Ronald Reinstein is a financial advisor with Independent Solutions Wealth Management, LLC, holding Series 65 and Series 63 credentials and 21 years of industry experience. He has worked at Peak Brokerage Services, Blackridge Asset Management, and Independent Solutions Wealth Management since 2015, following a year at Next Financial Group. Outside of his advisory work, he teaches community education classes and serves as a Social Security Certified Claiming Strategist. Independent Solutions Wealth Management is an SEC-registered advisory firm managing approximately $1.54 billion in client assets, serving individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts. The firm emphasizes strategic asset allocation and manager selection, offering model portfolios across various risk profiles and tactical investment strategies.

John D'andrea IV is a financial advisor with Belpointe Asset Management LLC, holding a Series 66 license and one year of industry experience. Prior to his advisory roles, he served 23 years in the U.S. Army. Outside of financial services, he owns and operates two e-commerce retail businesses. Belpointe Asset Management is a multi-team registered investment adviser managing approximately $7.6 billion in client assets across about 174 advisors. The firm provides discretionary investment management, financial planning, and retirement-plan consulting to individuals, retirement plans, corporations, trusts, and other advisers, using a combination of passive, active, tactical, and blended strategies tailored to client objectives.

Dean Boucounis is a financial advisor with Mutual of Omaha Investor Services, Inc. He holds the ChFC® designation and Series 63 and 65 licenses, with 49 years of industry experience, including over five decades at Mutual of Omaha. Outside of his advisory role, he is involved in community activities such as serving on the Stewardship and Outreach Committee at Annunciation Greek Orthodox Church, volunteering at a soup kitchen, and greeting visitors at the Roswell Park Comprehensive Cancer Center. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans through a variety of managed account programs and third-party money manager relationships. The firm operates within the Mutual of Omaha group, offering integrated broker-dealer and insurance services alongside investment advisory solutions.

Michael Shaver is a CFP® professional with 34 years of experience in the financial services industry. He is currently with Independent Solutions Wealth Management, LLC and has prior experience at PEAK Brokerage Services, Blackridge Asset Management, and Citizens Securities. Since 2002, he has served as Treasurer for the Vision Beyond Sight Foundation 403(b)(c). Independent Solutions Wealth Management, LLC is an SEC-registered advisory firm that provides financial planning and portfolio management to individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts. The firm manages approximately $1.54 billion in client assets and emphasizes strategic asset allocation, manager selection, and tactical strategies across a range of risk profiles.

Jay Blanchard is a financial advisor with Independent Solutions Wealth Management, LLC in Williamsville, NY. He holds Series 63 and Series 65 licenses and has 23 years of industry experience. Outside of his advisory role, he is involved in practice management and technology consulting, owns a business called Wealth to Womens, and participates in teaching and mentoring activities through Time & Money LLC. He also serves as a fundraiser for the American Widow Project. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans. The firm offers a range of portfolio management strategies, emphasizing strategic asset allocation, model portfolios, and both fundamental and technical analysis in security selection.

David Mariacher is a financial advisor at Independent Solutions Wealth Management, LLC in Burlington, Kansas, with 30 years of industry experience. He holds Series 63 and Series 66 designations and has worked at PEAK Brokerage Services, LLC and Independent Solutions Wealth Management since 2015. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans. The firm offers discretionary and non-discretionary portfolio management utilizing mutual funds, ETFs, individual securities, and third-party managers, with an investment process focused on strategic asset allocation, manager due diligence, and a combination of fundamental and technical analysis.

Charmaine Kaes is a financial advisor at Blackridge Asset Management, LLC with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Blackridge since 2021. Her prior experience includes roles at PEAK Brokerage Services, LLC and Cambridge Investment Research, Inc. Outside of her advisory work, she is president and owner of Compensation Services, Inc., a pension administration business she has operated since 1979. Blackridge Asset Management provides financial planning, investment management, and consulting services to individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations. The firm offers tailored portfolio management through a network of adviser representatives and employs a multi-strategy investment process, utilizing affiliated platforms and model portfolios.

Donald Buckley is a CFP® with 18 years of experience in the financial services industry. He is currently with The AmeriFlex Group and has previously worked at firms including Cambridge Investment Research, OSAIC, and NEXT Financial Group. Outside of financial advising, he is an associate attorney at Stamm Law Firm. The AmeriFlex Group is an SEC-registered investment adviser that serves individuals, corporations, and retirement plans through a network of advisory affiliates and investment adviser representatives. The firm offers portfolio management, financial planning, third-party money manager selection, and retirement plan consulting, delivering customized strategies through model asset allocations and discretionary manager relationships.

Kayla Boron is an advisor with Blackridge Asset Management, LLC, holding Series 63 and Series 65 licenses with five years of industry experience. She has worked at Peak Brokerage Services and Blackridge Asset Management since 2021 and has prior experience in various roles including at Instacart and Seneca Buffalo Creek Casino. Outside of advising, she is involved as an assistant with a nonprofit focused on college planning. Blackridge Asset Management provides financial planning, investment management, and consulting services to individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations. The firm offers tailored portfolio management using discretionary and non-discretionary strategies, access to model portfolios and third-party managers, and estate-planning referrals. Blackridge operates a network-based model with affiliated platforms and firms, managing roughly $217 million in discretionary assets across 66 advisors.

Russell Gaiser is a CFP® professional with five years of industry experience, currently with Independent Solutions Wealth Management, LLC. His background includes roles at Peak Brokerage Services and Blackridge Asset Management, as well as work in healthcare and active duty service with the U.S. Air Force. Outside of advising, he contributes personal finance columns for The Street, teaches Social Security optimization courses, and is a member of a book authorship LLC. Independent Solutions Wealth Management LLC is an SEC-registered firm serving individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts. The firm emphasizes strategic asset allocation and manager selection through in-house due diligence and offers a range of portfolio management services including mutual funds, ETFs, and tactical strategies.

Joseph Schrutt is a financial advisor with Blackridge Asset Management, LLC, holding Series 63 and Series 65 credentials and five years of industry experience. He previously worked at PEAK Brokerage Services, LLC and One Life America. Schrutt operates a DBA named Xecutive Wealth Strategies alongside his advisory role. Blackridge Asset Management provides financial planning, investment management, and consulting services to individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations. The firm utilizes a network of investment adviser representatives and offers tailored portfolio management through affiliated and third-party platforms.

Anthony Szefler is a financial advisor at Independent Solutions Wealth Management, LLC with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Blackridge Asset Management and other financial firms. Szefler is also affiliated with The Financial Guys and Peak Brokerage Services in advisory capacities. Independent Solutions Wealth Management, LLC is an SEC-registered advisory firm that provides financial planning and portfolio management to individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts. The firm manages approximately $1.54 billion in client assets and emphasizes strategic asset allocation and manager selection through model portfolios and tactical strategies.

Stephen Grisko is a wealth advisor at Independent Solutions Wealth Management, LLC with 30 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Blackridge Asset Management, PEAK Brokerage Services, LPL Financial, and Five Star Bank. He is also licensed as an insurance broker/agent for life, accident, and health insurance. Independent Solutions Wealth Management, LLC is an SEC-registered advisory firm serving individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts. The firm manages approximately $1.54 billion in client assets and employs an investment process focused on strategic asset allocation and manager selection, offering a range of portfolio management services including mutual funds, ETFs, stock portfolios, and tactical strategies.

John Klingensmith is a financial advisor at Hilltop Securities Inc. with 14 years of industry experience. His prior roles include positions at UBS Financial Services and RBC Capital Markets. Outside of finance, he serves as a Reserve Deputy Sheriff with the Erie County Sheriff's Office during the NFL season. Hilltop Securities serves individual and institutional clients through a range of investment advisory and broker-dealer services. The firm offers open-architecture platforms, managed account programs, and municipal bond strategies, combining custody, banking, and market-making capabilities.

Leonardo Mesa is a Certified Financial Planner (CFP®) with 29 years of industry experience. He is currently with F L Putnam Investment Management Co., where he has worked since 2024. His prior experience includes 15 years at Arbor Capital Management Corp and 14 years at Fidelity. F L Putnam serves a diverse client base including individual investors, institutions, and family offices. The firm offers team-based, customized investment management using internally managed and third-party strategies across multiple asset classes, with additional options for sustainable investing and tax-aware rebalancing.

Charles Sperrazza Jr. is a financial advisor at Blackridge Asset Management, LLC with 40 years of industry experience. He has been with Blackridge since 2021 and concurrently associated with Peak Brokerage Services since 2015. Outside of advising, he is involved as an actor with Gravesend, LLC. Blackridge Asset Management provides financial planning, investment management, and consulting through a network of advisers serving individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations. The firm’s investment process incorporates fundamental, technical, and charting analysis across a range of portfolio management strategies, often utilizing affiliated turnkey asset management platforms and third-party providers.

Lauren Muscato is a Series 66-licensed financial advisor with five years of industry experience. She is currently with Independent Solutions Wealth Management, LLC and has prior experience at PEAK Brokerage Services, LLC and the University of Buffalo. Outside of advising, she is involved in wealth management through a DBA called The Financial Guys and engages in insurance sales including fixed annuities and various types of insurance products. Independent Solutions Wealth Management LLC is an SEC-registered advisory firm serving individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts. The firm manages approximately $1.54 billion in client assets and focuses on strategic asset allocation and manager selection, offering a range of portfolio management options including tactical strategies and third-party manager selection.

Murray Richardson is a financial advisor with The AmeriFlex Group, holding Series 63 and Series 66 licenses and possessing 16 years of industry experience. He is the owner and president of C.D. Financial, Inc., an S-corporation offering insurance products including life insurance, fixed annuities, and long-term care. Richardson also serves as secretary for Mathewson McCarthy Baseball, a nonprofit organization, and is a board member of the nonprofit Bornhava, where he participates in fundraising initiatives. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates and investment representatives. The firm offers customized portfolio management, financial planning, third-party manager selection, and retirement plan consulting with a variety of wrap and non-wrap solutions.

Lawrence Mcgowan is a financial advisor at F.L. Putnam Investment Management Co. with five years of industry experience. Prior to joining F.L. Putnam, he worked at Arbor Capital Management, Corp for 29 years. F.L. Putnam serves a diverse client base including individual investors, families, and various institutions. The firm offers customized, team-based investment management and financial planning services across multiple asset classes, employing both internally managed strategies and third-party managers.

Cullen Mcgloin is a financial advisor at Principal Advised Services with 19 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has been with the Principal Financial Group and its affiliated entities since 2010. Principal Advised Services provides investment advice and related services mainly to retirement plan participants and retail IRA clients. The firm offers both non-discretionary recommendations and a discretionary wrap-fee investment management program, utilizing third-party methodologies and proprietary models supported by its affiliation with Principal Financial Group.