL Financial since 2019 and previously spent a decade with Cadaret, Grant & Co., Inc. Franz also operates a tax preparation and accounting practice under Franz Tax & Investments. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by model portfolios and research from multiple sources.

Gregory Morra is a financial advisor at Ameriprise with 43 years of industry experience. He has been with Ameriprise and its related entities since 2005. He serves as Vice Chair on the board of directors for RCIL, a nonprofit organization in Utica, NY. Ameriprise is a large institutional firm that offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports, emphasizing assets held in Ameriprise Managed Accounts.

Charles Batson is a financial advisor with LPL Financial, holding a Series 63 designation and 38 years of industry experience. He has worked at LPL Financial since 2025 and concurrently with Choice Investments since 2007. Prior to that, he spent 18 years at Cadaret, Grant & Co., Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, including discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Jason Champion is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Mass Mutual and its affiliated firms since 2005 and operates Champion Financial Services alongside his roles at these companies. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, with planning engagements structured as annual, collaborative relationships using firm-approved analytical tools.